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pkcRAISTLIN
arbiter's chief minion



Registered: Jul 2002
Location:

quote:
Originally posted by NeoPhono
We can't afford our current system either.

I think the the fundamental flaw with the far-right ideology is this; ignoring the plight of others because they "deserve" what they get is somehow cheaper and more just for those who have "worked for it." While in theory I don't have much of a problem with that because I do think everyone should be responsible for their own actions, that's not how it works in reality.

If an uninsured patient gets sick, they don't just simply curl up in a ball and die, they go to the hospital. Those costs ultimately fall on someone else. If a parent is unable to afford insurance for their child and the child becomes sick, the parent doesn't sit there and watch their child suffer, they take it to the doctor, again with the cost falling on everyone else. If an uninsured goes bankrupt paying for medical bills, the cost falls on us. There are multiple different examples that can be used.

I've rotated for the last month in a clinic where basically all we see are the under or uninsured. Again, all of their costs fall back on the insured and the tax payers. In many senses, we already have a universal health care system in this country in that everyone who goes to the doctor gets seen and treated if necessary. The cost is simply redistributed through those who are paying for their services.

My point is that we have two options and both require a "redistribution of wealth" to some extent. We can keep our current system, where the insured pay for the uninsured and as the proportion of uninsured grows, the cost to the insured becomes greater, creating a vicious cycle of fewer being able to afford private insurance. Or, we can switch to some sort of universal system where everyone pays some percentage of their worth into the system and everyone shares at least some of the cost of medical care. I prefer the second if for no other reason than the first is simply unsustainable.


How dare you bring facts, logic and experience to this party of extremist rhetoric!


___________________

Old Post Aug-12-2009 02:24  Australia
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Krypton
83.798 g/6.022x10^23



Registered: Nov 2003
Location: Texas

quote:
Originally posted by Capitalizt
I'm a bush wackjob? lol^3


No not you. But the people screaming at their Congress(wo)man at these town hall meetings were probably overwhelmingly Bush supporters.

quote:
No, I just recognize that the country is already bankrupt and socialized medicine isn't going to improve our fiscal situation.


The current system is bankrupting us. Don't you get that?

quote:
Yeah, we should abolish USPS too but that's another discussion...and krypt you really need to stop comparing military funding with socialism. Yes, wealth redistribution is what government is built on..but there is a huge frakking difference between "distributing" money on the constitutional functions of government (court system, national defense, etc) vs sending out entitlement checks and paying the medical bills of welfare bums.


You do realize that when uninsured person's get medical care, it's the people with private insurance who get to pay for it when the hospital starts charging higher rates to pay for it right? The private system is already redistributing the wealth.

quote:
The first might lead to cronyism and corruption, but the second leads to tyranny of the majority. Keep following your path and the poorest 51% of the country will eventually be able to enslave the richest 49%..raping them with ungodly tax rates in the name of the "common good".


There already is cronyism. You think the insurance industry is sitting on their butts watching this unfold? No, they are using everything they have, millions of dollars, to lobby against healthcare reform. It's in their best interest to be able to keep charging exorbitant rates on health insurance and get to blame costs.

quote:
I can't believe you don't see what a dangerous precedent all of these massive government policies of the past few years are setting.


When talking about healthcare reform, I'm all for it. The status quo is intolerable.

quote:
Turning a blind eye to the damage and disruptions caused by federal intervention is a very bad trait for anyone looking to research market phenomena for a living..


It depends on what that federal intervention is.

I also research markets quantitatively. My emotion is largely kept out of my analysis. Like my analysis of Halliburton. My model rates them a buy, but I know the people running it are war profiteers, who milked our country millions of dollars. Point is, I don't need to be a Republican, Libertarian, or Laissez-faire advocate to interpret the markets.


___________________

Old Post Aug-12-2009 02:35  Korea-Democratic Peoples Republic
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Capitalizt
Supreme tranceaddict



Registered: Feb 2005
Location: USA

quote:
Originally posted by Krypton
The current system is bankrupting us. Don't you get that?


It's not bankrupting the 80% of the country that currently has health insurance. I pay $60/month out of pocket. I'm happy with that. My employer's cost for is around $2600 a year..or a total of around $3100. Yes, that is alot of $$ for someone to pay out of pocket if their employer doesn't help, but it is certainly do-able for most Americans if they budget for it.
quote:


You do realize that when uninsured person's get medical care, it's the people with private insurance who get to pay for it when the hospital starts charging higher rates to pay for it right? The private system is already redistributing the wealth.


Yep, that is a problem of socialism though isn't it? They are forced by law to provide service to those who don't pay..so naturally they need to recoup their costs elsewhere. I personally think they should be more vigilant when it comes to collecting debts. It shouldn't be too hard to come up with an extended payment plan for large bills..but instead they choose to "write off" their losses for low income clients and impose the costs on those who do pay. This is their prerogative and I see no reason to complain about it. They are the ones providing the service. They are in charge of training the staff and maintaining the property & equipment demanded by the public so they have the right to charge whatever they wish. Even with the high costs of healthcare, most major health companies make very little profit. I just checked Humana on Marketwatch and they had a WHOPPING 2% profit margin last year..lol

You are not going to lower the cost of medical services by getting government involved krypt. You are only going to HIDE the cost, and create a permanent multi trillion dollar government bureaucracy in the process.

Old Post Aug-12-2009 03:26  United States
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pkcRAISTLIN
arbiter's chief minion



Registered: Jul 2002
Location:

quote:
Originally posted by Capitalizt
but it is certainly do-able for most Americans if they budget for it.


nope.

http://www.pbs.org/wgbh/pages/front...ndamerica/view/

quote:
Originally posted by Capitalizt
Yep, that is a problem of socialism though isn't it?


after all these years and all my corrections you STILL can't use the word "socialism" properly in a sentence. tsk tsk.


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Old Post Aug-12-2009 03:28  Australia
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Capitalizt
Supreme tranceaddict



Registered: Feb 2005
Location: USA

quote:
Originally posted by pkcRAISTLIN
nope.


Ah, I stand corrected. 45 million uninsured / 304 million population.. That means 85% of the country currently has insurance, not 80%. My mistake. And I never said ALL could afford it..but the fact that the vast majority of Americans do have health insurance would seem to prove that most can afford it.
quote:

after all these years and all my corrections you STILL can't use the word "socialism" properly in a sentence. tsk tsk.


They are socializing their losses..collecting more wealth from producers to take care of the parasites who don't pay their share. Sure this isn't political socialism but I think the term is appropriate.

Old Post Aug-12-2009 03:47  United States
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pkcRAISTLIN
arbiter's chief minion



Registered: Jul 2002
Location:

quote:
Originally posted by Capitalizt
Ah, I stand corrected. 45 million uninsured / 304 million population.. That means 85% of the country currently has insurance, not 80%. My mistake. And I never said ALL could afford it..but the fact that the vast majority of Americans do have health insurance would seem to prove that most can afford it.


See, this is what happens when you run your eye over a page and then your ideology sets off; rather than actually watching the damned program to get a view of what I was talking about. If you think that a majority of Americans have ADEQUATE coverage, and that insurance costs are acceptable, then you�ve been drinking the koolaide.

quote:
Originally posted by Capitalizt
They are socializing their losses..collecting more wealth from producers to take care of the parasites who don't pay their share. Sure this isn't political socialism but I think the term is appropriate.


Look, you can try to bastardise terms you don�t understand all you like. You�ll do nothing than appear like an idiot yank to the rest of the world.


___________________

Old Post Aug-12-2009 04:07  Australia
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Capitalizt
Supreme tranceaddict



Registered: Feb 2005
Location: USA

quote:
Originally posted by pkcRAISTLIN
See, this is what happens when you run your eye over a page and then your ideology sets off; rather than actually watching the damned program to get a view of what I was talking about. If you think that a majority of Americans have ADEQUATE coverage, and that insurance costs are acceptable, then you�ve been drinking the koolaide.

Sorry, PBS is always always always sympathetic to big gummint solutions and I have little respect for any of their "public service" documentaries. The historical and educational stuff is fine..but the political shows are full of shit.
quote:


Look, you can try to bastardise terms you don�t understand all you like. You�ll do nothing than appear like an idiot yank to the rest of the world.


Luckily I don't care what the rest of the world thinks.

Old Post Aug-12-2009 04:13  United States
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Krypton
83.798 g/6.022x10^23



Registered: Nov 2003
Location: Texas

quote:
Originally posted by Capitalizt
It's not bankrupting the 80% of the country that currently has health insurance. I pay $60/month out of pocket. I'm happy with that. My employer's cost for is around $2600 a year..or a total of around $3100. Yes, that is alot of $$ for someone to pay out of pocket if their employer doesn't help, but it is certainly do-able for most Americans if they budget for it.


That's not what this Harvard study found...

A recent study by Harvard University researchers found that the average out-of-pocket medical debt for those who filed for bankruptcy was $12,000. The study noted that 68 percent of those who filed for bankruptcy had health insurance. In addition, the study found that 50 percent of all bankruptcy filings were partly the result of medical expenses. Every 30 seconds in the United States someone files for bankruptcy in the aftermath of a serious health problem.

http://www.law.harvard.edu/news/200..._bankruptcy.php

Himmelstein, D, E. Warren, D. Thorne, and S. Woolhander, �Illness and Injury as Contributors to Bankruptcy, � Health Affairs Web Exclusive W5-63, 02 February , 2005.

quote:
Yep, that is a problem of socialism though isn't it? They are forced by law to provide service to those who don't pay..so naturally they need to recoup their costs elsewhere.


NeoPhono said it best..."If an uninsured patient gets sick, they don't just simply curl up in a ball and die, they go to the hospital. Those costs ultimately fall on someone else. If a parent is unable to afford insurance for their child and the child becomes sick, the parent doesn't sit there and watch their child suffer, they take it to the doctor, again with the cost falling on everyone else."

quote:
You are not going to lower the cost of medical services by getting government involved krypt. You are only going to HIDE the cost, and create a permanent multi trillion dollar government bureaucracy in the process.


As neophono made clear to you, we have two options. Allow the status quo to continue where uninsured persons get treatment at the cost of insured persons. Or get currently uninsured persons to pay SOMETHING and lessen the cost on everyone else. Pick one.


___________________

Old Post Aug-12-2009 04:26  Korea-Democratic Peoples Republic
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pkcRAISTLIN
arbiter's chief minion



Registered: Jul 2002
Location:

quote:
Originally posted by Capitalizt
Sorry, PBS is always always always sympathetic to big gummint solutions and I have little respect for any of their "public service" documentaries. The historical and educational stuff is fine..but the political shows are full of shit.


i have a couple of friends like you. so caught up in their own ideological obsession that any and all information contrary to their viewpoint is casually dismissed under the auspices of "bias" (the irony being hilarious).

the doco makes absolutely no suggestions on what the best solutions are. it merely examines the state of the US health system. which i find a far better litmus test than your "well, i can afford my healthcare" argument.

quote:
Originally posted by Capitalizt
Luckily I don't care what the rest of the world thinks.


spoken like a true american


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Old Post Aug-12-2009 04:27  Australia
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Sunsnail
Global Moderator



Registered: Sep 2004
Location:

guess ill just drop my personal anecdote here.

i have health insurance. i had to be tested for lymphoma. cost like $3000 after what the insurance would pay. that shit is ridiculous

Old Post Aug-12-2009 04:36 
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Capitalizt
Supreme tranceaddict



Registered: Feb 2005
Location: USA

quote:
Originally posted by Krypton
we have two options. Allow the status quo to continue where uninsured persons get treatment at the cost of insured persons. Or get currently uninsured persons to pay SOMETHING and lessen the cost on everyone else. Pick one.


Option #3.

Send them a bill and hire a collections agency to collect the debt. Put a lien on their house/car/condo if necessary. Serious offenders with no capability to pay their debt could ask the state absorb the cost and work it off via community service. There are any number of ways we could lower the cost. What we don't need is more freeloaders...and when you make something an entitlement, that is what you are sure to get.

quote:
Originally posted by pkcRAISTLIN
i have a couple of friends like you. so caught up in their own ideological obsession that any and all information contrary to their viewpoint is casually dismissed under the auspices of "bias" (the irony being hilarious).

the doco makes absolutely no suggestions on what the best solutions are. it merely examines the state of the US health system. which i find a far better litmus test than your "well, i can afford my healthcare" argument.


Oh for the love of God. Visit their site. Read ANY of the articles. The link you posted contains plenty of insinuation that "the world" has it right with socialized medicine and that we should have something similar here. Most of their documentaries are loaded with anti-market, pro-government bias..and the fact that a proud lefty like yourself thinks they are an objective source is all the confirmation anyone needs.
quote:


spoken like a true american


Thank you.

Old Post Aug-12-2009 04:58  United States
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Krypton
83.798 g/6.022x10^23



Registered: Nov 2003
Location: Texas

quote:
Originally posted by Capitalizt
Option #1.

Send them a bill and hire a collections agency to collect the debt. Put a lien on their house/car/condo if necessary. Serious offenders with no capability to pay their debt could ask the state absorb the cost and work it off via community service. There are any number of ways we could lower the cost. What we don't need is more freeloaders...and when you make something an entitlement, that is what you are sure to get.


So you chose option #1. Let the uninsured rot in hell at the expense of the insured. Freeloaders? Serious offenders? I don't even know why I'm trying...

Sending bills and hiring collections agencies to go after people who can't pay their medical bills is useless. If I can't afford healthcare, why the hell would a bill or collections agency all of sudden make me able to pay?


___________________

Old Post Aug-12-2009 05:10  Korea-Democratic Peoples Republic
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