Can we talk about people who live beyond their means?

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-- Can we talk about people who live beyond their means?
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Posted by Silky Johnson on Feb-01-2013 16:50:

Awwwyeah.

Except I get paid on the Fridays/weekends I work - so I never really get to celebrate the day I get my monies, lol.

Posted by Dykes_on_Jay on Feb-01-2013 16:54:

I have no debt. I pay no taxes. I don't wear condoms.

Posted by Lagrangian on Feb-03-2013 16:45:

Save for retirement

http://www.forbes.com/sites/abrambr...an-in-your-20s/

Posted by Looney4Clooney on Feb-03-2013 21:57:

quote:
Originally posted by chris1011
Which is why I'm paying my loan down (when I finish school) weekly. I'm shave a good 2-3 years off doing that. Honestly I don't understand why people don't pay off their loans weekly.

because you can reduce your loan by about 10% each year if you claim and have some evidence that you cannot afford to make the payments. Numbers are easy to fudge. Does not hurt your credit record. Same reason why you always go for the maximum at least in Canada as they reduce it automatically.

The guy that takes out 30 000 pays the same amount back compared to the jerk that took 50 000. More or less.

Posted by Silky Johnson on Apr-30-2013 13:30:

Got my tax refund yesterday - used up the last of my tuition credits and got nearly 3 grand back. Put the majority of it back in the bank/towards my debt...and although it would have been much more fun to spend all of it on myself, it definitely feels way more settling to shave a couple months off my repayment schedule. Can't wait til the end of 2014. I'm gonna take all my friends out to celebrate having all of my money for myself again.

Gonna suck not having tuition credits anymore though. :/

Posted by Lagrangian on Apr-30-2013 13:36:

But, Jenny, spending and living in debt is THE THING TO DO...Everybody is doing it!!

Posted by srussell0018 on Apr-30-2013 13:38:

Nou is so concerned about this that he doesn't spend any of his own money.

Posted by Silky Johnson on Apr-30-2013 13:40:

Well technically I am living in debt, haha. And I still spend my money - just not as much of it in the way I really want to. :/

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