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Fifth Third Bank is a piece of shït
Several years ago, I had a savings account at Fifth Third Bank. I overdrew my savings account, and received the appropriate penalty. After I stopped the account, I paid the penalty, and closed my account there. I paid the penalty and balance before my account was sent to collection. However, because of the ignorance of Fifth Third Bank employees, my account was referred to a collection agency.
I was not aware that the agency has received a bill of collection from the bank, and I never saw a letter from them. Finally, I happened to be at my parents house and took a call from them, almost a year after the fact. They told me I owed the money, to which I basically told them to go fuck themselves because I had bills of payment. I faxed them all the paper work, and assumed the whole ordeal was closed.
Another year went by and I received a bill of collection from the same agency. I called them, again furious and faxed them the paper work a second time. I was assured that the matter was finalized by an employee and even preformed a credit report check to make sure that everythjing was clean. It was.
Today my dad called me to tell me that I received a letter of collection from a new agency for the same amount, account and ocassion. I am nothing short of livid. They are screwing up my otherwise perfect credit, and possibly hindering my attempts to get a job, apartment, ot anything else where a credit check is necessary.
Does anyone think I should get a lawyer? I'm tempted to take the easy way out again and call them to fax them the matertial, but after this whole mess, I'm not sure that would be wise. As many of your probably know, I'm trying hard to get a job right now, and most of them, especially the university jobs, are probably going to run a credit check. I'm worried that this new collection will screw my chances at a new job. I still have all the paper work showing the account was paid in full and other receipts, including the closing of my account. I'd love for this to be over, but I'm almost tempted to file suit aginst this company, the old agency, and the bank.
All I have to say right now is Fifth Third is a piece of shit company with a severe lack of organization and a greedy propencity to try to profit off of trying to screw the credit ratings of people who close accounts with their bank. I'm extremely angry.
Last edited by on Nov-13-2005 at 04:50
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