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TranceAddict Forums > Local Scene Info / Discussion / EDM Event Listings > Canada > Canada - Toronto & Southern Ont. > Insurence: For personal Items like DJ Gear (anyone have any)
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DJ_Ampz
Amp Radio Addict



Registered: Jul 2001
Location: Guelph (again)
Insurence: For personal Items like DJ Gear (anyone have any)

Does anyone have any? or have looking into it for say DJ Gear? id like to put some insurence on mine.

Any idea a good rate or where to go?

Ampz


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Old Post Apr-28-2006 20:43  Canada
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TO guy
JELO owns me



Registered: Dec 2003
Location: Toronto

I used to insure my bike. I just used the same provider I had for home insurance at the time, I think it was State Farm, or maybe AllState, state something anyhow.

Old Post Apr-28-2006 20:45  Canada
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MaxTO
The Lurker



Registered: Jul 2004
Location: Toronto, Canada

I'd call and check with whoever you use for home/renters insurance. I remember talking to somebody a few years back about how he had his RC cars insured (they can get pricey). So if he was able to insure his toys, I'm sure you can do the same.

Old Post Apr-28-2006 20:53  Canada
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DJ_Science
Only 25 Characters?!



Registered: Nov 2003
Location: Dresden, Germany

quote:
Originally posted by MaxTO
I'd call and check with whoever you use for home/renters insurance. I remember talking to somebody a few years back about how he had his RC cars insured (they can get pricey). So if he was able to insure his toys, I'm sure you can do the same.


Yeah, mine is covered under my renter's insurance.


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Old Post Apr-28-2006 20:57  Canada
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Dennis Hahn
I don't know a Ned



Registered: Aug 2003
Location: T-Dizzle
Re: Insurence: For personal Items like DJ Gear (anyone have any)

quote:
Originally posted by DJ_Ampz
Does anyone have any? or have looking into it for say DJ Gear? id like to put some insurence on mine.

Any idea a good rate or where to go?

Ampz


Insure it for sure... I lost everything last year.

See if you can get a rider on your parents car insurance... if that doesnt work the differences between insurer to insurer are slim i think... like $30 a month or that area.


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Old Post Apr-28-2006 21:02 
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nusty
Congrats Andrew/ Hillary!



Registered: Feb 2003
Location: LA and still a little bit of Toronto

I have my main gear insured independently from guitar centre. This way it's not just covered if it's at home but also on the road against bang ups.
not sure if it covers theft though....
I know my home insurance covers theft if it is in my home and my car insurance covers theft if it is in my car.


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Dave (aka: Upgrade- live pa)
quote:
Originally posted by Lightshow
i wear sunglasses for the same reason everybody wears them in a club. 1: people look cool in sunglasses
2: it gets awefully bright as the night progresses

*nusty does not wear sunglasses at night, they make it hard to see and you could trip

Old Post Apr-28-2006 21:10  Canada
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DJ_Ampz
Amp Radio Addict



Registered: Jul 2001
Location: Guelph (again)

^How much?

Ampz


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Old Post Apr-28-2006 22:53  Canada
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nusty
Congrats Andrew/ Hillary!



Registered: Feb 2003
Location: LA and still a little bit of Toronto

quote:
Originally posted by DJ_Ampz
^How much?

Ampz


I think I paid about $60-$80 for 2 years to cover about $2,500 worth of gear. I can renew it when the time is up... actually thanks for the reminder I think its time is up shortly in a few months, I wouldn't have even thought about it.
I also dropped a about $200 for custom fitted cases (per case) to protect the two peieces on the road. one is an SKB and the other is a RoadReady case. I only bothered insuring the MC909 though.


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Dave (aka: Upgrade- live pa)
quote:
Originally posted by Lightshow
i wear sunglasses for the same reason everybody wears them in a club. 1: people look cool in sunglasses
2: it gets awefully bright as the night progresses

*nusty does not wear sunglasses at night, they make it hard to see and you could trip

Old Post Apr-28-2006 23:07  Canada
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ChemEnhanced
ƒ¶ƒåƒÓƒÛƒnƒéƒßƒåƒnƒÚƒÕƒÞƒ



Registered: Mar 2005
Location: Milton, ON Canada

If you have Home Insurance or Tenants Insurance then your DJ Equipment should be covered under that policy. Even while off your premises these items would be covered as property temporarily away from premises. You will have to check the wording of your policy and the special limits of insurance as there may be a limit for electronic equipment.

If you use your DJ equipment for work then you will need to check your work policy as they would be covered there as the primary source of insurance.

Best thing to do is speak with your broker....even if its your broker for your auto insurance. They will be more then happy to set you up with a tenant or home owner insurance policy....plus you will get a discount for multi lines.

Old Post Apr-28-2006 23:09  Canada
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nusty
Congrats Andrew/ Hillary!



Registered: Feb 2003
Location: LA and still a little bit of Toronto

quote:
Originally posted by ChemEnhanced
If you have Home Insurance or Tenants Insurance then your DJ Equipment should be covered under that policy. Even while off your premises these items would be covered as property temporarily away from premises. You will have to check the wording of your policy and the special limits of insurance as there may be a limit for electronic equipment.

If you use your DJ equipment for work then you will need to check your work policy as they would be covered there as the primary source of insurance.

Best thing to do is speak with your broker....even if its your broker for your auto insurance. They will be more then happy to set you up with a tenant or home owner insurance policy....plus you will get a discount for multi lines.


yeah but sometimes filing a claim on those types of insurance can make your premiums jump higher than the cost of the gear. be sure to look close at your policy.


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Dave (aka: Upgrade- live pa)
quote:
Originally posted by Lightshow
i wear sunglasses for the same reason everybody wears them in a club. 1: people look cool in sunglasses
2: it gets awefully bright as the night progresses

*nusty does not wear sunglasses at night, they make it hard to see and you could trip

Old Post Apr-28-2006 23:22  Canada
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rabbitjoker
aural sadist



Registered: Aug 2002
Location: Toronto, ON, CANADA

quote:
Originally posted by ChemEnhanced
Best thing to do is speak with your broker....even if its your broker for your auto insurance. They will be more then happy to set you up with a tenant or home owner insurance policy....plus you will get a discount for multi lines.


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Old Post Apr-28-2006 23:24  Canada
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Spyder
Anti BS Alliance



Registered: Feb 2002
Location: Toronto CDN

after my first laptop got stolen... we got a separate insurance for just the laptop i think it costs us like 5$ MAX a month in addition to the house insurance which already covers it.. i'm betting its even less

but the separate insurance provides me more leeway for instance just under the house i have about 1500 for the laptop but with the separate one i have up to 2500 ..im not completely accurate because i didn’t handle this myself mom told me the minor details of it


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Because you're a filthy WHORE!

Old Post Apr-28-2006 23:35 
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TranceAddict Forums > Local Scene Info / Discussion / EDM Event Listings > Canada > Canada - Toronto & Southern Ont. > Insurence: For personal Items like DJ Gear (anyone have any)
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