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-- VIDEO: House Fire in Brampton, Ontario, Canada (Sept 11, 2011)
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VIDEO: House Fire in Brampton, Ontario, Canada (Sept 11, 2011)

I was coming home from the cottage when I seen these fire trucks and smoke rising from houses not too far from the highway. I decided last minute to check it out. I parked the car as close to the smoky street as I could, grabbed my camera, dumped my family, and ran with the camera running to the street with the fire. When I got near the house a fireman told me I might get the camera taken away by the police as evidence (that didn't happen). The garage was completely on fire and inside was red hot with a car being burnt to a crisp. I don't think anyone was hurt as the ambulance just parked on the street. They kicked us all away from the area so they could do their work properly, but not before I got this footage.

Where in Brampton was this? Street?

From an insurance perspective this could be a costly claim. My recommended reserves would be:

Building - $175,000
Contents - $90,000
Additional Living Expenses - $40,000.00
Expert Fees - $10,000
Adjusting Fees - $25,000

Total - $340,000.00

Probably premium received for the year $1,000.00. Insurance company is now $339,000.00 in the hole.

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Originally posted by love_child Where in Brampton was this? Street?

8 Newdale Place

I still haven't seen it on the news yet. Maybe it's not newsworthy?

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Originally posted by ChemEnhanced From an insurance perspective this could be a costly claim. My recommended reserves would be: Building - $175,000 Contents - $90,000 Additional Living Expenses - $40,000.00 Expert Fees - $10,000 Adjusting Fees - $25,000 Total - $340,000.00 Probably premium received for the year $1,000.00. Insurance company is now $339,000.00 in the hole.

LMFAO!

Yeah, insurance company is going to struggle coming up with that money. Fuckin crooks, its the only industry where money is made for nothing.

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Originally posted by kamil LMFAO! Yeah, insurance company is going to struggle coming up with that money. Fuckin crooks, its the only industry where money is made for nothing.

The insurance company will come up with the money due to good investments. Insurance companies do not make money from pure premiums. They need to invest that money so they stand any chance of making profits, especially in Ontario. Just think, in order to actually make money from purely the premiums they would have to collect insurance for 340 years from these insureds just to cover this loss. To suggest the industry makes money for nothing just shows you know little to nothing about insurance. I would suggest the banks do a lot less for you then the insurance companies do.

Uhhh, why would you take a video of someone's house burning down and post it on TA? To show your video taking skillz?

I highly doubt you posted this video for empathetic reasons.

rip btg.

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Originally posted by The Highroller Uhhh, why would you take a video of someone's house burning down and post it on TA? To show your video taking skillz? I highly doubt you posted this video for empathetic reasons.

I post it because it's the first time I ever caught anything like this on video, never mind seeing it in person. Don't try to twist it into anything else or try to read between the lines of something that doesn't exist. TA is full of non-music related videos, why should mine be any different? Because I recorded doesn't give me the right ????

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Originally posted by Prometheus Xex 8 Newdale Place I still haven't seen it on the news yet. Maybe it's not newsworthy?

send your video to the news. and ignore stupid comments. the video was cool regardless of why you posted it

Re: VIDEO: House Fire in Brampton, Ontario, Canada (Sept 11, 2011)

quote:

Originally posted by Prometheus Xex I was coming home from the cottage when I seen these fire trucks and smoke rising from houses not too far from the highway. I decided last minute to check it out. I parked the car as close to the smoky street as I could, grabbed my camera, dumped my family, and ran with the camera running to the street with the fire.

lol..are you serious?

Re: Re: VIDEO: House Fire in Brampton, Ontario, Canada (Sept 11, 2011)

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Originally posted by geroin lol..are you serious?

Sorry... caught in the moment. TA can get a guy on edge sometimes due to past encounters.

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Originally posted by Ferg send your video to the news. and ignore stupid comments. the video was cool regardless of why you posted it

I tried to send a piece of it last night, but the CITY TV submission form failed after 7 attempts, so I gave up. I just left an email today, but it's probably going to go unnoticed. No big deal. If this house fire was important enough, there would have been something on the news about it, but so far none.

There were a million others recording on cell phones and other cameras, so I'm sure my footage will be lost in a flood to the news carriers.

Who gives a shit why he posted it... it was cool to watch... why do people post 95% of the shit on here?

quote:

Originally posted by love_child ... it was cool to watch...

What I thought was really cool to watch was the fact that EVERY surface in that garage was on fire. It was like looking down the center of a bonfire at the cottage, just before you stick your beer bottle in it to melt it.

The Brampton fire department would be interested in this video for training purposes

quote:

Originally posted by ChemEnhanced The insurance company will come up with the money due to good investments. Insurance companies do not make money from pure premiums. They need to invest that money so they stand any chance of making profits, especially in Ontario. Just think, in order to actually make money from purely the premiums they would have to collect insurance for 340 years from these insureds just to cover this loss. To suggest the industry makes money for nothing just shows you know little to nothing about insurance. I would suggest the banks do a lot less for you then the insurance companies do.

You can't look at it from the point of view that it will take 340 years of premiums from these insured people. What about the 1000$ in premiums they are collecting from the hundred of thousands of homes that will NOT burn down this year. Insurance profit is not only based on their investments, but the fact that most insured will NOT make a claim this year.

quote:

Originally posted by kamil LMFAO! Yeah, insurance company is going to struggle coming up with that money. Fuckin crooks, its the only industry where money is made for nothing.

plus they'll prob find ways to get out of paying the entire claim....

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Originally posted by Pett The Brampton fire department would be interested in this video for training purposes

there ya go!

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Originally posted by bryans05 You can't look at it from the point of view that it will take 340 years of premiums from these insured people. What about the 1000$ in premiums they are collecting from the hundred of thousands of homes that will NOT burn down this year. Insurance profit is not only based on their investments, but the fact that most insured will NOT make a claim this year.

pretty much every insurance company looses money on the premium they take in from all their insureds. The only way insurance companies make money is in investments. The insurance company goal in rating for premiums is for every dollar they take in they pay out a dollar in claims so in an ideal world they break even and the money they make is on investments. The problem in Ontario, especially lately, is that the government isn't allowing companies to increase their ratings to the point where they can have an equal balance between premium in and claim payments.


I also know you can't look at it that way but I was just trying to make a point in an easy to understand way. You could also look at it that there are now 340 policies that pay $1000.00 premium that cannot make a claim.

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Originally posted by 1dawoman plus they'll prob find ways to get out of paying the entire claim....

I love how people think the insurance companies try and find ways to get out of paying claims. The insurance company only follows the agreements you make in the contract you sign with them. Unfortunately, too many people don't bother reading the agreement they sign and then turn around and bitch that the insurance company is trying to rip them off.

Excellent video

Cool video!

quote:

Originally posted @ http://www.thestar.com/news/article...mpton-fire?bn=1 13-year-old charged with arson after Brampton fire A 13-year-old boy has been charged after a house in Brampton suffered significant damage in a fire on Sunday night. Police said they received a call at 7:15 p.m. Sunday when the home near Bovaird Dr. and Hwy. 410 was set ablaze. Police arrested the teen on Monday and charged him with arson and disregard for human life. No one was injured in the fire and police have not released the cost of damage.

quote:

Originally posted by ChemEnhanced I love how people think the insurance companies try and find ways to get out of paying claims. The insurance company only follows the agreements you make in the contract you sign with them. Unfortunately, too many people don't bother reading the agreement they sign and then turn around and bitch that the insurance company is trying to rip them off.

Keep thinking that. Also, do you work for an insurance company? You seem to defend these thieves for some reason.

My parents are fighting with insurance right now. Our unit got burned to the ground because of the next door neighbors caught fire from inside and affected us as well as the unit next door.

Now, to really spoil your fun and debunk your claims about insurance procedures, the insurance company is doing everything it can to not pay through and their original offer was significantly lower than what we were insured for. Theyve tried to find as many loopholes as possible NOT to give us the coverage we were paying for, and it got to the point where we hired a lawyer to take care of these f.uckers.

But hey, you seem like you know better than people like me who get their shady treatment firsthand.

Now take a seat.

At least most of the damage was from the garage... or looks like it.

Biggest thing in there is the car.. hopefully nothing too valuable from the looks of the video.

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