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-- have you ever lost your life in a fire?
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Posted by DJM104D on Nov-21-2008 05:53:

have you ever lost your life in a fire?

today i lost my turntables, cdtables, mixer, serato, harddrive, audio recorder, records, and power adapters for everything.
fire is evil.


Posted by Yohan on Nov-21-2008 05:56:

One of my coworkers lost like 10000 bucks worth of porn in a fire.

The insurance assessor must have had an interesting audit


Posted by DJM104D on Nov-21-2008 05:57:

its funny cause there is no insurance on anything...bonus, i was living with one of my friends and his gf. im getting nothing back.


Posted by MKpacha on Nov-21-2008 06:03:

sorry to hear about this!

I have never lost anything in a fire or had my home robbed *knock on wood* But I have had friends who have gone through it.

The one this that I noticed very quickly was how little material things meant to them after an experience like that.

Things come and things go unfortunately.... I am happy you were not exposed to that fire yourself.


Posted by DJM104D on Nov-21-2008 06:07:

my friend and i ran in and upstairs into the blaze just to try and save the gear...it was too late. he took on massive amounts of smoke to his lungs, so now he is hospitalized for the night.
our only concern was the gear. kinda interesting how much the muzik means to some ppl. and now i feel like an idiot doing that. i couldve been killed.
it was a straw bail house, so it went up like the 4th of july. but i am keeping my wits about me.


Posted by jchung52 on Nov-21-2008 06:16:

that sucks hugggeee. something by no means in the same comparison was me losing my external harddrive with all music from like grade 8. felt gutted


Posted by emonster4life on Nov-21-2008 07:28:

karma


Posted by Anas Attia on Nov-21-2008 08:38:

Lost everything I owned due to a flood once. know how you feel. it can only get better from here...


Posted by Owen M on Nov-21-2008 08:41:

Re: have you ever lost your life in a fire?

quote:
Originally posted by DJM104D
today i lost my turntables, cdtables, mixer, serato, harddrive, audio recorder, records, and power adapters for everything.
fire is evil.


dood. sorry to hear. Just be thankful you only lost matirial items and not your life. I hope your friend is okay.


Posted by Skipper on Nov-21-2008 11:04:

A friend of mine lost everything in a fire recently - but she had insurance.
Tenants insurance costs about $15/month - definitely worth it. Sorry to hear you had to learn the hard way.


Posted by Shaya007 on Nov-21-2008 12:58:

quote:
Originally posted by MKpacha
sorry to hear about this!


Things come and things go unfortunately.... I am happy you were not exposed to that fire yourself.


Posted by Abercrombie on Nov-21-2008 13:06:

quote:
Originally posted by Yohan
One of my coworkers lost like 10000 bucks worth of porn in a fire.

The insurance assessor must have had an interesting audit



Posted by Moral Hazard on Nov-21-2008 13:30:

Seriously, you had thousands of dollars worth of gear and no insurance on it? That's just stupid.

Sorry about the loss.

How old are you, how long have you been living at your friends... and why? (I'm an insurance adjuster... I'm just trying to see if there is any way we can finagle you into a coverage situation).


Posted by ChemEnhanced on Nov-21-2008 13:41:

quote:
Originally posted by Moral Hazard
Seriously, you had thousands of dollars worth of gear and no insurance on it? That's just stupid.

Sorry about the loss.

How old are you, how long have you been living at your friends... and why? (I'm an insurance adjuster... I'm just trying to see if there is any way we can finagle you into a coverage situation).


Most insurance policies will have Voluntary Payment for Damage to the Property of Others however; property owned by tenants would not be covered.

The best thing to do is have your friend say its their equipment....but you didn't hear that from me.


Posted by Abercrombie on Nov-21-2008 13:46:

tag-team-duo-bruthas-to-the-rescue


Posted by exstasie on Nov-21-2008 13:59:

quote:
Originally posted by Abercrombie
tag-team-duo-bruthas-to-the-rescue



hahaha +1


Posted by Aleksandra on Nov-21-2008 14:59:

Sorry to hear that
What started the fire?


Posted by zokissima on Nov-21-2008 15:08:

Good news you were not involved yourself, but IMO, kind of stupid that you would not have insurance. Did you ever even look into it? It is quite affordable.


Posted by DJM104D on Nov-21-2008 16:17:

for the insurance ppls thee to help me, i thank you. ill give further details after my flight back to the almighty t.
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.
word through the woodwork is that she was put into RCMP custody after she was released from the hospital. my buddy is doing ok, still havent heard from him tho. i dont really expect to. i am sure this is one of those situations where 'our friendship remains but cant see each other anymore'.
i couldve lost my life, him and i ran in to try and save the gear and the records, it was hopeless.
its one thing to have a controlled fire, when it is out of control and you are in the middle of it the world ceases to exist. its a feeling that i hope no one has to go through.
someone asked my age...im 22.
investigators are going through today to draw up a conclusion.

all of you have been so helpful. thank you so much for the support.
it is true, the muzik brings us together.


Posted by StereoPrincess on Nov-21-2008 16:37:

if you are a student, your stuff may be covered under your parents home insurance.

your story seems so extreme. how can that even happen!?

i am very sorry you have to go through this.


Posted by exstasie on Nov-21-2008 16:47:

quote:
Originally posted by StereoPrincess
if you are a student, your stuff may be covered under your parents home insurance.

your story seems so extreme. how can that even happen!?

i am very sorry you have to go through this.


Yeah, that is crazy!

I wonder how the insurance will work for that since she deliberately set the fire.

And yes, when I was away at University at the dorms, all of my stuff was insured under my parents house insurance at home.

There was no way I was going to have all of that stuff in my room without it being insured!


Posted by jchung52 on Nov-21-2008 16:49:

quote:
Originally posted by DJM104D
for the insurance ppls thee to help me, i thank you. ill give further details after my flight back to the almighty t.
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.
word through the woodwork is that she was put into RCMP custody after she was released from the hospital. my buddy is doing ok, still havent heard from him tho. i dont really expect to. i am sure this is one of those situations where 'our friendship remains but cant see each other anymore'.
i couldve lost my life, him and i ran in to try and save the gear and the records, it was hopeless.
its one thing to have a controlled fire, when it is out of control and you are in the middle of it the world ceases to exist. its a feeling that i hope no one has to go through.
someone asked my age...im 22.
investigators are going through today to draw up a conclusion.

all of you have been so helpful. thank you so much for the support.
it is true, the muzik brings us together.


wow


Posted by Yohan on Nov-21-2008 16:51:

quote:
Originally posted by DJM104D
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.

wow. psycho bitch


Posted by DJM104D on Nov-21-2008 17:30:

she was fine tho. two nights ago we were hangin out drinkin some vino, hittin some organics, spinnin some rekkidz. we had a friend over and it was all so good.
i was living with them for just over 3wks. so i was able to see everything very clear. my buddy got me a job working with him in dangerous tree removal and i was sorting out my life quickly and happily.
they had normal couples bs issues; attention concerns, money, her finding a job, you know things like that.
they were a good healthy couple. the three of us lived harmoniously.

im just down the road from the house which is now referred to as "the site". im still shook about all of this and its going to be even harder to look at the wreckage today.
i just want to get on that plane and fly those 4400kms back to toronto asap.


Posted by Moral Hazard on Nov-21-2008 17:35:

quote:
Originally posted by StereoPrincess
if you are a student, your stuff may be covered under your parents home insurance.


It pretty much always is... up to a limit (generally $2500 - $500 but I've seen some policies with higher limits)


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