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-- How much do you pay for car insurance?
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I'm currently insured under my inlaws' policy...they have a fleet policy for their business and I'm covered on their family vehicles. I didn't have the correct information when I got my quote, so I'm hoping that might make a difference. If not, w/e. I can wait a year to see if I can get a reduced rate.

I have no idea whether my rates are good or not. Probably not since I always manage to get a bunch of tickets for trifling stuff (10 mph over the limit, expired plates, expired inspection, blah blah blah).

Dude expired plates and inspections are 100% avoidable tickets. Don't give me an excuse of "well I couldn't afford it" because thats just going to put you into more shit. Putting off stuff that is only going to more than likely rack up costs later is not a smart move.

I came here for the lulz, i got a great laugh.

I pay $74 a month full coverage including 20k home insurance.

i got a lack of registration ticket today the damn county gave me a registration with the wrong info, it says my plates should say "peapl" the officer kept telling me i have the wrong plates on my jeep hahaha.. i think he thought i stole it. anyways $80 ticket because my county is full of morons. im sure it will get written off in court because my vin shows my plates as what they are.

quote:

Originally posted by Trancealot Insurance: Gieco State: NY car: Honda Civic Amount: $800 for 6 months. I gotta take a defensive class to lower it or just change insurances. Seems pretty high I got tickets recently: 1. Stop sign lowered to a parking violation 2. Speeding but out of state and paid on time I'm sure those should not of affected it unless otherwise.

I wonder if the defensive driving courses have a good cost/benefit from it. I mean if the course is $400 bucks (for example), how long would it take your premiums to go down to outweigh that initial investment? a year? 2 years? 10?

quote:

Originally posted by Joss Weatherby Dude expired plates and inspections are 100% avoidable tickets. Don't give me an excuse of "well I couldn't afford it" because thats just going to put you into more shit. Putting off stuff that is only going to more than likely rack up costs later is not a smart move.

lol, I have no excuse, I just forgot because I'm a moron.

quote:

Originally posted by Vector A lol, I have no excuse, I just forgot because I'm a moron.

Damn, JBJ... You totally school me in the emo department...

Make music you ... argsdghdhh.... quit being so emo.

quote:

Originally posted by tubularbills I wonder if the defensive driving courses have a good cost/benefit from it. I mean if the course is $400 bucks (for example), how long would it take your premiums to go down to outweigh that initial investment? a year? 2 years? 10?

my defensive driving course was 82 dollars, then again that was when i got my license when i was 14, price has prob gone up since 2002 but i dont think to 400

way too fucking much. comprehensive insurance, ~$450 per year. cunts.

quote:

Originally posted by colonelcrisp

colonel! *waves*

long time mate

quote:

Originally posted by pkcRAISTLIN way too fucking much. comprehensive insurance, ~$450 per year. cunts.

How is that even possible. I don't believe you, Kramer-Cramer!

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Originally posted by Miss Pie How is that even possible. I don't believe you, Kramer-Cramer!

because im old, have an excellent driving/insurance record, and i dont buy meat-head vehicles that attract higher premiums.

no extras though like a rental vehicle if car is fucked etc, and an excess of about $300.

You old fuck!

its true

Here I was thinking, gee those premiums are cheap

Then 'Mr Cheap' turned up

quote:

Originally posted by pkcRAISTLIN colonel! *waves* long time mate

Yeah it sucks getting old and boring.... i spend most of my days just correcting maladjusted fools in real life, not as much time to do it on the internets anymore. but i sitll try and post every now and then...

I do miss the PDD though....

Fuuuuuuuuuuuuuck.

Just got my second speed tix in 18 months (CHP wankers) and a few people tell me my premiums are going to skyrocket.

Contacted a ticket lawyer who says they may be able to get it talked down to a lesser violation like "cruising" and therefore no point/traffic school requirement, but apparently with the economy the fuzz has been told by their superiors not to do any deals.

Anyone had their insurance raised by one violation (sic) too many?

quote:

Originally posted by DJ RANN Fuuuuuuuuuuuuuck. Just got my second speed tix in 18 months (CHP wankers) and a few people tell me my premiums are going to skyrocket. Contacted a ticket lawyer who says they may be able to get it talked down to a lesser violation like "cruising" and therefore no point/traffic school requirement, but apparently with the economy the fuzz has been told by their superiors not to do any deals. Anyone had their insurance raised by one violation (sic) too many?

I've heard of insurance companies raising rates for speeding tickets, equipment violations (tail light out, etc) which is ridiculous. I'm not familiar with Cali law but here in FL I always use an attorney and they clear it every time. However, you usually still pay the full ticket amount as "court fees" but you get to keep your record clean so the greedy bastard insurance companies don't find out.

My friend told me she pays 270 or 280 some odd dollars A MONTH.

She's racked up quite a few violations over the years, lol.



God, I couldn't imagine having to pay that much for insurance.

quote:

Originally posted by srussell0018 How much does that cost your parents?

I love when the powerbottom tries to act cool by picking on the weakest link.

Figured I'd bump this thread.

I am going to drop my policy with Progressive after this period is over. I noticed on my renewal documentation that I am being dinged and not given the best rate for having in their words "not our most favorable" payment terms.

Seeing that I have never missed a payment, and I pay in full for 6 months, and have done so for the last 6 years, this is bullshit, especially when my policy is almost 1000$ for 6 months (and this is minus the annoyance that even though I have a perfect driving record and never made a claim, my rate has gone up!).

So yea, fuck Progressive.

Flo doesn't like getting paid in Hungry Man dinners

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