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-- Does driving school = significant insurance reductions?
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Posted by samhouse on Sep-15-2010 19:23:

Re: Re: Does driving school = significant insurance reductions?

quote:
Originally posted by kotsy
lol
been there


shit so im not the only one...

i feel so much better now


Posted by jchung52 on Sep-16-2010 18:37:

quote:
Originally posted by geroin

After you reach 25y the insurance premium is dropped significantly as well, about 25-30%.


Can't wait for my bday One of the main reasons I don't have a vehicle yet.

I believe if you are a student and have good grades, rates drop a bit too.. at least that happened in high school. Not sure if the same policy is around now


Posted by infinity HiGH on Sep-16-2010 18:52:

quote:
Originally posted by jchung52
I believe if you are a student and have good grades, rates drop a bit too.. at least that happened in high school. Not sure if the same policy is around now


lmao what?! thats ridiculous


Posted by Mortyman on Sep-16-2010 19:10:

As a broker, this thread makes me laugh


Posted by jsibilin on Sep-16-2010 19:14:

quote:
Originally posted by Djsketchbag
Does it make a differance once you get older ? like you get a rate rate drop after 25 right ??


of course it does.. I had a clean record when I was 25 and only paid 75/month (also was on my parents policy)... now I am on my own policy and have one speeding and one failing to show up to date insurance papers..

I pay 140/month now..


Posted by geroin on Sep-16-2010 19:30:

quote:
Originally posted by jchung52
I believe if you are a student and have good grades, rates drop a bit too.. at least that happened in high school. Not sure if the same policy is around now


don't think so
anyone under 25 in ontario is considered an "unsafe driver" regardless of your driving record or grades lol


Posted by jchung52 on Sep-16-2010 19:40:

google it..


Posted by geroin on Sep-16-2010 19:45:

quote:
Originally posted by jchung52
google it..


https://www.belairdirect.com/englis...ts_students.htm

says 10% so you're right but the premiums for under 25 are still ridiculous, many students would not be able to afford on their own anyways.


Posted by infinity HiGH on Sep-16-2010 19:53:

i'm with bel air right now and i must say the rate i'm getting is awesome.


Posted by kotsy on Sep-16-2010 20:04:

quote:
Originally posted by infinity HiGH
i'm with bel air right now and i must say the rate i'm getting is awesome.


that's fly!


Posted by jchung52 on Sep-16-2010 20:15:

quote:
Originally posted by geroin
https://www.belairdirect.com/englis...ts_students.htm

says 10% so you're right but the premiums for under 25 are still ridiculous, many students would not be able to afford on their own anyways.


Ya of course.. but save where you can lol


Posted by VDub on Sep-16-2010 22:07:

quote:
Originally posted by Mortyman
As a broker, this thread makes me laugh


Speculation much????


Posted by ChemEnhanced on Sep-16-2010 22:13:

quote:
Originally posted by Mortyman
As a broker, this thread makes me laugh


how are you finding the new regulations???? many people buying the additional coverages????


Posted by smuncky on Sep-17-2010 04:40:

quote:
Originally posted by kotsy
that's fly!




i lol'd. thanks.


Posted by ChemEnhanced on Sep-27-2010 21:38:

Re: RE: Does driving school = significant insurance reductions?

quote:
Originally posted by driving101
Hello friend,
Nowadays for safety measures advanced driving lessons are must be needed to avoid any kind of mishappening. The school for driving must be government approved and with experienced teachers.I must consider you driving101 with having best lessons of driving in area.



Posted by kaniz on Sep-27-2010 21:49:

Spambots aside - can anyone recommend a driving school in Toronto? Similar boat as Highroller. I'm mostly wanting to reduce the wait time from 12 months to 8 months - finally got off my ass and got my beginners again a few weeks ago, and if I can cut the wait down to 8 months I'll be able to drive by myself next summer, which would make me very happy.


Posted by Orko on Oct-12-2010 01:44:

Re: Re: Re: Does driving school = significant insurance reductions?

quote:
Originally posted by samhouse
shit so im not the only one...

i feel so much better now


Yup, I let my g1 expire as well. I was just waiting to take a course, but now I'm rethinking it, since I've heard otherwise in this thread.

So the definitive answer is..10%?????
quote:
Originally posted by kaniz
Spambots aside - can anyone recommend a driving school in Toronto? Similar boat as Highroller. I'm mostly wanting to reduce the wait time from 12 months to 8 months - finally got off my ass and got my beginners again a few weeks ago, and if I can cut the wait down to 8 months I'll be able to drive by myself next summer, which would make me very happy.

I was thinking of going with the CAA course. I had a fellow coworker do it, and she was in her 40's. She said it was pretty reasonable to follow, and liked the quality of instruction.


Is there a big insurance savings difference between the Happy Luck Driving school that Chinamon's uncle operates, or a reputable one like Young Drivers/CAA?


Posted by nacarter on Oct-12-2010 13:42:

I talked with my insurance guy about this a few months ago. I didn't even start driving until 30 (that's what living in TO will do). It doesn't matter if you get your instruction done by ABC Driving School or Young Drivers, the rate reduction is still 10%. If you're over 25, driving instruction will have ZERO impact on premiums. You're already getting an age discount. I decided against a full slate of driving lessons and had my wife teach me, while getting a couple of lessons to fill in knowledge gaps. Worked like a champ.


Posted by Orko on Oct-12-2010 16:00:

quote:
Originally posted by nacarter
I talked with my insurance guy about this a few months ago. I didn't even start driving until 30 (that's what living in TO will do). It doesn't matter if you get your instruction done by ABC Driving School or Young Drivers, the rate reduction is still 10%. If you're over 25, driving instruction will have ZERO impact on premiums. You're already getting an age discount. I decided against a full slate of driving lessons and had my wife teach me, while getting a couple of lessons to fill in knowledge gaps. Worked like a champ.


Thanks for the very clear answer!

I'm just going to set up in a parking lot and learn.


Posted by rabbitjoker on Oct-13-2010 20:56:

You provide car, I provide lessons.

Top driver technique.


Posted by Endlesswave on Oct-14-2010 13:59:

I had the same thing, license expired but just before that took the G2 exit test, failed (no surprise there)and had to start over. Didn't take driving school or lessons again, just drove like crazy, passed and voila, proper G license.

As for insurance, I've heard the age thing is really it as well. Driving school detail isn't a huge deal if you're over 25.


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