I hate my bank.(An oddly appropriate topic for "Bank Holiday")
**Short version available below.
When we went on vacation last week, I ended up having enough cash on me to last the week, so I paid no mind to the money I had in my checking account... I checked the balance before we left, said I had $130 available (a deposit was pending, but the funds wer already available), and I knew I had one bill payment coming out of that account yet for $15, however the payment was processed before the deposit, and the deposit not actually posted until the next business day, netting me a $30 overdraft fee.... That's fine, whatever, it happens, I'll fucking pay it. I use the card the next day to get gas, and that is the ONLY time during the week that I use the card for anything, knowing that all transactions (including the fee) have cleared. I should have had around $70 in my account.
But then...
My account apparently goes haywire and they charge me for 5 more $30 overdraft fees sinking me to an almost -$100 balance... BOOO! 
Upon calling the bank this morning, the error (on behalf of the bank) was overturned and my account restored to $70, but the transaction is still "pending" and thus, I cannot use my debit card anywhere, as the fee reversals haven't officially "posted" to my account.
Essentially, when I log into my account it says that I have $100 available, but when I go to purchase anything, my card is declined... 
Short Version: I have 20 tracks in my crate on beatport right now and due to my banks error, I am unable to purchase any of them and am being required to "be patient" while their shit gets straightened out.
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last minute disco dot net
Last edited by RJT on Aug-28-2006 at 20:07
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