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Rude Awakening

Yesterday morning I get woken up by a letter telling me that a bank charge of 20 pounds is going to be put through because of a "Failed Transaction" from my mobile company T-Mobile.

For, wait for it.... �270, that's almost $500

First i fucking freak out, first off, i havent used my mobile phone for over half a year because the phone screen is fucked up and my normal bill is only about 30 dollars, which i pay without fail every month. Even though the phone is a worthless piece of shite.

I phone them up. The reason they are trying to, (and would have if i had the money in my account)to take the money is because i "may want to make international calls in the future at some point".


They take away the charges, but I am totally raging, because if i had the �270 in my account, i actually had �254, then they would have taken it off me and left me with fuck all. I was saved by the fact i never had enough money to pay it all. Now i have to pay the fucking bank �20. How the hell can a company go into your bank account and take out money that you've never been warned about, and they havent been authorised to? This isn't 5 or ten pounds, thats a monthly wage for someone who has to juggle studying and a social life.

Thuis wasn't written in my contract about this charge, do i have grounds to take them to court?

Bullshit.

Re: Rude Awakening

quote:

Originally posted by ZeJayMan Thuis wasn't written in my contract about this charge, do i have grounds to take them to court?

Probably.

But you'd end up losing more time and money than you originally had.

And you'd lose the suit.

go to the bank and file a dispute. tell them that you did not authorize this transaction. i worked in a bank
edit:
and if it happened in US find an ambulance chaser attorney and he will take care of it if it is worth anything

bugger...































i don't know how to do the "�" symbol on my keyboard...

oh and that international call thing sounds like a crock.

WTF! such bullshit. Hope it all works out.

Let your bank know, and then switch cell providers. I certainly wouldn't want to stick with my provider if they pulled something like that.

Re: Rude Awakening

quote:

Originally posted by ZeJayMan Yesterday morning I get woken up by a letter telling me that a bank charge of 20 pounds

the letter didn't have a volume nob on it? how rude

Re: Re: Rude Awakening

quote:

Originally posted by igottaknow the letter didn't have a volume nob on it? how rude

That was VERY unlike you, IGK.

Quick. Crack an IGK-joke to balance this thread out, again.

get pay as you go. no surprises or extra charges ftw

quote:

Originally posted by igottaknow get pay as you go. no surprises or extra charges ftw

I plan to after this piece of shit contract ends in july.


Contracts are rubbish, stay well away!

dude, go into the bank and tell them they can't charge you that amount, it's illegal. If they refuse threaten to take them to the small claims court
money saving expert is your friend

I switched banks and just withdrew all of my money from my savings from my old bank, didn't bother to close the account.

They keep charging me fees and now I owe them 100 bucks.

I ain't payin' shit.

quote:

Originally posted by Marc Summers I switched banks and just withdrew all of my money from my savings from my old bank, didn't bother to close the account. They keep charging me fees and now I owe them 100 bucks. I ain't payin' shit.

dont be an idiot. pay the fees and close the account. this could cause you to have SERIOUS credit problems.

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