I'de say just make sure you can afford the card. If you fuck up, the companies will have no mercy. They slap on all the charges they could dream of...

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Originally posted by tubularbills WRONG. AMAZON CARD: you get 3 points for every dollar on amazon you spend. when you get 2500 pts, you get a $25 gift card. 2500 pts / 3 pts per dollar = $833.

you just illustrated my point. you spend a bunch and get back nothing. dont try to make me look stupid by throwing out a bunch of numbers. i have a better idea. throw 200/month into a high yield savings account, or put 5k into a cd, reinvest the interest into another investment. seriously. you can make $25 by standing out on the corner claiming to be homless for 1hr! fuck your trying to make a GIMMICK look better than it is!!! you will make more on INTEREST off a good savings account.

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Originally posted by bas Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh

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Originally posted by bas Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.

will: also, have you thought about other aspects of how those cards suck? ill take a lower interest rate and no gay ass gimmicks (airline miles, amazon bullshit, paypal bullshit, any kind of "sponsor" bullshit) since those gimmicks actually cause overhead which in turn makes the interest rates higher.

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Originally posted by bas Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh

quote:

Originally posted by bas Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.

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Originally posted by gehzumteufel you just illustrated my point. you spend a bunch and get back nothing. dont try to make me look stupid by throwing out a bunch of numbers. i have a better idea. throw 200/month into a high yield savings account, or put 5k into a cd, reinvest the interest into another investment. seriously. you can make $25 by standing out on the corner claiming to be homless for 1hr! fuck your trying to make a GIMMICK look better than it is!!! you will make more on INTEREST off a good savings account.

you aren't getting it. i'm not doing anything out of the ordinary with these cards.

every month i have to pay my mortgage right? so instead of writing a check to my mortgage company for $850, i put it on a credit card. then pay the credit card online for FREE with Chase banking.

by simply paying w/ the card, and not a check (so no extra funds are used at all), i get $25 FREE from amazon. EVERY MONTH.

how is that a gimmick? if i pay off the mortgage payment w/ online free checking (i.e. the same thing as if i had mailed a check directly to the mortgage company) then how am i being gimmicked? there's no interest to be paid and amazon just gave me $25 to spend.

also, my interest rates on my amazon/BP are 14%. which, imo, isn't as bad as those that are over 20%. i mean, its a credit card, what do you expect, 5% APR for the entire lifespan of the card? if you'r elooking for that, don't hold your breath...

and if you pay your bills on time (i.e. not like angela did), then they stay at a lower percent.

i've had credit cards since i was 17...folks cosigned on a capital one card that had a max spending limit of $250. 8 years later, i have 6 cards which one of them has a credit max of $14,000. it just takes common sense and money savyness to not get yourself inundated in debt or "over your head" with them.

i take that back, my BP card was up to 18% for some reason. but i called up Chase and asked for it to be reduced and they brought it back down to 14% like the amazon one (also owned by chase).

lol.."get this card, for every $900 you spend you get half a tank of gas!!!!!"....how is that NOT a gimmick!? i do get that you dont do shit to get it really, but the fact that you get really nothing, is a waste. and then to top it off you have way to many credit cards open. whether they are empty or not it doesnt matter. from a creditor point of view, its bad. i dont know what you make, but im sure that it isnt anything massive.

ps: Gimmick: In marketing language, a gimmick is a unique or quirky special feature that makes something "stand out" from its contemporaries. However, the special feature is typically thought to be of little relevance or use. Thus, a gimmick is a special feature for the sake of having a special feature.

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quote:

Originally posted by bas Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh

quote:

Originally posted by bas Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.

quote:

Originally posted by tubularbills you aren't getting it. i'm not doing anything out of the ordinary with these cards. every month i have to pay my mortgage right? so instead of writing a check to my mortgage company for $850, i put it on a credit card. then pay the credit card online for FREE with Chase banking. by simply paying w/ the card, and not a check (so no extra funds are used at all), i get $25 FREE from amazon. EVERY MONTH. how is that a gimmick? if i pay off the mortgage payment w/ online free checking (i.e. the same thing as if i had mailed a check directly to the mortgage company) then how am i being gimmicked? there's no interest to be paid and amazon just gave me $25 to spend. also, my interest rates on my amazon/BP are 14%. which, imo, isn't as bad as those that are over 20%. i mean, its a credit card, what do you expect, 5% APR for the entire lifespan of the card? if you'r elooking for that, don't hold your breath... and if you pay your bills on time (i.e. not like angela did), then they stay at a lower percent. i've had credit cards since i was 17...folks cosigned on a capital one card that had a max spending limit of $250. 8 years later, i have 6 cards which one of them has a credit max of $14,000. it just takes common sense and money savyness to not get yourself inundated in debt or "over your head" with them.

6 cards is too much. You can actually hurt your score with all that available credit. BTW, those of u looking to get your first card or if u need a better rate card...don't laugh...its the World of Warcraft card. It has the best rating!

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Originally posted by KiNeTiC ENeRgY 6 cards is too much. You can actually hurt your score with all that available credit. BTW, those of u looking to get your first card or if u need a better rate card...don't laugh...its the World of Warcraft card. It has the best rating!

lol who is the WoW card issued against?

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Originally posted by bas Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh

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Originally posted by bas Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.

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Originally posted by gehzumteufel lol who is the WoW card issued against?

http://www.worldofwarcraft.com/visa/

6 is not too much. my credit score is 740 last time i checked

besides, who doesn't like getting at least a little free reward now and then for gas?

my bank card, i also get rewards for that one too - instead of using it as debit, i'll use it as "Credit" and get 4 pts per dollar. another great way to pay for things, and get points. in fact, i think i can get a $50 gift card soon.

i make about $38k a year.

Can I interest you in a Sears card?

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Originally posted by Slylee oh well, different strokes different vaginas

Some dance to remember ~ Some dance to forget

i would be embarrassed if i payed for a purchase in the store using the WoW credit card

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Originally posted by bas we're just rolling in that sweet sweet Beatport chedda SON. I PUT DIAMONDS IN MY SALT SHAKER SO I CAN HAVE CRUSHED DIAMONDS ON MY FOOD...it makes my dookie twinkle!!!