TranceAddict Forums (www.tranceaddict.com/forums)
- Chill Out Room
-- Bankruptcy Question
Pages (5): « 1 2 [3] 4 5 »

quote:

Originally posted by barbina wtf is wrong with you people i got the shit ripped out of me for this shit hmf. [i refuse to share my 'and then there was..' though]

you didn't go bankrupt, your parents stopped giving you money, big difference loser

It's like those bums begging for change

as long as you've got two healthy legs to stand on, and two arms to hold out that cup for me to throw some money into, you ain't getting a penny from me

/people are just lazy

quote:

Originally posted by elFreak you didn't go bankrupt, your parents stopped giving you money, big difference loser

hes not going bankrupt. hes worried about his dad dying and not paying for his shit.

quote:

Originally posted by Azz3D It's like those bums begging for change as long as you've got two healthy legs to stand on, and two arms to hold out that cup for me to throw some money into, you ain't getting a penny from me /people are just lazy

quote:

Originally posted by Azz3D It's like those bums begging for change as long as you've got two healthy legs to stand on, and two arms to hold out that cup for me to throw some money into, you ain't getting a penny from me /people are just lazy

Yeah, I used to think that way too...but the truth is that the majority of homeless people suffer from mental illness, and that sucks.

quote:

Originally posted by FromAbove I am a very smart high school graduate. I dropped out but only for a week. I went to adult high school to finish at my own pace and ended up graduating a week before my original class.

YOU FAIL!

quote:

Originally posted by jennypie Yeah, I used to think that way too...but the truth is that the majority of homeless people suffer from mental illness, and that sucks.

some have a knack for music and are quite talented for that matter.

quote:

Originally posted by DaRoZa start playing WoW.

quote:

Originally posted by barbina wtf is wrong with you people i got the shit ripped out of me for this shit hmf. [i refuse to share my 'and then there was..' though]

see, if you timed it just right and piped up with "and then there was me" and you'd totally turn it around!

Re: Bankruptcy Question

quote:

Originally posted by FromAbove Okay I've been playing ignorant for over 3 years now. I haven't had a normal job in 3 years and my father has been paying my bills ever since. But now I've realized that for every $34 bill he pays, the credit card charges a $24 finance fee so he only pays $10. I can't keep letting him waste his money on my bills. My bills total over $100 a month, not counting my other bills like cars, motorcycle and insurance. What can I do to eliminate these bills? Who do I call? Because if my dad dies I won't know how to pay these bills. This is a serious thread.

Loser.

quote:

Originally posted by barbina wtf is wrong with you people i got the shit ripped out of me for this shit hmf. [i refuse to share my 'and then there was..' though]

I don't know which is worse, reading your inane drivel on every fucking thread or watching that horse-face right next to the self-induldged pap.

Even barb has more testicle than you.

I would say you're a little too old to file bankruptcy to be honest.It'll affect you for seven years minimum and will hang over your head until you get allot of capital in your corner.I'd say write a hardship letter to your creditors and see if you can consolidate your debt into 4-5 monthly payments.I'd say pay online as well,$24 fee for payment is steep.....Lets hope the rules of credit engagement are change in the coming months because none should be charged to pay bills.

Get a fucking job and for gods sake don't have kids!Oh and if you can get consignment then get it because you're interest rates are climbing with each passing pay period.

Good luck

i know alot of twenty somethings that are financially dependable of their parents; i'd say it's a matter of perspective, some say it's bad, and some don't care. I just think that as long as you have money, no matter how or why, if you have it...that's all that matters

It isn't the fact that he's dependent on his parents, it's that he has no fucking idea how to become self sufficient. That's pretty pathetic. I know a lot of dependent 20-something's as well...but their parents have at least equipped them with the life skills to know where to fucking start.

quote:

Hungry for dick but only got $1001 in your account, too fucking bad. As long as you have your cushion in the bank, AND a job, you'll be "ok." You won't be "great", but Aunt Jemima didn't get her claim to fame in 6 months either. In fact, if I recall correctly, Aunt Jemima died a horrible death underneath 2 tractor trailers and it wasn't until she died, that Aunt Jemima Syrup turned a profit.

Yeah, not a good idea to file for bankruptcy. The cons outweigh the benefits. You'll never be able to loan for anything unless you've got some assets. =/

stop thinking about moving out unless there's a specific reason you need to (dangerous environment, job elsewhere, school, etc.). There's no point in spending money on moving out just so that you can move out at a point where you currently don't have a job and have zero savings (at least while you're relatively young; if you're 35 and live at home, yes, move out to move out).

there's a hell of a lot more expense in living on your own than you probably even realize. If you want to be more responsible about it, offer to pay your parents some form of rent/contribution. They'll appreciate it, you'll save money, and you won't be so dependent (of course, this would be after you manage to pay for the rest of your own stuff).

quote:

Originally posted by FromAbove I'm not getting a job even though I try every day.

Not possible. More likely, you're either just lying or you're trying to get jobs you're not qualified for and aren't willing to do something you think you're too good for (manual labor, retail, etc.).


p.s. if you're joking, w/e. someone else can use the advice.

quote:

Originally posted by jennypie Yeah, I used to think that way too...but the truth is that the majority of homeless people suffer from mental illness, and that sucks.

Even so, I'm sure there's a job out there that they're capable of doing

It's not that easy. There's a lot that you clearly don't understand about mental illness.

quote:

Originally posted by EddieZilker Yes and offering suicide advice makes you look like a real champion of life, don't you know. I mean, what sort of inadequacy has you so fucking bothered that you tell people to kill themselves on the internet, Winner? Cause that's nothing but anger, right there, Champ. Can I assume that it's anger that's also responsible for your empathy deficit or are you just retarded in your frontal lobe?

Yes, yes, and yes.

quote:

Originally posted by Azz3D Even so, I'm sure there's a job out there that they're capable of doing

performing a task is only half of having a job.

that said, I have no sympathy for most of them. Some, sure, but a lot of them (a lot more in cities than elsewhere) could avoid it.

Really? Schizophrenics and bipolar people can avoid it? What about the extremely depressed? You think they can avoid it?

Take some meds, right? Who do you think pays for those meds? Do you think they're cheap?

quote:

Originally posted by jennypie Really? Schizophrenics and bipolar people can avoid it? What about the extremely depressed? You think they can avoid it? Take some meds, right? Who do you think pays for those meds? Do you think they're cheap?

Like I said--there are definitely some who can't. Those would be the ones who can't.

Well you said you have no sympathy for MOST of them. And I'm telling you that MOST of them require more social support/therapy/help than is available to them. And MOST of them are NOT, nor will they ever be of sound mind to be able to do for themselves.


Believe me, as I said, I used to think the same way...until I did my mental health rotation and learned the reality of it.

try to find another credit card with a lower finace rate and pay it off with that one?

if you have no credit, you should ask your parents (or someone you know with great credit) to add you to one of their major credit cards as an authorized user. they don't have to actually give you access to the card, but just having you as a user will automatically increase your credit score.

other than that, just look for a job and make money and consolidate your debt with one of those companies and start building your credit.

another good trick to building your credit is applying for a small personal loan (like 500-1000 bucks) and just put that money aside and use it to pay the loan right back in a timely manner. it'll show as a positive account on your report. you'll pay interest, but it'll build your credit.

Powered by: vBulletin
Copyright © 2000-2021, Jelsoft Enterprises Ltd.