quote:

Originally posted by nusty yeah but sometimes filing a claim on those types of insurance can make your premiums jump higher than the cost of the gear. be sure to look close at your policy.

Typically with homeowners policies you do not have an increase in your rates because you file a claim....and homeowners insurance is pretty cheap. I pay around $450.00 a year for homeowners insurance. When I lived in an apartment my tenants insurance was like $200.00 a year.