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-- dexit, debit express
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quote:

Originally posted by MarkT Currently, my unlimited free debit transactions and no-fee credit card serve me just fine EVERYWHERE I shop and eat

werd.

and I didn't get it yet, since I really can't be bothered with ANOTHER thing to carry in my pocket, beside my debit card, credit card and some cash/change. plus I usually shop at places that don't accept dexit, so wtf is the point?!

i think when Dexit is accepted in places like the TTC, vending machines, and parking meters people will start using it more widely .. i just hope that comes sooner than later

I love dexit.

The cost is negligible and it saves me time. Anything that saves me time - I will use.

Dexit transaction takes 2 seconds, debit takes longer. It has nothing to do with being lazy - it has everything to do with valuing my time and not willing to waste my valuable time.

I've seen some debit terminals who aren't conntected to a dedicated ATM network have to dial-up, wait, authorize, send back, receipt, etc. Dexit is always 2 seconds.

quote:

Originally posted by rabbitjoker I love dexit. The cost is neglibable and it saves me time. Anything that saves me time - I will use. Dexit transaction takes 2 seconds, debit takes longer. It has nothing to do with being lazy - it has everything to do with valuing my time and not willing to waste my valuable time. I've seen some debit terminals who aren't conntected to a dedicated ATM network have to dial-up, wait, authorize, send back, receipt, etc. Dexit is always 2 seconds.

not to mention that those 2 seconds add up when ur queuing up hundreds of people on any given day at a food court

yup... 2 seconds X 100 is a whole 200 seconds during the whole day... OH NO! The horror!

People need to slow down!

i personally installed dexit at a few quiznos locations........ beware jax1 im coming for you

Yes, to do 100 people with Dexit - it takes ~200 to ~250 seconds (3 to 4 minutes).

To do 100 people with a non ATM network connected debit machine you're looking at 2000 to 2500 seconds (30 to 40 minutes).

Sounds like a significant difference to me.

Do a quick study of volumes at downtown foodcourts (Scotia Plaza for example) and you'd easily have over 100 transactions (cash, debit, dexit or otherwise) per hour at most kiosks.

tim hortons at scotia plaza also in exchange tower is doing more business because of dexit, but im not at liberty to give out those numbers.

quote:

Originally posted by Pettiscool i personally installed dexit at a few quiznos locations........ beware jax1 im coming for you

LOL im not against dexit. I just find it amusing how people complain about a few lousy seconds. I see it daily at quiznos too. People need to slow down. The fact that you can get a sub at peak hours in less than 5 minutes with the amount of work that goes into it is amazing in itself. Same with any other type of food.

But my big question about dexit is what if you lose it? Are you insured? Otherwise if it works well bring it on.

Fast food is a volume business. The more people you get through the door, in the less time - the more money you make.

Of course Tim's is doing more business.

From 11:30 to 13:30 Scotia Plaza has ~5,000 people come through - if someone leaves your line to go to another because people are pissing around with debit machines and cant transact fast enough - that's lost money. Same is said if employees are pissing around talking shop. Lunch time = crunch time.

I think in a low volume, low competition (not many other options) environment - Dexit probably isn't a viable option.

In a high volume, multiple-option environment - it's crucial to be able to not only produce the foodstuffs quickly - but also transact and move customers quickly - Dexit is perfect for this environment.

if you lose it you call, just like credit card and they send a new tag to you with the value. If somebody used up your credit too bad so sad for you.

$100 daily limit on tag
i would never put more then 100 on it...... not that i even use it.

quote:

Originally posted by Pettiscool if you lose it you call, just like credit card and they send a new tag to you with the value. If somebody used up your credit too bad so sad for you. $100 daily limit on tag i would never put more then 100 on it...... not that i even use it.

I have mine recharge when $20 remains and top it up with $80. Never more than a bill on it at a time.

aaah well at least with debit you are somewhat protected from theft. I suspect that the double swiping problem would be easier with dexit too since they dont even need to worry about pinhole cameras and pin numbers. If Dexit can work out some sort of insurance coverage then maybe id consider it.

quote:

Originally posted by Jayx1 double swiping problem

The vendor never touches the Dexit card. The owner/user places it against the reader.

quote:

Originally posted by rabbitjoker Fast food is a volume business. The more people you get through the door, in the less time - the more money you make. Of course Tim's is doing more business. From 11:30 to 13:30 Scotia Plaza has ~5,000 people come through - if someone leaves your line to go to another because people are pissing around with debit machines and cant transact fast enough - that's lost money. Same is said if employees are pissing around talking shop. Lunch time = crunch time. I think in a low volume, low competition (not many other options) environment - Dexit probably isn't a viable option. In a high volume, multiple-option environment - it's crucial to be able to not only produce the foodstuffs quickly - but also transact and move customers quickly - Dexit is perfect for this environment.

Oh i know that people have no patience. In my business we have to cater to that. However it baffles me how impatient people really are. Even when im in a real hurry i never get retarded about it. If i truely have no time to eat I dont eat and if i were ever in a position where i NEVER had time to eat i think id be rethinking my daily activities.

Im sure some people truely are in a hurry with high stakes jobs and meetings but i suspect that most simply live their whole lives on fast forward. Youd be surprised how many people act as if they are late for a meeting on a Sunday afternoon for instance.

now where this technology would really come in handy is in those bloody European washrooms (WC'z) when u run outta change and the old cleaning lady is waiting for you to drop some coins..

quote:

Originally posted by rabbitjoker The vendor never touches the Dexit card. The owner/user places it against the reader.

aaah ok... thats a start. And I suppose if you lose it its like losing money. However i rarely carry $100 cash around for that reason. Make it more viable to recharge smaller denominations and we'll talk

quote:

Originally posted by Jayx1 And I suppose if you lose it its like losing money.

no, i already answered this

no because you said if someone uses it up, too bad. And of course someone would.

User specifies recharge amount ($20, $40, $60, $80, $100) and at what minimum dollar amount the recharge occurs. However the recharge has the $1.50 fee - so to make it have the least amount of cost, it makes sense to use the maximum recharge amount (or as high as you're comfortable).

I have my tag on my keyring with my haus and office key on it. How often does one loose their haus key or office key? Fortunately I don't very often - so the risk of loosing it / concern of loosing it is very low.

ok so it sounds good. But perhaps if you made the recharge fee for $20 50 cents and $1.50 for $100 it would work a bit better

A pro-rated recharge fee makes sense. Debit doesn't have such a thing however, nor does a merchant account (merchant fees varying based on transaction value).

However, I suspect that they set it to be cheaper the more one recharges is a part of the business model in that they have some sort of revolving liquid investment with the "charged" cash that increases their profitability and cash-flow (thus Dexit incenting the user to charge as much as they can/are comfortable with).

quote:

Originally posted by dEsidEL now where this technology would really come in handy is in those bloody European washrooms (WC'z) when u run outta change and the old cleaning lady is waiting for you to drop some change ..

BUHAHAHAHAA!

That's the idea of a century... (I can see you've used quite a few of those, eh?)

quote:

Originally posted by Jayx1 no because you said if someone uses it up, too bad. And of course someone would.

when you call , the old tag is suspended and funds put on new tag.

quote:

Originally posted by Crazy Serb BUHAHAHAHAA! That's the idea of a century... (I can see you've used quite a few of those, eh?)

when the cost of taking a piss is more than the cost of booze it tends to happen !

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