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butterfly
melissa



Registered: Apr 2002
Location: West CoCo, CA
credit reporting

here is a thread for you CORwhores that actually has a topic...

i got some stuff stolen and in the bag was all my addresses, my SSN, an old ID, some credit cards and some other stuff.

i want to find out if it is appropriate to get some kind of hold or watch put on my SSN to monitor for possible identity theft. i think the credit reporting agencies charge for this service though.

so,
1. do you think it is worth getting this kind of service or insurance?
2. do any of you know about this stuff?
3. what are the 3 agencies for credit reporting in the US? i can only remember equifax.

thanks...

Old Post Dec-23-2004 23:33  United States
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Yan
fauxhawk



Registered: Jul 2003
Location: Wano

1) Yes.

2) No.

3) Equifax, Experian (TRW) and Trans Union.

Old Post Dec-23-2004 23:43 
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occrider
Traveladdict



Registered: Oct 2000
Location: New York

I use privacy guard. I find it to be prudent.


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Old Post Dec-23-2004 23:52  United States
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Orbital32
Revolution



Registered: Jul 2004
Location: LaTa #32°

call you credit card company and cancel the cards. Place a fraud alert on your SSN.

http://www.fightidentitytheft.com/flag.html

Old Post Dec-24-2004 00:01  United States
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butterfly
melissa



Registered: Apr 2002
Location: West CoCo, CA

quote:
Originally posted by Orbital32
call you credit card company and cancel the cards. Place a fraud alert on your SSN.

http://www.fightidentitytheft.com/flag.html


i already did that with the credit cards, and i got a new bank account.

what is a fraud alert and how much does it cost?
edit: thanks for that link.

Old Post Dec-24-2004 00:02  United States
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Orbital32
Revolution



Registered: Jul 2004
Location: LaTa #32°

i'm pretty sure it's free. just call them up and they should be able to assist you.

Old Post Dec-24-2004 00:03  United States
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butterfly
melissa



Registered: Apr 2002
Location: West CoCo, CA

quote:
Originally posted by Orbital32
i'm pretty sure it's free. just call them up and they should be able to assist you.

i read that website he posted. it appears to be $10 in california. i dont understand how california is different that other states but they had a special link for it.

by the way, that link was extremely useful.

Old Post Dec-24-2004 00:07  United States
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Orbital32
Revolution



Registered: Jul 2004
Location: LaTa #32°

good trust me, it's worth it. they made a copy of my debit card and went on a shopping spree. just clear that took about 2 weeks. Credit is alot harder.

Old Post Dec-24-2004 00:09  United States
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igottaknow
PerfectTeeth R4 Dinosaurs



Registered: Feb 2001
Location: The Future

most street theives grab the cash and ditch the rest which is traceable. Besides the places where they shop (corner whore, liquor store, and crack dealer) don't accept plastic.


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Old Post Dec-24-2004 00:34 
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Orbital32
Revolution



Registered: Jul 2004
Location: LaTa #32°

and so you telling me that's worth the risk? That they are PROBABLY going to toss the credit cards?

Old Post Dec-24-2004 01:18  United States
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