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Yah - have homeowners insurance, took out more when I bought some additional stuff... and new gear is better than nothing, but after spending months (or more) customizing computers, sounds, gear, programs, and collecting hundreds of gigs of audio, I place more value on keeping what I have than getting new stuff.
The new security may be enough. Probably not a bad idea to backup stuff offsite though... yes, I'm paranoid. Maybe too much, but can't hurt to invest heavily in security.
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