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I can't help that much as I have different Beatport accounts for different territories (UK, USA etc) to get around the restrictions (but that's because I have credit cards registered there.
I also hate using my USA card anywhere else becuase you get scammed on the foriegn bank charges.
However, you may want to look at trying to get a prepaid credit card from a local SA bank. Good for emergencies anyway and at least you're not getting screwed each time you use it.
Itunes does not have a crate option, so really it's best to stick to the platforms and if there's territory restrictions then use a proxy to connect. There's a bunch of apps that will help for ipad and that way you can still get your music, especially if you use the local card.
Good luck!
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