A Bank Loan - TranceAddict Forums

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-- A Bank Loan

Posted by Chris Allen on May-22-2006 03:24:

A Bank Loan

A Chinese man walks into a bank in New York City and asks for the loan officer.

He tells the loan officer that he is going to China on business for two weeks and needs to borrow USD $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Chinese man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.

The bank's president and its officers all enjoy a good laugh at the Chinese for using a USD $250,000 Ferrari as collateral against a USD $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground
garage and parks it there.

Two weeks later, the Chinese returns, repays the USD $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is, why would you bother to borrow USD $5,000?"

The Chinese replies: "Where else in New York City can I park my car for 2 weeks for only USD$15.41 and expect it to be there when I return?"

Posted by evil_cookie on May-22-2006 03:29:

An interest of $15.41 for a 5k loan?

LIES!

Posted by OrZonE on May-22-2006 06:07:

Supposedly this is a true story. I believe Warren Buffet (or Robert Kiyosaki) was the person to do it originally.

Posted by TranceGrooves on May-22-2006 07:20:

would it not just make more sense to leave the car parked at home and save the 15.41 as well cuz i am sure as a multi millionaire u can get free shuttle service to and back from airport.

Posted by SniFFleS on May-22-2006 15:55:

they wouldnt ask for a security if he was a multi millionaire

Posted by DigitalMP on May-22-2006 16:00:

The original joke was about a blonde, not a Chinese man.

Posted by vickyvale on May-22-2006 16:07:

quote:
Originally posted by DigitalMP
The original joke was about a blonde, not a Chinese man.

Was she a multi-millionaire?

lol

Posted by DigitalMP on May-22-2006 16:27:

quote:
Originally posted by vickyvale
Was she a multi-millionaire?

lol

are you a blonde?

Posted by Vivid Boy on May-22-2006 16:29:

wheres polkaroo?

Posted by Cuzo on May-22-2006 16:32:

Where's Vivid?

Posted by vickyvale on May-22-2006 16:51:

quote:
Originally posted by DigitalMP
are you a blonde?

LOL

Uuuhhh...no.

Posted by DigitalMP on May-22-2006 17:08:

haha

Posted by Vivid Boy on May-22-2006 17:10:

quote:
Originally posted by DigitalMP
haha

digital mp is a natural blonde he tries tomask it by dying his hair, but i see passed his hair color

Posted by LKD on May-22-2006 20:33:

quote:
Originally posted by DigitalMP
The original joke was about a blonde, not a Chinese man.

yep...it was one of those blonde comeback jokes...lol

Posted by geroin on May-22-2006 20:39:

if he was a multi millionaire it would be pointless for him to save couple hundred bucks to park the car at the bank

sounds like something poor people would do to save money

Posted by LKD on May-22-2006 20:53:

quote:
Originally posted by geroin
if he was a multi millionaire it would be pointless for him to save couple hundred bucks to park the car at the bank

sounds like something poor people would do to save money

may have been funny if he was a Jew then???

we can twist this joke to the character being a blonde chinese jew...yep...sounds about right