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Posted by nchs09 on Jun-08-2009 16:58:

Insurance?

So i am under my parents insurance.... the internship i got comes with health insurance. Does that mean that when i get my insurance, i lose my parents? How does it work? Because theirs is baller and mine would be minimal i guess. I need new contacts in 2 weeks, and i am a bit lazy to go in this week for an eye exam and new contacts.

But if i lose theirs, i would probably go to the doctor AND the eye doctor this week.

Can i haz mother fucking help? Thanks

Posted by jonSun on Jun-08-2009 17:00:

If your still in school im sure your still on your parents policy.

Posted by Joss Weatherby on Jun-08-2009 17:03:

You arent forced to accept the internships insurance. Just say you are already covered. Unless its better coverage. Then take it while you are at the internship and get back on your parents plan when you are done.

Posted by Brian Scott on Jun-08-2009 17:03:

I'm sitting at a blackjack table. I have 2 face cards (20) and the dealer is showing an Ace. Should I buy insurance?

Posted by Moral Hazard on Jun-08-2009 17:03:

Re: Insurance?

quote:
Originally posted by nchs09
So i am under my parents insurance.... the internship i got comes with health insurance. Does that mean that when i get my insurance, i lose my parents? How does it work? Because theirs is baller and mine would be minimal i guess. I need new contacts in 2 weeks, and i am a bit lazy to go in this week for an eye exam and new contacts.

But if i lose theirs, i would probably go to the doctor AND the eye doctor this week.

Can i haz mother fucking help? Thanks

Generally, you can opt out of your employer's group plan if you are able to show that you have coverage elsewhere. Talk to HR.

BTW, it is possible to carry two insurance policies; in such a case the insurers would pay on a pro-rata basis (claimremium) for any loses both policies cover.

Posted by nchs09 on Jun-08-2009 17:05:

Re: Re: Insurance?

quote:
Originally posted by Moral Hazard
Generally, you can opt out of your employer's group plan if you are able to show that you have coverage elsewhere. Talk to HR.

BTW, it is possible to carry two insurance policies; in such a case the insurers would pay on a pro-rata basis (claimremium) for any loses both policies cover.
Ya, i kinda allready have 2.. me mums and me dads...

Ill talk to HR and see whats up i guess, good call.

Btw i did not understand the blackjack analogy

Posted by Brian Scott on Jun-08-2009 17:14:

Re: Re: Re: Insurance?

quote:
Originally posted by nchs09
Btw i did not understand the blackjack analogy

What analogy?

Posted by chimera66 on Jun-08-2009 17:50:

if you are sitting at 20 chances are you have nothing to worry about. so don't worry about getting new insurance if your current insurance is really good

Posted by Brian Scott on Jun-08-2009 18:39:

quote:
Originally posted by chimera66
if you are sitting at 20 chances are you have nothing to worry about. so don't worry about getting new insurance if your current insurance is really good

Way to read too far into it