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Re: Buying a home with a mortgage

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Originally posted by ******** Hi, Things are coming together pretty fast, and I feel like it could almost be realistic that the purchase of a home with the assistance of a mortgage could actually happen very soon. I'm just wondering anyone who has used a mortgage to buy a home, how did the process go for you? So far I've spoken with some brokers, and the real estate agent is preparing documents to send to close the deal. How exactly is the best way to close the deal? The agent is likely going to send legal documents with a closing date for the payment. What type of time frame am I looking at for the financer/bank to provide the funds to effect closing via the mortgage once the broker has approved the mortgage? Just wondering as I'm very blind to this whole process, and *knock on wood, it actually feels pretty solid at this point.

Last week you were gonna buy a motorcycle but you were a lil short on funds. Now your buying a house lol

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So far I've spoken with some brokers, and the real estate agent is preparing documents to send to close the deal.

Did you pick the home outta a book & say "Ill Take It" ??

When i purchased my condo I searched 5 months. Im supposedly closing on a house on monday & its been over a year that I have been looking. Buying a home is a long process & thats not including financing.

Also are you buying a forclosure? If you are.. Good Luck


anyways wanna buy some swamp land in florida?

it's a great time to buy right now if you have cash.

getting financed is a bitch....have to have perfect credit/history...i mean PERFECT.

How are you going to finance the purchase of a house if you don't even have a job?

Re: Re: Buying a home with a mortgage

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Originally posted by jonSun Last week you were gonna buy a motorcycle but you were a lil short on funds. Now your buying a house lol

for real man.

unless you have a steady job with steady income; don't buy a fucking house.

its idiots like you that caused the housing market to shit on itself cause you got a mortgage for a $500,000 house and you can't even afford a 2bedroom apt in the ghetto.

btw, i have two mortgages on two houses.

if the bank get one look at your resume there's no fucking chance in hell they will lend you the money.

seriously, get a fucking job (that's stable and regular). no bank will touch you otherwise.

I told you guys he would have a new project soon. Last week it was the mushrooms.

We need a stickied thread called 'The Adventures of ********' where he can post about his latest escapades each week.

no job, no credit experience = definitely no house.

How can you pay for a mortgage when you'r on welfare?

try Detroit. Houses there are selling for $100 in some places. No, that's not a joke. lol

http://www.cnn.com/2009/US/06/17/de...omes/index.html

there's bank owned properties 5 minutes from the beach in south florida going for under 100k

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Originally posted by Slylee there's bank owned properties 5 minutes from the beach in south florida going for under 100k

In lauderdale or south beach?

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Originally posted by The17sss try Detroit. Houses there are selling for $100 in some places. No, that's not a joke. lol http://www.cnn.com/2009/US/06/17/de...omes/index.html

Sheeeeeeeesh, that's my new crack house.

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Originally posted by Slylee there's bank owned properties 5 minutes from the beach in south florida going for under 100k

wow

Is this house located on Baltic Avenue or Mediterranean Avenue?

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Originally posted by The17sss try Detroit. Houses there are selling for $100 in some places. No, that's not a joke. lol http://www.cnn.com/2009/US/06/17/de...omes/index.html

yeah, but you're leaving out the taxes. ******** couldnt afford those

the foreclosure issue in Florida (and no state tax) has me salivating. If I get rich in the next year, I'm fucking heading back home to FL!

quote:

Originally posted by The17sss try Detroit. Houses there are selling for $100 in some places. No, that's not a joke. lol http://www.cnn.com/2009/US/06/17/de...omes/index.html

I would buy ten of those babies, do no work whatsoever, and hang onto them for fifty years. They would be my retirement fund.

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Originally posted by Domesticated I would buy ten of those babies, do no work whatsoever, and hang onto them for fifty years. They would be my retirement fund.

lets invest together dude! $50 each per house.... you know even if we don't touch it for 20 years, we can sell it for more down the road. lol

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Originally posted by spc Is this house located on Baltic Avenue or Mediterranean Avenue?

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Originally posted by spc Is this house located on Baltic Avenue or Mediterranean Avenue?

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Originally posted by pkcRAISTLIN yeah, but you're leaving out the taxes. ******** couldnt afford those

don't forget paying for the land that the house resides on also- or is that usually included in the price of the house? i dunno, i've never bought a house before.

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Originally posted by Domesticated I would buy ten of those babies, do no work whatsoever, and hang onto them for fifty years. They would be my retirement fund.

you'd have to be guaranteed a remarkable detroit revitalisation though. that city is going under, big time.

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Originally posted by Omega_Blue don't forget paying for the land that the house resides on also- or is that usually included in the price of the house? i dunno, i've never bought a house before.

taxes are totally geographically based.

my taxes in shreveport were about ~$300 a year.

they're ~$900 here in oklahoma. go figure.

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Originally posted by Omega_Blue don't forget paying for the land that the house resides on also- or is that usually included in the price of the house? i dunno, i've never bought a house before.

nah, price is land and house unless things are done really differently over there.

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Originally posted by pkcRAISTLIN nah, price is land and house unless things are done really differently over there.

nope that's right. plus taxes and insurance.

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