All I gotta say is that Banks are fackin biatches, they rape you up the ass with their service charges, especially if you withdraw money from another bank company. Not only do they charge $1.50 when you take out the money from the machine but also your own branch charges you as well for taking money out of another branch.

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The Essence of House is the Rhythm

used to be at TD till i turned 18 and had to pay up monthly fees for my account in which i had like $90 in

now im at pc financial, which is part of cibc. whats good is the no fees/no limits factor. u can have $0.01 if u want

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Deviant Art - Smuncky
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"The best car-related innovation we have is not to improve the car, but eliminate the need to drive it everywhere we go.” -Alex Steffen

PC Financial for here
I use my Swiss account for my international affairs

I've been a CIBC whore for a while, but that's cuz they like me there. I had a chance to see my CIBC (secret, internal) credit rating, and it's up there. My normal Equifax credit rating is R1 I think. This be good cuz it means I get an uber low interest rate for things like my (unsecured) line of credit. I believe it's something like Prime rates plus 1 point something percent. Not too shabby!

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Surreal
Universal Religion

quote:

Originally posted by smuncky used to be at TD till i turned 18 and had to pay up monthly fees for my account in which i had like $90 in now im at pc financial, which is part of cibc. whats good is the no fees/no limits factor. u can have $0.01 if u want

If you were never told about the service charges you could've had them reversed as a courtesy (I do that...). I bank w TD/CT (also work for them). I just recently picked up an MBNA Mastercard as well...

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Und ich tanz einfach weiter...

I've been with TD ever since I was a small 'tween. I'd say it's pretty good, I have the Infinity account where I pay like $12 bucks a month and I can use my debit card as often as I want with no extra charges unless I withdraw money from another bank. For me, debit is my life since I hate carrying around money and with a debit it's so convenient yet so consequential cuz I call it the invisible money.
When you have cash in your hand and spend it you acutally see it go but with debit you don't, some cases that's a good thing some bad

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The Essence of House is the Rhythm

quote:

Originally posted by smuncky u can have $0.01 if u want

If you want? I have no choice! LOL...Scotia for me...why? Because I work here I guess...and because they're RED like FERRARIS...

P.S. The spelling is "Scotiabank" my friend! hahahah REPRESENT!!!

I closed my TD account too when the svc chgs came into effect; luckily I started working here then so no svc chgs since! (lol for me and my family!!)...let the flaming begin...

quote:

Originally posted by house_conXion I pay like $12 bucks a month and I can use my debit card as often as I want with no extra charges unless I withdraw money from another bank.

thats $0 for that account with pc financial which uses cibc machines

quote:

Originally posted by fayraree P.S. The spelling is "Scotiabank" my friend! hahahah REPRESENT!!!

REPRESENT!?!? Your in T.O. my friend if you wanna represent go back east you damn Newfie.





(Just kidding, I know your not a newfie)

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The Essence of House is the Rhythm

TD Canada trust here in Canada, and Handelsbanken (swedish) for my international affairs

I easily prefer Handelsbanken, no fees at all, and no fees for withdrawing money (all swedish banks have some kind of agreement). Better internet service too, except that it doesnt support Linux which really sucks big time!

TD all the way baby!!!