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-- you think it's time to move out?
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you think it's time to move out?
Ok so i'm 23. Slow out of the gate i know, so i dont need those comments about "omg btg you're still at home? man i can't believe you."
My parents are moving to a NICE place in milton, about a 45 minute drive from my work, depending on traffic (dunno how bad the 401 is).
My gf would then live about 1.5 hours away (doing the rough math in my head).
Rent goes for about $500 per basement apartment in brampton, and I am making $1600 a month. not great but it's bearable.
i also have other debts (car, loan, insurance, phone etc) so that would leave me with about $300 'profit' at the end of the month.
so $300 for food and beer i guess, don't need a smoke budget because I have apparently quit.
anyways the REAL question is about school and if it's a good idea to stay at home and save some money to go to school instead of growing a pair and leaving the nest (Plus it'll be really nice to live on 18 acres of land with a nice view of the stars every night. i'm gay.)
Also I'd like a poll of people who are still living at home, and who are not. If you're not living with your parents, when did you move? did you go back to school? did you wait until after school? etc
just need to see what other people are up to so i can kind of compare it to where i am in my life and how i can make either way work.
cheers.
Re: you think it's time to move out?
| quote: |
| Originally posted by BTG it's a good idea to stay at home and save some money to go to school |
left when i was 17...
it was either go to school and we'll help you out or you're on your own.
i chose to go to school
/lucky kid
I live with my parents. But again, I'm Latin, only one friend of mine has left home so far... and that's only because he got his girlfriend pregnant 
| quote: |
| i also have other debts (car, loan, insurance, phone etc) so that would leave me with about $300 'profit' at the end of the month. |
I didnt feel like reading any of that bullshit you typed. But yeah what ever your situation is...DO NOT move out.
Oh yeah, I moved out when I was 24.
| quote: |
| Originally posted by Direct I didnt feel like reading any of that bullshit you typed. But yeah what ever your situation is...DO NOT move out. |
i'm soon to be 21 and i'm still living with the papas but i've been paying for everything i have since i was 18...
but i'm dying to get out of here...but as btg said...i have expenses and have like 100 bucks free to spend
just let me get a better job and you all see 
DO EEET.
you will grow up REAL quick and learn independence.
BE A MAN, DOOOO THE RIIIGHHT TINGGGG.
/russell peters
I moved out when i was 20, to go to school in another city/land mass. Best choice of my life, except that the debts i never had before, are now ridiculous.
I don't consider "phone, insurance" debts, they're every day life payments... but if you are high up on your credit card/loan ... pay off as much of it as you can before you leave the parents' house.
I also recommend buying over renting...which is what I am about to do.
23 is a great age to move out. I was also 23 when i first moved out. Now you gotta try not to be a sucker & rent. Most of the time all u need is a half ass job & dencent credit & you can buy a condo. Talk to Vivid Boy(Eric). He might be able get u a nice condo in foreclosure thats cheap.
I moved out when I was 17, when I moved to Brisbane to go to Uni.
It's a bit easier for us here though, if you're going to school, as we get a thing called "Aus-Study" which is essentially like the dole, but for students. You can still work a part time job etc. too, so it was pretty cool.
In your situation though, $300 a month left over for food/beer/whatever isn't much! Though your costs of living might be cheaper over there I guess. The main point is that you won't be able to save much money. If you're renting an apartment and you lose your job for some reason, you're kinda fucked, you know?
On the other hand, 1.5 hours drive just to see your gf is pretty crap too.
Not an easy choice.
im 18 right now, doing a vic lap when i should be in 1st year, i fucking hate staying at home sometimes but it'd be too much to live on my own i think.
my uncle lived in my basement (where i am now too) for quite awhile (mid 20s) and then he got married and they moved and got a house and seem to be doing okay for themselves. so id say there's no rush, you still got some time and do it when you feel its necessary.
how does your girlfriend feel about it?
what do you do for a living?
p.s. im gay too and id probabaly move out to look at the stars and shit, plus id be baller ass fuck to have your own pad, fuck this thread gives me inspiration.
cheers bro and gl.
Ygrene: im curious why you think its bad? care to expand a little m8?
Lira: how old are you?
I wouldn't move out unless you need to, or your finances permits it very easily. There's a big difference between living at home when you're in your 30s, and trying to save some $$$ to get a head start in life.
| quote: |
| Originally posted by jonSun 23 is a great age to move out. I was also 23 when i first moved out. Now you gotta try not to be a sucker & rent. Most of the time all u need is a half ass job & dencent credit & you can buy a condo. Talk to Vivid Boy(Eric). He might be able get u a nice condo in foreclosure thats cheap. |
After I leave my job in March, I'll be selling my house and moving into my mother's house until August, though I will be the only occupant (she will be working in Africa) so it's a bit of a different situation. I'll be 25. Even if she were going to be there, though, I would still do it. I don't really see any reason not to, as we would be splitting the cost of living which is a great financial decision for both of us.
Then again, I have always enjoyed privacy and plenty of personal space when living with my parents. Your mileage may vary.
| quote: |
| Originally posted by Fibonacci I'm interested in a condo, think he might have anything in new york? |
I think any potential child of mine isn't out of the house by 19 I'm kicking them out, even if I have to give them one of mine to piss off. By 19 years of proximity alone I'll have annoyed them to the point of extreme irritation and by 20, it'll be to the point of homicide.
As sushi said, $300 is not much excess.
You forget about expenses such as home and contents insurance, repair bills around the home, doctor's appointments, speeding fines, birthday presents for others, medication, big nights out etc...
Make sure you're really financially secure before you move out.
Living at home is great though, I'd stay for at least another two years if I was you.
| quote: |
| Originally posted by Fibonacci I wouldn't move out unless you need to, or your finances permits it very easily. There's a big difference between living at home when you're in your 30s, and trying to save some $$$ to get a head start in life. |
Get into the habit of paying rent, even if you're at home contribute weekly payments to your folks. Why? Because it builds discipline, and you will learn real quick that you need to be careful with your spending choices and impulse purchasing.
Sure you could save up and by your own place in a couple of years, or you could get a mortgage, buy a place with two bedrooms and rent the spare out to recoup some costs. A little creativity can go a long way
My take on it - rent where you want to live, buy where you want to rent out (i.e. investment property).
| quote: |
| Originally posted by Lira I live with my parents. But again, I'm Latin |
I'm 26 & still at home for various reasons
I was sick for a long time which im slowly recovering from & never got to do college education, which I plan to start once i've got some cash together. I need said qualifications to get a job that isn't minimum wage.
I put the money my dad gave me after he split with my mum & we sold our old house into this one with my mum, my brother put a bit in too. It's a future investment for now. I pay towards everything that is used and am learning to live & function on nearly no money.
Houses here are ridiculously priced. New buyers are totally priced out, largely due to the level the prices have risen and buy to let people buying up all of the affordable housing themselves. To buy a house now you pretty much need to be on big money or married with 2 wages to afford payments.
It is fairly comfortable for my current needs. My mam is only in 4 nights a week and I have my own tv with satellite telly, so most of my time is spent with my brother, who is tolerable (except when he tells me people on my msn list signed out to get extra time online himself!)
Until finances allow, i'd be silly to move out, there's almost nothing to help people out there & we have good neighbours around here. My only option on my current finance would be shared accomodation and that'd be hard to deal with, cos i like my quiet, plus have the dog & most rentals don't allow pets.
I moved out at 20 and I'll tell you, live at home for as long as you possibly can without going Norman Bates.
The real world sucks.
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