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car accident

what's the price range for the repairment of a few scratches on a bumper of a car?? I am completely clueless!

Depends on how deep the scratches are and if they require body work as well. Not to mention the price of the paint used...

Pictures would help in determining if it's something that can be touched up or needs to be repaired/repainted by a professional.

Assuming it's metallic paint, you'll probably end up spending $300+ depending on where you take it. The car will be in the shop for at least 1.5 days (so you may need a rental in the meantime $$$).

the scratches r moderately deep i guess... the bumper is the only part that's damaged and there r no dents... i don't have a pic cause it's not my car (it's the car that i hit)... does anyone know of a place in the gta that charges reasonably? i'm curious to know what the price range is cause i don't wanna get ripped off for being a girl.... any info would be appreciated.

$400 in Toronto, $300 in less urban areas.

i saw a rear ender happen on the DVP at 404 a few days ago.....

nasty

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Originally posted by ChocolateTrance the scratches r moderately deep i guess... the bumper is the only part that's damaged and there r no dents... i don't have a pic cause it's not my car (it's the car that i hit)... does anyone know of a place in the gta that charges reasonably? i'm curious to know what the price range is cause i don't wanna get ripped off for being a girl.... any info would be appreciated.

Usually dealerships will charge more than regular Bob's garage. Best thing to do is to get estimates from a number of different places. Once, I had quotes ranging from 350 to 950 to repair a scratch (deep) on a door.

Sh1t happens. Best of luck.

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Originally posted by MaxTO Usually dealerships will charge more than regular Bob's garage. Best thing to do is to get estimates from a number of different places. Once, I had quotes ranging from 350 to 950 to repair a scratch (deep) on a door. Sh1t happens. Best of luck.

A lot depends on what type of car it is too. Any body shop will tell you that the entire bumper will have to be replaced for safety concerns. The best thing to do is have the other person get at least two quotes from non-dealer shops and advise him that you are willing to pay the lower of the two estimates. I guarantee that the other person will get fed up with the process of dealing with you and will probably report the incident to their insurance company. Then the entire thing will cost you approximately $2,500.00 in increased insurance rates over five years. I suggest giving the person $1,000.00 to get the work done and get the person into a rental.

If it's a Honda, be prepared to pay!

Example: I "bumped" a really big deer (the f'er just got up, looked at me and ran off)Had a small dent in hood, broken headlight assembly, dented quarter panel and scratched bumper.

$2760.00 LATER!!!!

If it's a plastic bumper, it really shouldn't be any more than $150.00. If it's more, take it someplace else.

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Originally posted by zookeeper If it's a Honda, be prepared to pay!

Or any import for that matter!

And dont, for the love of god, bring it to a dealership!

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Originally posted by DigiNut $400 in Toronto, $300 in less urban areas.

Rear plastic aero kit lip (little plastic stripping at bottom of rear bumper), MINI Cooper S - $600.00 before labour.

Small dents in SAAB door (woman pulling out into the side of my car and me paying in cash) - $1,109.00

There are two important things to consider here.... a) can the bumper cover be repaired, b) is the bumper itself damaged.
If the bumper cover can be repaired then you're looking at 3-600 depending on the depth of the scratches and the amount of refinishing required. If the bumper cover cannot be repaired then you're looking at $1,000 - $2,000 for a used bumper cover to be installed and refinished.
If the bumper itself is damaged then you can count on an additionall $1,000 to replace it.

If you have an insurance broker give them a call and ask how much an at fault accident would effect your rates. If that amount is less then the quotes provided by the other party plus the cost of renting them a vehicle during the repair period (they are entitled to this by law) then tell them to go to their own insurance company.

I am an insurance adjuster, if you need any further advise or have questions PM me, I'll be happy to help.

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Originally posted by Moral Hazard There are two important things to consider here.... a) can the bumper cover be repaired, b) is the bumper itself damaged. If the bumper cover can be repaired then you're looking at 3-600 depending on the depth of the scratches and the amount of refinishing required. If the bumper cover cannot be repaired then you're looking at $1,000 - $2,000 for a used bumper cover to be installed and refinished. If the bumper itself is damaged then you can count on an additionall $1,000 to replace it. If you have an insurance broker give them a call and ask how much an at fault accident would effect your rates. If that amount is less then the quotes provided by the other party plus the cost of renting them a vehicle during the repair period (they are entitled to this by law) then tell them to go to their own insurance company. I am an insurance adjuster, if you need any further advise or have questions PM me, I'll be happy to help.

Moral....you are fogetting one thing....the increase in premium will last 5 years....I guarantee it will be more then the cost of repairs. The problem is....if you turn around and offer to settle the damages with the other party then you could run into a coverage issue with your insurance company because you have admitted fault...that would only concern your own damages, which I assume are none by the details of the accident.

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Originally posted by ChemEnhanced Moral....you are fogetting one thing....the increase in premium will last 5 years....I guarantee it will be more then the cost of repairs. The problem is....if you turn around and offer to settle the damages with the other party then you could run into a coverage issue with your insurance company because you have admitted fault...that would only concern your own damages, which I assume are none by the details of the accident.

That is possibly true. It is also possible that there will be no premium increase. As would be the case if he were with State Farm or Kingsway General who will not take third party reports.... if he's with either of those companies then he's fine unless he makes a claim.

If you are going to settle privately PM me and I'll hook you up with a release form so that the other party can't sue you for bodily injury two years from now. Additionally, the release states that the other party recognizes no liability on your part.

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Originally posted by Moral Hazard If you have an insurance broker give them a call and ask how much an at fault accident would effect your rates. If that amount is less then the quotes provided by the other party plus the cost of renting them a vehicle during the repair period (they are entitled to this by law) then tell them to go to their own insurance company. I am an insurance adjuster, if you need any further advise or have questions PM me, I'll be happy to help.

Thanks so much! Actually, I don't want the insurance company to get involved at all. Those ______s will make me pay for the rest of my life. Is it true though that they can't make a claim if it has been more than 24 hrs since the accident?

My mom works with this women whose father owns or works at a dealership. she said they can probably fix it for less than a 100 bucks!! I find that hard to believe but I guess we'll have to see.

Thanks everyone for all the info. I'll let u know what happens.

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Originally posted by ChocolateTrance Thanks so much! Actually, I don't want the insurance company to get involved at all. Those ______s will make me pay for the rest of my life. Is it true though that they can't make a claim if it has been more than 24 hrs since the accident? My mom works with this women whose father owns or works at a dealership. she said they can probably fix it for less than a 100 bucks!! I find that hard to believe but I guess we'll have to see. Thanks everyone for all the info. I'll let u know what happens.

They can only charge you increased premiums due to an at fault accident for 6 years (after which the accident is removed from your driving record).

The other person has 1 year to make a claim against their own insurance company for the damage to their vehicle (under the Ontario Automobile Liability Policy and the Insurance Act). They have two years to make a claim against you for damage to their person, which is to say personal injury (Limitations Act).

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