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Something u should consider.... 1st of all, because your new, and want to learn and stuff, u want cheaper equipment... Its logical i know, but u should add a few extra pennies and get the better gear. It will be well worth it, and u wont lose money when u try to get rid of your old stuff.
Another thing u mught consider is that alot of these places have intrest free terms now, i seen a place that had 24 months interest free terms on equipment, so if u believe u can repay within the specified time period, u might want to do that. Thats how i got my gear, i paid it off within 6 months though... they didnt have 24 months when i was getting my stuff.
It worth waiting little extra to get better gear, cos u will grow out of the cheap stuff quickly. 
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