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how do you prefer to pay your debts/bills/etc

biggest ones fist? or small/unimportant ones.

I just pay them whenever they come in the mail

Which ever comes through the mail slot first. I get it, I pay it the next day.

hmm. it seems other people are better with finances than I.

mortgage - every 1st of the month.
car payment - 6th of every month.
light bill, gas bill, cable bill all not due until the 2nd half of the month, but if they are low enough, then i'll pay them w/ the first paycheck.
student loans - 2nd half of the month
cell phone bill - 2nd half of the month.

quote:

Originally posted by BTG hmm. it seems other people are better with finances than I.

Ok, well, back when I was in Uni, I would pay the big ones first, but only if I had the money to. If I didn't have much cash, I would pay off the little ones first.

Sometimes I would pay off bits and pieces of the large bills, so that they wouldn't be quite so large when I made the last payment on them.

I dunno if that makes sense.

quote:

Originally posted by BTG hmm. it seems other people are better with finances than I.

Dood i just paid off one CC worth $3000,still have two more to go same amount.

I paid for school myself,didnt get OSAP for College.

is this what we've come to?

quote:

Originally posted by Spacey Orange is this what we've come to?

lol

funny pic. now that makes this thread worthwhile.

them late fees is killa.
I pay em as soon as I get them. But i do stare very hard at them, hoping I will spot an asterix indicating it is spam. Not to many bills though. Gas+electric, water, car insurance and $200 rent.

*dickslaps bills*

pay what now?

I pay my bills online as I get them. The interest on my loans comes straight out of my accounts at the beginning of every month.

i have auto payments set for car insurance and rent. Those hit at the 26th and the 8th of each month. I send out a check thats due on the 8th for my car payment on the 6th so my direct deposit from work replaces the negative cash balance by the time they cash it.

Everything else is paid on the 2nd because instead of paying a bill on the 27th , the 28th, and the 30th, they give you a grace period so I just wait till they are all in.

I know that I generally have about 2000 dollars in bills a month so I make sure that my bank account has at least that in there and then scrape the rest into a 5% savings account.

quote:

Originally posted by SuspicionVandit them late fees is killa. I pay em as soon as I get them. But i do stare very hard at them, hoping I will spot an asterix indicating it is spam. Not to many bills though. Gas+electric, water, car insurance and $200 rent.

Only $200 for rent!! Damn I'd be driving a new Benz if I wasn't paying $1250 a month

As they arrive in the mail unless it's something on automatic draft.

Oh, and I ALWAYS, ALWAYS pay in unrolled pennies.

quote:

Originally posted by KiNeTiC ENeRgY Only $200 for rent!! Damn I'd be driving a new Benz if I wasn't paying $1250 a month

for rent? im spending 900 and i thought that was ridiculous. id be spending 700 if they hadnt been out of flats when I got here.

Re: how do you prefer to pay your debts/bills/etc

quote:

Originally posted by BTG biggest ones fist? or small/unimportant ones.

When they're due?

Re: how do you prefer to pay your debts/bills/etc

quote:

Originally posted by BTG biggest ones fist? or small/unimportant ones.

I don't like putting any bills into my body, regardless of size.

I get paid on the 16th of every month (really teaches you to budget) and all bills are paid on the 16th.

I also do it all online so when the bill arrives I set the amount and it goes out automatically on the 16th.

Easy enough.

Pay all bills online on payday.

I hand them to my wife.... the rest is a mystery to me.

for 4.5 years i used to get paid on the 5th and 20th of every month, and since bills are monthly it was always easy to pay whichever bills i had to pay for that half of the month immediately after i got each paycheck. i always knew exactly how much i'd have left after i paid bills, and it was a lot easier to manage my money that way.

but for the last 7 months i've been getting paid bi-weekly, so my schedule for paying bills has been all flipped around and screwed up. i still pay everything on time... and sometimes i end up paying bills weeks in advance, but it's a lot harder to manage my money because sometimes i never know what bills need to come out of which paycheck. i either end up having more money than i know what to do with (which leads to irresponsible spending) or i go broke for a week or so. either way, it's pretty weak, and i miss my old system.

quote:

Originally posted by Orbax for rent? im spending 900 and i thought that was ridiculous. id be spending 700 if they hadnt been out of flats when I got here.

yes south Florida sucks for housing costs if u want to live in a decent place. Im in an upscale community, but this is my last year of renting...I'll be buying me a house once the lease is up.

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