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drive a beater and drop collision, for starters.
no one gets "dropped"...by law auto insurers have to offer you basic coverage...they can deny optional coverage (like collision)
curious to know what "two tickets" means...$600/month sounds a bit high for one minor at fault and a couple of tickets (are we talking major speeding, running lights, etc?). Does she know exactly what's on her record?
Call some brokers and tell them her EXACT driving record up front and get them to call their companies. She won't find "a deal" anywhere, unfortunately, and will have to suck it up for a while. I say go with a beater and basic coverage...
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