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Don't want to offend EMU owners but don't get an emu card. I have seen many of them fail (used to be service engineer) and one even melt an nearly catch fire. Also the DSP/mixer software bundled with it causes much hassle and is not worth installing. The M audio audiofile Firewire will certainly be good enough quality for the type of applications you want to use it for and at that price you can't go wrong. It's also piss easy to install (done this 200+ times) and the drivers are stable and reliable. Don't get a medium price range audio interface, either spend less and get good value and decent quality (auiophile FW) or save up and spend more and go for something like a motu 828 (which rock!). Don't forget though, the audio interface you buy will depend on how many ins and outs you need as well other factors like : do you need mic pre amps?, digital out (spdif/optical, etc)?, bus powered or psu?, PCMCIA, USB (1 or 2), firewire, etc,etc.
rafale, the difference is that the midi interface keyboards have a built in midi interface (only) and the audio interface keyboard have a built in audio interface(soundcard)as well. These are usually via USB or firewire.
one last point - full duplex means that the drivers/harware allow recording and playback simultaneously
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