If you were a big dj would you...?

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-- If you were a big dj would you...?

Posted by TempesTrip on May-22-2004 08:08:

If you were a big dj would you...?

these days, hand, leg, foot, models all insure their respective body parts for insane amounts of money. My question is, if you were a big time dj would you insure your ears or hands? Maybe even arms or neck?
If so why, if not why not. Also what body parts would you insure more then others if you were a big time dj. Considering you make your lively hood of it. This should be fun.

Posted by ESMdjm600 on May-22-2004 08:29:

well there havent been ne big time djs yet who have tried this, i think its a matter of someone doing it first which would open the door to more bigger djs doing it... however if a dj did that, even if he had good reasons to do so, i believe he'd insure his parts more out of seeking good publicity for himself and great self promotion for himself rather than really worrying about his insured parts

Posted by Vero on May-22-2004 19:15:

WTF?

Posted by nrjizer on May-22-2004 21:07:

Uhh aren't these all covered by regular old health insurance anyways?

Posted by DR86 on May-23-2004 00:52:

ears and hands...the tools of the DJ

Posted by cryo on May-23-2004 04:06:

insure which 'party' of my body??

Posted by skytribe on May-23-2004 06:34:

Health insurance covers injury, yes, but (generally) not loss of income. That's why models (for example) have their legs, say, insured for a million--to ensure that should there be an injury or disfigurement, they won't be suddenly without income.

I'd say it would make sense to insure the hands. I doubt, however, that insurance on the ears would be cost-effective. By the time you're big enough that this would be an issue, you're spinning 4 times a week in environments that are, essentially, geared to create hearing loss. The cost of the insurance would outweigh possible benefits.

Posted by SgtFoo on May-23-2004 06:58:

If you're in the professional audio field for your career life, it makes sense and is somewhat common to insure your ears, since if some1 fucks up and pounds out 140dB from speakers where you work, and you go deaf... you've lost a job..... and so you need insurance.

my answer is yes.

Posted by jwear2004 on May-23-2004 09:58:

ask me in ten years when I'm a famous DJ!

Posted by hooknife on May-23-2004 21:19:

One word.

Stupid

Posted by skytribe on May-23-2004 22:53:

quote:
Originally posted by hooknife
One word.

Stupid

Why? If you're a DJ and go deaf, you've lost your livelihood.

Posted by idoru on May-25-2004 16:13:

I'd insure my ears, arms, and hands. They provide the income. I can sit on a chair and spin, but it still wouldn't be the same as dancing behind the decks.

One of my dad's favorite rock artists has his vocal chords insured for an insane amount of money.

Posted by Dervish on May-25-2004 17:15:

When Sasha was in a crash did he not lose his hearing for a bit or something? Imagine if it hadn't come back? Major loss of earnings.

Posted by Nemesis44 on May-25-2004 17:19:

You have to insure for several different things. Some agencies wont even take you if you don't.
Not to mention the fact that you may want to take out a public liability insurance too as you never know what can happen and what people will blame you for.

Cheers
Nem

Posted by Breeze on May-26-2004 11:29:

if u were a dj: u gotta be pretty much a dumb f**k if u insure ure body parts.(waste of money)

Posted by Wildfir3 on May-26-2004 12:02:

I don't think i would

Posted by Nemesis44 on May-28-2004 19:30:

quote:
Originally posted by Breeze
if u were a dj: u gotta be pretty much a dumb f**k if u insure ure body parts.(waste of money)

Dumb f**k if you don't more like.

You never know what can happen. Chances are that if you had an accident that stopped you from DJing it would probably stop you from doing a lot of other jobs too. Might as well make your life as secure as it can be.

Cheers
Nem