So yea it finally happened to me, I just got a call from TigerDirect asking me to verify an order for 2 piece of shit Unlocked Motorola phones totaling $170.00 which was apparently charged to my MasterCard. Best part is when i look under my CC account I see they also managed to sign up for netflix, buy something from Nordstrom & order something from some surfing store. There purchases total about $500, so I am guessing they where planning on using the card for some time.

I got in contact with my Credit Card company and they told me since the orders are pending I have to wait for them to go through and then will I only be able to get the money back.

I have never bought from fraudulent stores, the past 3 months the only charges coming to the card were from Whole Foods, Walgreens, Food Emporium and Bed, Bath & Beyond. I am really doubting that someone from those places decided to use my card, but hey you never know.

Anyone experienced something similar? Can I file a police report to get it investigated?

This happens to nearly everyone in the UK at some point. It's happened to me 3 times, my girlfriend twice.

Just deal with it, get your money back and move on.

there was a petrol station near where i live ... that was ran by people of an indian/pakistani persuasion .. and they used to give peoples credit card and bank details to their families back in spendyourfuckinmoneyistan

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Yeah, it happened to me a few years ago. Some jagweed in Chicago managed to get my CC number and went on a $1000 shopping spree. It was little items, so I didn't know about it until a few months later when I get a notice saying I've went over my spending limit.

Look into my account and there it was. I went to the bank and asked them what could I do, and they said "Have you been to Chicago lately?" I told them I had stayed a weekend up there with some friends. Guy was really unhelpful and was like "Well, nothing we can do, just pay it off."

******s.

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quote:

Originally posted by ziptnf I probably wake up QWOPing.

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Originally posted by [N]ûk|êû[Z] there was a petrol station near where i live ... that was ran by people of an indian/pakistani persuasion .. and they used to give peoples credit card and bank details to their families back in spendyourfuckinmoneyistan

yeah we have problems with them coming up the motorway from brum & trying their luck. Our local co-op is the first cashpoint they get to this way so they're always at it. Little fucks.

someone stole 5 usd from my paypal account. i've been in treatment ever since

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Happened to me a few years ago. Who ever got my card number spent about $600 at pokerstars.com

When I called the bank, the transaction was still 'pending' so they just flat out cancelled it, along with my card, and sent me a new one. Never had to pay for the money they took, the bank sorted it for me

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Originally posted by Banora Yeah, it happened to me a few years ago. Some jagweed in Chicago managed to get my CC number and went on a $1000 shopping spree. It was little items, so I didn't know about it until a few months later when I get a notice saying I've went over my spending limit. Look into my account and there it was. I went to the bank and asked them what could I do, and they said "Have you been to Chicago lately?" I told them I had stayed a weekend up there with some friends. Guy was really unhelpful and was like "Well, nothing we can do, just pay it off." ******s.

if you don't look at your credit card statement every month then you deserve to have something like that happen to you.

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quote:

Originally posted by lücid if you don't look at your credit card statement every month then you deserve to have something like that happen to you.

Never needed to look at it. I would literally charge $20 to my account once a month. Having a card and using it scared the fuck out of me, so I only needed it when I would take a cab somewhere (which wasn't often). I'd rather pay in cash that I had.

Unfortunately I didn't have extra cash on me in Chicago so I had to use the card. Guess I learned my lesson. I won't ever have a credit card again, thats for sure.

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Originally posted by ziptnf I probably wake up QWOPing.

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Originally posted by Banora Never needed to look at it. I would literally charge $20 to my account once a month. Having a card and using it scared the fuck out of me, so I only needed it when I would take a cab somewhere (which wasn't often). I'd rather pay in cash that I had. Unfortunately I didn't have extra cash on me in Chicago so I had to use the card. Guess I learned my lesson. I won't ever have a credit card again, thats for sure.

there's so much wrong with that statement.

one, you should be looking at your statement every month when you pay your bill. even if you only charge $20/month you want to make sure that they aren't charging you more than your normal APR or billing you for any extra (hidden) charges. it shocks me how people will just pay their bills without ever looking at them. companies like phone/cable/internet providers commonly make mistakes and rather than taking 5 minutes to look at their bill and call for a clarification, most people would rather just pay them and forget about them.

two, credit cards are not bad. if you want good credit (which will enable you to buy a car/house/etc), you need to build your credit score and one way to do that is by having a line of credit. not to mention, it's much safer to travel with plastic than a gigantic wad of cash. credit card providers and banks will reverse negligent charges... as long as you act quickly.

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Eh, I was 19 at the time as well, so I didn't really pay attention to that stuff. All my bills were on auto pay.

I still don't want a credit card, though. If I travel I keep my debit card on me. I'd rather just pay for things I know I can afford now than taking the risk of buying something and defaulting on my payments.

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quote:

Originally posted by ziptnf I probably wake up QWOPing.

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Originally posted by Banora Eh, I was 19 at the time as well, so I didn't really pay attention to that stuff. All my bills were on auto pay. I still don't want a credit card, though. If I travel I keep my debit card on me. I'd rather just pay for things I know I can afford now than taking the risk of buying something and defaulting on my payments.

you'll never establish credit like that though. and it'll be hard to get a loan (another way of establishing credit) without having existing good credit in the first place

basically you're fucking yourself over in the future when you could be helping yourself out now