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quote:

Originally posted by VERTiG0 Or a '97 Jetta in Scarborough. $11,230. My buddy Justin, about 4 years ago (when he was 17).

LOL! Damn, 17, eh? I'm a 28 year-old driving a '97 Prelude in Scarborough and I pay about $2,000, but I get an employee discount.

Just two years ago, I was paying $7,000 per year, as I was summarily convicted (conditional discharge) of dangerous driving under the Criminal Code in 2001.

Ok, not cool.

quote:

Originally posted by Moral Hazard You don't count, your a Yankie! Our insurance laws are very different then yours. The minimum liability insurance here is $200,000, most people carry 1,000,000. If I recall correctly your minimum limit is $50,000. Additionally, Accident Benefits coverage (which is similar to your PIP coverage) is mandatory and infinately higher then your PIP coverage.... ($100,000 medical coverage, $72,000 for attendant care, $10,400 housekeeping coverage, and income replacement coverage of $400/wk.... these amounts go up to $1,000,000, 1,000,000, $100/wk for life, and $400/wk for the first two years and $2hundred something for life after the first two years for certain injuries). You really cannot compare prices from NY to ON as the policies/products are totally different. INSURANCE IS NOT A COMMODITY.

Mmm that's a juicy pwnage.

quote:

Originally posted by fayraree Mmm that's a juicy pwnage.

you gotta watch out for those adjusters... they are sneaky...

quote:

Originally posted by colonelcrisp WOOT!!! TOTA LEAD FOOT ALLIANCE Colonelcrisp sticky_shoes Nrg2Nfinit <-- he probably hasnt seen this thread yet but he is the worst driver of all never ever get in the passenger seat of his truck when your on mushrooms..... i thought i was gonna die for sure (thank god i could hide behind that sheet of paper)

how can you confuse worst with best.. best driver.. geez

man.....I should open up an insuance agency in Ontario

I'd clean fuckin house

quote:

Originally posted by Nrg2Nfinit how can you confuse worst with best.. best driver.. geez

+1...exactly...

Let's just say we're the very aggressive ones on the road...but we got skills

Fahad...you're 28?!?...

quote:

Originally posted by sticky_shoes Let's just say we're the very aggressive ones on the road...but we got skills

yes! so true. i definitely belong to the lead foot alliance since i drive fast all the time. im amazed i haven't been caught yet. my friend actually got out of my car one day and was like "so you've clearly never had a speeding ticket..."
my record is making it from guleph to t.o. in 25 mins.

where i seem to run into problems is backing out of my driveway. the only accident i've ever had was when i was upset and really distracted and ended up backing into the Saab behind me.

quote:

Originally posted by sticky_shoes Whoa...it was just a guess...relax! ...haha... Which adjusting firm does he work for though?

You were right the first time. Scott's just disgruntled!

Back in the day, I was $5800 a year for a '92 Honda Prelude.

Then again, I was 20 years old with no Driver's Ed, No G Class license and a first time driver as well as first time insurance.

Maaaan, that sucked. But oh what fun I had.

quote:

Originally posted by Moral Hazard You were right the first time. Scott's just disgruntled!

Well I hope he isn't taking it out on the insureds..haha

According to our Ombudsman here, we've been getting some complaints from insureds on the way the claims are being handled over there

quote:

Originally posted by sticky_shoes Well I hope he isn't taking it out on the insureds..haha According to our Ombudsman here, we've been getting some complaints from insureds on the way the claims are being handled over there

That's not good to hear. One thing to bare in mind is that claimants will always complain, the question that needs to be asked is whether they are unhappy because of poor service or unhappy because they didn't get the settlement they wanted. Unfortunately, our industry is horrible at explaining how it works, what people are entitled to, and the reasons for our decisions. Most people expect far more then they are entitled to under both law and the insurance contract. Thankfully, I don't work on the Aviva program.

quote:

Originally posted by Moral Hazard That's not good to hear. One thing to bare in mind is that claimants will always complain, the question that needs to be asked is whether they are unhappy because of poor service or unhappy because they didn't get the settlement they wanted. Unfortunately, our industry is horrible at explaining how it works, what people are entitled to, and the reasons for our decisions. Most people expect far more then they are entitled to under both law and the insurance contract. Thankfully, I don't work on the Aviva program.

Oh I hear ya!!! It's also possible that people just refuse to listen There was this gentlemen shouting at the staff about his payment, and refused to listen to anyone...he just kept on insisting that he was right. Goshness!

Our company has to deal with that crap times a billion b/c we deal with brokers too

Thank goodness I'm going back to the chem lab after the summer

quote:

Originally posted by sticky_shoes Fahad...you're 28?!?...

Yes

quote:

Originally posted by Gypsy my record is making it from guleph to t.o. in 25 mins.

That's HOT.

Toronto -> Montreal - 3.5 hours.

quote:

Originally posted by sticky_shoes chem lab

quote:

Originally posted by fayaree Yes

Relax...I thought you were in your mid-twenties... See...you look younger than 28 to moi

quote:

Originally posted by ChemEnhanced

WTF?!? that scared the living shyte out of me

Hey...I hoped things got settled with colonelcrisp and 4-play's insurance issues...keep us updated you guys...

And we need to recruit more members for this alliance!!!

TOTA LEAD FOOT ALLIANCE
Colonelcrisp
sticky_shoes
Nrg2Nfinit <-- he probably hasnt seen this thread yet but he is the worst driver of all
Gypsy

unnoficialy i have done the ottawa - montreal run in just under 1 hour (53 mins i think it was) in my 1989 mazda mx6 turbo.... needless to say i ignored some key traffic laws there.....

didnt get caught on that one thank god

Why would you do that?

quote:

Originally posted by fayraree Toronto -> Montreal - 3.5 hours.

lmao.. I am just shy of that. TO -> Mtl - 3.75 hrs. You beat my record by only 15 minutes..

quote:

Originally posted by Floorwhore p.s. - stock up on ky.... you know, to avoid chafing.

no no, go for eros, silicone based ... nice and smooth...


i should be part of this alliance too, lol

3 speeding tickets and 2 accidents with a 1993 ford tempo
then 2 tickes and 1 accident with a 92 Buick Regal..

needless to say... i don't legally drive any more lol

TOTA LEAD FOOT ALLIANCE
Colonelcrisp
sticky_shoes
Nrg2Nfinit <-- he probably hasnt seen this thread yet but he is the worst driver of all
Gypsy
Halcyon

*FIXED*

i think our alliance needs to recruit some photoshopping skills to get a sig made up...... unfourtunatly my photoshop skills are limited to pasting faces over other faces

quote:

Originally posted by Moral Hazard You were right the first time. Scott's just disgruntled!

more then you can possibly imagine right now.

what's that crazy race through europe? the gumball 3000 or something like that...

the crazy TA drivers should all chip in on a sweet ass car and go smoke the record

on that note, i also live my life a quarter mile at a time...

just kidding.

quote:

Originally posted by Gypsy what's that crazy race through europe? the gumball 3000 or something like that... the crazy TA drivers should all chip in on a sweet ass car and go smoke the record on that note, i also live my life a quarter mile at a time... just kidding.

im game except our car would suck since we wouldnt be able to afford the insurance on anything much faster than a pinto...... but it would be the best pinto in the race for sure.... hey at least the tunes would be good

haha we'd look hilarious. i think most ppl that do this race have tricked out expensive cars, but im all for a cheap car. we're just gonna drive the hell out of it anyway. the money we save on the car we'll put toward a decent soundsystem since tunes are key. and as long as the car doesnt explode, the system can be taken out.

OMG...We should do a "Fast and the Furious" and buy a junk car (i.e. Toyota Supra!!!) and totally soup it up!!!

Pimp Your Ride - TOTA stylez, yo!!!!

I'd personally would like to modify a Mitsubishi Eclipse Spyder convertible

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