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-- Looking for Auto Insurance!

Looking for Auto Insurance!

I am looking for cheap auto insurance. I am turning 22 so with my age I know its going to be really expensive. I have G license and planning to insure a 91 Toyota Celica GTS.

Anyone know any good companies? I called up Belair Direct but they want me to fill out an application and mail it to them, and the process can take up to 30 days. I need to get insurance asap.

there was this huge massive auto insurance thread posted here once .. i'm sure u'll find it using the search ..

edit: this could be it..
http://www.tranceaddict.com/forums/...threadid=111654

try certas

http://www.certas.ca


i got a good deal through their sister company which give us group insurance for me at work called the personal.

i just bought a brand new mazda 6 sport they quoted me and my mom 381$ a month

Here's who I use for everything (car, house, life, etc):

State Farm - Kelly Culin
905-847-0012

I've been dealing with him for 9 years now, claims are quick and painless and he's always gone out of his way to help. Rates are the best I can find (especially for car insurance).

Contents insurance is cheap too.. Call him and get a quote!

quote:

Originally posted by rabbitjoker Here's who I use for everything (car, house, life, etc): State Farm - Kelly Culin 905-847-0012 I've been dealing with him for 9 years now, claims are quick and painless and he's always gone out of his way to help. Rates are the best I can find (especially for car insurance). Contents insurance is cheap too.. Call him and get a quote!

i'd agree.. i deal with State Farm for everything , tried Certas and didn't like it .. SF seems to be the easiet for anything

One just needs to realize how state farm works:

The agent deals with all pre-sales and post-sales questions NOT CLAIMS.

State Farm has a cliams department with teams of people (adjusters, investigators, CS reps, etc) that deal with claims.

---

I heard some foolio yapping at a watering hole one night about "f'ing state farm agent wasn't the guy who filed my claim, wtf service is that!" and I thought to myself "why should he, it is not a part of his function". State Farm invests HEAVILY on their claims department and agent network and has a quick and effecient system, it works if one lets it.

Presidents Choice (PC Insurance), hands down. They beat my previous company which I hunted for a long time to find by a serious margin. Worth checking out, you can get a free quote on their website.

don't forget to take a quote from RBC...when i was looking for auto insurance and had a new license....Almost evrybody refused to insure plus the quote was extremly high even if i had some previous driving experience...called RBC and to my surprise they were willing to insure plus their quote was lower..

if you are a student, you should ask for your schools group rates.

I save~80 a month w/ Meloche beacuse of it.

^^^^ option is the best....or if ur employed, check with ur benefits advisor to see whether ur company has group insurance benefits....I am saving 70 just becasue of that

State Farm is the way to go...

quote:

Originally posted by j_spot if you are a student, you should ask for your schools group rates. I save~80 a month w/ Meloche beacuse of it.

Meloche Monnex wanted to charge me $5200 for a '97 240SX, where RBC Insurance quoted me at $2955.

Yyyyyyyyeah.

ING had me paying 2400
Meloche 1500 + I have glass, content coverage

RBC

quote:

Originally posted by harcourt Presidents Choice (PC Insurance), hands down. They beat my previous company which I hunted for a long time to find by a serious margin. Worth checking out, you can get a free quote on their website.

I just moved to them this year, never used them before, have no other services with them. I pay $136/month for a 2002 RSX Type S, I turn 26 in two months. I have 1 minor speeding ticket in the last 3 years (they knew about this), and top it off, I live downtown (higher insurance rates).

Ps. no I'm not talking to myself, just adding more.

Tune into 640 Toronto right now for some insurance horror stories.

08:45.

quote:

Originally posted by tw1tch I pay $136/month for a 2002 RSX Type S, I turn 26 in two months.

I pay 146/month but for a 10 month year. i also have some extra coverage where my first accident doesn't count in the books.

the only problem with them is that you really have to have a good driving record. and the deductible is 1000 your first year and drops 20% with every year but eventually will be 0.

Meloche Monnex is a great option if you have your P. Eng. (as I know there are a lot of Engineers on the boards). They have special rates for those with a professional affiliation. I just switched to them and reduced my insurance from 1300 annually to 1118. Remember though...I am old and have been driving since '89 with no accidents in the last 10 years...so my rate is pretty good.

I use Meloche Monnex for my renters insurance as well as they gave me a great rate due to my P.Eng status. Seems that reading some of that "flyer" mail I get each week from Meloche actually paid off.

quote:

Originally posted by j_spot if you are a student, you should ask for your schools group rates. I save~80 a month w/ Meloche beacuse of it.

Who are you supposed to ask for this?

quote:

Originally posted by StereoPrincess Who are you supposed to ask for this?

tbh, I got my group rates thru the community college I was at in calgary.
somebody certainly has UofT as their group, possibly a few, or maybe its done per faculty/college or whatnot..I dont know.

to figure it out, I would call the insurance company and ask if they have group rates for UofT students or Alumni. Youve already got a degree right, so you could ask about that school as well.

I gotta sort something out, I'm 22, only had my licence for 26 months, drive a 96 Sunfire SE, fully comp with Accentus Insurance I pay $4200.....fuckin bollocks that is.

quote:

Originally posted by Swamper RBC

Yeah I'm with RBC as well but you can go to http://www.kanetics.com/
& see what kind of price you get

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