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Banora
Supreme tranceaddict

Registered: Dec 2008
Location: Sushipunk Army HQ

Credit Cards

Lately I've been thinking more and more that I need a credit card for emergency purposes (and to help build up my credit a bit more). I know there was a discussion on here about credit cards a year or so ago, but I wanted to hear others opinion on cards, which ones they have and they like/dislike before I jump into getting one. I'll be honest, a credit card really freaks me out, but it seems like as life goes on I really can't skirt around not having one anymore.

Ultimately I want a card that can help me with travel and airfare, since I already do a lot of traveling to begin with.

So, anyway, pros/cons of these little plastic cards?

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quote:
Originally posted by ziptnf
I probably wake up QWOPing.

Oct-16-2011 17:33 Denmark

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srussell0018
Chaostician

Registered: Dec 2006
Location: Blumsberg

I have a mastercard through my bank. Rarely ever use it.

Oct-16-2011 17:39 Ireland

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Vector A
Your petrochemical arms

Registered: Apr 2011
Location: U.S.

American Express. It's everywhere you want to be.

Oct-16-2011 17:41 United States

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Ian
Not dead yet.

Registered: Dec 2001
Location: UK

check the fees on them to make sure they suit you and make sure you have the funds to pay them off before every purchase. Doing so in full each month will definitely help your credit score.

Oct-16-2011 17:42

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Psynon
Senior tranceaddict

Registered: Oct 2011
Location:

Visa all the way.

Oct-16-2011 17:47

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Banora
Supreme tranceaddict

Registered: Dec 2008
Location: Sushipunk Army HQ

quote:
Originally posted by Ian
check the fees on them to make sure they suit you and make sure you have the funds to pay them off before every purchase. Doing so in full each month will definitely help your credit score.

Yeah, I've always believed in the whole 'if you don't have the cash for it, don't buy it'. I heard you're not suppose to pay the card off fully because it doesn't help your score.

___________________

quote:
Originally posted by ziptnf
I probably wake up QWOPing.

Oct-16-2011 17:47 Denmark

LAdazeNYnights
Crossing Swords

Registered: Nov 2009
Location: Los Angeles, CA

Oct-16-2011 17:48 United States

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Meat187
Diese scheiß Katze

Registered: Dec 2007
Location: The Night's Plutonian Shore

Do you want a credit card or a credit card? If it's the latter, stay away from it.

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Then stop coloring and visit Meat187's mix archive!

Oct-16-2011 17:59 Germany

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Ian
Not dead yet.

Registered: Dec 2001
Location: UK

quote:
Originally posted by Banora
Yeah, I've always believed in the whole 'if you don't have the cash for it, don't buy it'. I heard you're not suppose to pay the card off fully because it doesn't help your score.

I don't know fully, but if getting into debt or paying more for stuff is a 'good' way to build credit, you'll excuse me if i have none!

Oct-16-2011 18:10

Joss Weatherby
Banned

Registered: May 2008
Location: The Pacific Northwest, of course

Credit is such a fucking racket. Fuck it.

Oct-16-2011 18:35

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srussell0018
Chaostician

Registered: Dec 2006
Location: Blumsberg

Tell us more about credit, Nou.

What kind of credit card do you use? Do you have a good credit score? I bet it'd be pretty easy for you to get a loan on a house of your own.

Oct-16-2011 18:43 Ireland

Joss Weatherby
Banned

Registered: May 2008
Location: The Pacific Northwest, of course

quote:
Originally posted by srussell0018
Tell us more about credit, Nou.

What kind of credit card do you use? Do you have a good credit score? I bet it'd be pretty easy for you to get a loan on a house of your own.

I have no credit file. I do not exist in the system.

Oct-16-2011 18:46

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