|
I sold cars for 3 years, so I know something about this. If you want to lease, you have to have "decent" credit. Meaning a score of 630 +, if it's below that, forget about it.
You say you are behind on bills? If your income to debt ratio is high, again forget about lease.
If you are going to buy, again your credit and income to debt ratio will come into play, this time for how much interest rate you'll get.
You want to buy private, you will have to get a loan from your bank. Before you start car shopping, go to your bank and get your credit checked. See how much of a loan you qualify for. This will help you in getting a car. If you just show up to a dealer, they run your credit and see it's not that great. They WILL put you in a car, BUT, the car will be a special finance car, meaning something ugly. Plus they will charge you a high finance rate.
Do your homework before you shop. Any other questions, feel free to ask me.
___________________
| quote: | Originally posted by whiskers
pulp is gross, it feels like i'm swallowing someone's load |
Click here to see Myspace
|