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DaveSZ
When The Levee Breaks

Registered: Jan 2003
Location: ATX
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Very interesting.
I'd have to go with "Quality and Accessibility," because there really is no excuse, in a nation as wealthy as the United States, to not have healthcare that is accessible (and affordable) to every citizen with a reasonable degree of quality.
If the US were a poorer nation, then you’d also have to factor in the costs more in your analysis.
Now, we don't have to go completely "socialized," but some combination of government involvement, regulation, and private enterprise like we have now would still meet the goal.
The HMO industry at this time I would classify as predatory in nature, but it can be regulated in a way that ends this.
I would also argue that the HMO industry operates in a manner that reduces its costs at the expense of both quality and accessibility (but most notably quality).
It’s ok if you get an ear infection or something, but if you get truly sick you’re often simply fucked.
To pay for covering all citizens with healthcare, you'd simply need to cut back on corporate welfare and some of the bloated pentagon budget to pay for it without raising taxes.
This would be quite a feat though considering the grip large corporations and the military industrial complex currently have on Washington.
Last edited by DaveSZ on Aug-08-2004 at 14:55
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Aug-08-2004 14:34
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Yoepus
Neo-condimist

Registered: Jan 2002
Location: Ketchup fields, Texas
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Aug-08-2004 16:03
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NeoPhono
Übermensch

Registered: Sep 2003
Location: In Orbit
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Okay, better definitions:
Low cost - Low cost to primarily the patient, but also reduced costs to the health care insurance provider, be it the government or HMO.
Accessibility - Ease of seeing a health care provider. For instance, an appointment to see a family practice doctor in the states can *usually* be made days after a call is made. In other countries this wait can be weeks to months for non-critical visits.
Quality - Kind of obvious, I'd guess. The quality of the healthcare you are being given in terms of both technology and scope.
I personally believe that part of the answer in the American health care system is higher copays. Americans, per person, demand four times the amount of health care dollars as the nearest country (Japan). If you look at just emergency room visits, only 7% are actual emergencies, and over half of the people suffering from these non-emergencies know they do not have an emergent reason for visiting the ER. The difference is that an ER visit costs hundreds to thousands of dollars, whereas waiting to see a family practice doc costs a fraction of that. To add insult to injury, 1/3 of ER vistors do not pay a dime and 1/3 pay a reduced amount. (Who says there's no free health care in the US? ) So you only have 1/3 of people actually paying for their visits. My solution would be to drive up copays to keep people without emergencies from abusing the system. This would lower costs for everyone and also keep non-emergencies from clogging the system.
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Aug-08-2004 23:18
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Shakka
Supreme tranceaddict

Registered: Feb 2003
Location:
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| quote: | Originally posted by NeoPhono
Okay, better definitions:
Low cost - Low cost to primarily the patient, but also reduced costs to the health care insurance provider, be it the government or HMO.
Accessibility - Ease of seeing a health care provider. For instance, an appointment to see a family practice doctor in the states can *usually* be made days after a call is made. In other countries this wait can be weeks to months for non-critical visits.
Quality - Kind of obvious, I'd guess. The quality of the healthcare you are being given in terms of both technology and scope.
I personally believe that part of the answer in the American health care system is higher copays. Americans, per person, demand four times the amount of health care dollars as the nearest country (Japan). If you look at just emergency room visits, only 7% are actual emergencies, and over half of the people suffering from these non-emergencies know they do not have an emergent reason for visiting the ER. The difference is that an ER visit costs hundreds to thousands of dollars, whereas waiting to see a family practice doc costs a fraction of that. To add insult to injury, 1/3 of ER vistors do not pay a dime and 1/3 pay a reduced amount. (Who says there's no free health care in the US? ) So you only have 1/3 of people actually paying for their visits. My solution would be to drive up copays to keep people without emergencies from abusing the system. This would lower costs for everyone and also keep non-emergencies from clogging the system. |
That's a good idea. My copay is only $15 and I bet just by paying $5-10 more(multiplied by millions of people), a lot of money could be saved on the back-end.
I'm also still a proponent of tort reform. I think that upwardly spiraling insurance costs are one of the sources of the healthcare problem. Make it more affordable for a health-care organization to operate and costs will be lower for all.
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Aug-09-2004 00:10
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Dupz
Supreme tranceaddict

Registered: Dec 2002
Location: Melbourne
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I'm a bit intrigued by this one..
I think that us Australian's are quite lucky with our health care system. Neophono mentions that theres an opportunity cost in only chosing 2 of the 3 options in assessing healthcare.. For some reason, i dont agree.. not in australia anyway.
Let me explain.
Accessibility - Our public hospitals, although having waiting lists for elective surgery, are virtually queue free. I have walked into the emergency ward several times and recieved treatment without waiting more than 20 minutes.
Quality - I think that the quality of treatment in this country is second to none (not literally, but it's pretty damn good). I mean, our royal childrens hospital here in melbourne greets patients from all over the globe (including the US), and in this sense is the best in the world. So quality isnt a problem.
Low cost - Our health care is virtually free to the consumer (thankyou medicare). Bulk billing at our General Practitioners is readily available (some may like to disagree tho), and our prescription drugs are dirt cheap. (top-line, ground-breaking medicines go for as little $5 a pop here)
At the moment we enjoy the best of everything, but I can understand that there needs to be a tradeoff, and i think that our health care system is turning more and more into an american system. Talks of increasing prescription costs, and an imminent collapse of our medicare, suggests that our dirt cheap system is not viable. Looks like the consumer is enjoying low cost, but the government is getting slammed with the high costs.
I dont know... which one, of the three, would you want to give up though?? too hard to answer.
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Aug-09-2004 09:52
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NeoPhono
Übermensch

Registered: Sep 2003
Location: In Orbit
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On a personal aside, I think the idea of health care being expensive is an interesting one. In the US, people will go out and buy $6000 flat screen TVs, homes that are tens of thousands of dollars above their income range and cars that guzzle both gas and maintenance fees. Then, when they have to pay a several hundred a month in health insurance, it is too expensive. If I had to choose (as I've had to) between paying for a fancy car or expensive TV, or paying for insurance, so that if I get sick I WON'T DIE, the choice seems pretty obvious. All of those other material possessions are pretty insignificant if you're dead. I just can't understand why paying several hundred dollars a month for a TV or car is fine, but when health insurance gets to that range, it's outrageous.
(One reason I say this is because the majority of individuals without health insurance could afford it, but choose not to buy it.)
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Aug-09-2004 18:11
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