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-- TO Parking Police A$$h013$
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Originally posted by Abercrombie yeah... I don't think I ever got any demerits before... Is that going to increase my insurance? I'm actually a good driver, and very rarely get tickets of any kind.

The demerit points don't matter from an insurance standpoint... the conviction does. You're charged with violation of s136(1)a) of the HTA. If convicted it will act as a minor conviction on your driving record. That will have an effect on your rates, however, it should not be very significant... equivalent to a speeding ticket. After 4 years the conviction will come off your experience record and you'll be back to normal.

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Originally posted by Cuzo I have paid over 3 grand in parking fines. I am stupid.

where the hell are you parking?

In Mississauga, they give parking tickets on my companies private parking lot.

beat that!

Paid my 3rd parking ticket today that I got in the same spot, LOL...I guess I just don't learn.

All 3 tix were writtine up 4-7 mins after expiry.

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Originally posted by Cro_Addict Hey question! What would happen if I just pretend like I never got the ticket. And if they call me or something I just say I didn't see it on the window and someone must have taken it. I am sure this happens. That someone tries to be funny and takes a ticket off a car. What happens in this case?? And if you are gona say suck it up and pay, please keep your comment to yourself. I will pay the ticket, I just want to know what would happen!

because they no longer offer the discount of paying 20 bucks in the first 7 days. they will just send you a letter to the address of your license plate to pay the 30 dollars before they file a conviction. once the conviction is filed (if you didn't pay that), it goes up to 46 dollars. if you don't pay that, it goes up to 60 bucks and goes onto your license record. when you go and renew your stickers it will be added to the price of the sticker (registration).

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Originally posted by StereoPrincess because they no longer offer the discount of paying 20 bucks in the first 7 days. they will just send you a letter to the address of your license plate to pay the 30 dollars before they file a conviction. once the conviction is filed (if you didn't pay that), it goes up to 46 dollars. if you don't pay that, it goes up to 60 bucks and goes onto your license record. when you go and renew your stickers it will be added to the price of the sticker (registration).

Thank you

quote:

Originally posted by Moral Hazard The demerit points don't matter from an insurance standpoint... the conviction does. You're charged with violation of s136(1)a) of the HTA. If convicted it will act as a minor conviction on your driving record. That will have an effect on your rates, however, it should not be very significant... equivalent to a speeding ticket. After 4 years the conviction will come off your experience record and you'll be back to normal.

Thanks!

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Originally posted by Cosmic Fur Oh you mean the one in the post that I quoted? Well thought-out scenario there, Einstein. Which one of your sugar daddies is going to be paying for the personal injury claims?

haha
you clearly dont see the big picture

the personal injury claims are huge because the insurance companies can afford them

yea, i got a cut here, and a bruise here, and i'm suing for $20,000
and the system is so retarded that they let these things happen

and since these claims are huge, we'll just assrape all the other payees, regardless

there is something philosophically wrong with charging good drivers for the idiocity of the retarded ones, this is why people are coniously complaining, and countless skipping on/cheating insurance

quote:

Originally posted by Dr. Z haha you clearly dont see the big picture the personal injury claims are huge because the insurance companies can afford them

Incorrect, personal injury claims are large for several reasons. 1) Juries have increasingly awarded larger and larger awards for non-pecuniary losses (pain and suffering). For example; a torn rotator cuff in 2000 was worth $30K gross of deductible... in 2006 the same injury was worth $70-80K... that's over 100% increase in six years. 2) the courts (not insurers) have allowed for additional heads of damage such as loss of competitive advantage, loss of housekeeping services, loss of capacity to marry, loss of consortium, which simply didn't exist 10-15 years ago. Loss of capacity to marry is my favorite... I had a claim where a young woman (early 20s) had a 7cm scar on her forehead (somewhat pronounced)... the jury awarded her $80,000 for loss of capacity to marry as they felt the chances of her finding a mate were decreased due to the scar. 3) Health care costs are rising as are the amount of services NOT covered by OHIP. The insurers ultimately have to pick up the cost for these treatments. 4) Unscrupulous paralegals, lawyers, and "professional" claimants have learned how to work the legislation in order to defraud insurers on Accident Benefits claims. They use the protections the public demanded be included in the legislation to avoid being caught. The present estimate from the Insurance Bureau of Canada is that 10% of AB claims are fraudulent... I would suggest the IBC is understating that by a long shot.

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yea, i got a cut here, and a bruise here, and i'm suing for $20,000 and the system is so retarded that they let these things happen

In order to file suit for a personal injury in the province of Ontario one must suffer a perminent and serious impairment of an important physical or mental function, disfigurement, or death. Cuts and bruises would not qualify. Additionally, there is a $30,000 deductible for non-pecuniary damages... so a $20,000 claim is worth $0. The problem is that people file suit anyway, which necessitates defence, which in turn costs money... generally 10-15K to get a frivolous claim tossed out of court. If people would just accept responsibility for their own actions or give up this idea that you deserve money every time something bad happens it would save us all a great deal of money.

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and since these claims are huge, we'll just assrape all the other payees, regardless there is something philosophically wrong with charging good drivers for the idiocity of the retarded ones, this is why people are coniously complaining, and countless skipping on/cheating insurance

I agree, there is something wrong with charging good drivers for the poor risk posed by others. That said insurance is based on the law of large numbers and demographics. This means that because statictically some groups pose greater risk then others the rates charged to that group must also be higher. Moreover, the Province of Ontario dictates what rates can be charged by each insurer to each risk catagory of driver. In order to allow the higher risk drivers to be able to afford insurance (fyi, no one under 25 could afford to drive if the insurers were allowed to acurately price the risk they pose) the government mandates their rates be kept artificially low. Keeping the high risk drivers' rates artificially low necessitates charging lower risk drivers higher rates to offset the losses incured on the high risk drivers. Essentially, all low risk drivers subsidise the high risk drivers. This is not something the insurance companies wanted, it is forced upon them by the government. The government does this because the people demanded all drivers be insured and that insurance rates be capped so that all drivers can afford insurance. Trust me, if the insurers could have a free market system they would be much happier, as they could finally make money on auto insurance.

What happens if you got a speeding ticket lost the ticket,then you moved and never got the notice they send to your address on your licence?

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Originally posted by SkyHigh What happens if you got a speeding ticket lost the ticket,then you moved and never got the notice they send to your address on your licence?

I think when you go to renew your licence or get your new sticker, it will show up and you'll have to pay it.

am i automatically guilty? what if i want a court?

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Originally posted by ChemEnhanced People who fight speeding tickets when they know they were speeding piss me off the most.

I agree, me too!!

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Originally posted by Pett ive dropped off 6 parking tickets now at metro hall over the past 2-3 years and havent heard anything back on any of them

Pett, you fucking crack me up man! lol

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Originally posted by Moral Hazard I'd sleep well at night knowing that it was not my negligence that killed the fatally injured party.

Very good point.

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Originally posted by Moral Hazard driver - "well we were approaching an intersection and the light turned yellow, the guy in front of me stopped and I hit him... but it wasn't my fault, he should have gone through."

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Originally posted by ChemEnhanced I had an insured who turned left infront of another vehicle and got hit and he said "Well, it wasn't my fault, if the other guy was looking where he was going he wouldn't have hit me."

fucking WEAK AS HELL! Jesus christ

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