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The big issue here is self-control. From your second post, it seems like you've already started to make progress in this area. Possibly what you need to do is sit down and write out (or use Excel) to make a budget based on about 95% of your known income. This allows you to set limits on what you can and can't spend, and also gives you a little bit left over to use how you want. If charging is your problem, zero out your balance on your credit cards and toss them. Get a new one with a balance less than one of your paychecks (not sure if you make cash, checks, salary). Get rid of your check cards, and use your atm card only in emergencies. Go back to hadwriting checks, it will make you cut down on spending (it takes more work, many places dont accept personal checks, and it's a hassle) and the check register helps you keep track of your funds. If you spend all the money youve set aside for your pay period, resist the urge to get more by enjoying one of the possesions you already have.
Buying something cause it looks hot is nice, but I bet you have alot of clothes which look good on you already, some you may not have worn more than 4 or 5 times. Why not use the wardrobe you have already? Clothes are pretty expensive, especially designer clothes and even a couple of blouses, pairs of jeans and other things can make money disapear fast. Resist buying new clothes unless you need to. For special ocassions, pull something rarely worn from the back of the closet, or pull a Marge Simpson and do some altering.
long post...sorry.
Short version:
Self control
Manage your money via a budget
Tailor your credit to your income
Dont buy clothes when youve got a closet full.
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