100.000001%

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more like 0.4%

Could you be more specific? Banks have different rates for different types of accounts. Credit union banking usually has higher rates, while some "strictly" online banking sites also have higher than standard down the street bank rates.

Some rates are based on the amount you have in the account...but standard "savings" accounts at the bank have the same rate for whatever the balance is...and it's usually not very good.

I guess...for example, my bank down the street gets me about 1 - 1.25% annually in savings...none for checking. My mortgage bank actually gives 1/4% interest...whoopdie freakin doo....however, my credit union averages between 3 and 5% interest...so whenever I get enough saved up...I dump it to the credit union.

Also, investing may return much higher. Of course you could lose it all...but historically...12% annually is what you are after in the markets.

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"I'd like to buy a techno song."

very low. your money is pratically just sitting there if its in a savings account. if u know money, here's a simple equation on investment.

age / 100 = % of your capital to invest in bonds & IRA's

the leftover amount is your capital that should be invested into the stock market.

think smart about the stock market, and learn before u throw your money into it. u can lose it all in a day if your not careful.

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Last edited by Krypton on Jan-18-2005 at 02:34

check scotia bank for an exemple:http://cgi.scotiabank.com/rates/dep...ml#money_master

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