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Originally posted by DjWhooCares agreed totally, i DO know it was my fault, but still...its annoying when atms indicate u have money but in reality u dont..u know.. but totally agree...

Some bank's and/or ATMs can't take account for every transaction you make, until the next business day. It's not the ATM's (nor, the bank's) responsibility to monitor your finances. You have to learn, how to keep track of your finances a little better. I'm not bashing on you, but overdraft penalties are nothing to laugh about, when they'll cost you $30+/ea. transaction - this sets you back, even further. Chances are, you had a debit pending in your account from whenever, and finally went through, after you last checked the balance on the ATM.

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Originally posted by EXTREMUM

i see what ur saying..its just that i hardly use my card, i always take money out etc...and thing is...i didnt use it for like 4-5 days from last checking n seeing i had 15 something dollars left..im POSITIVE over those 4-5 days i didnt even use it the transactions should have gone through...but i guess i still got screwed hard...lesson learned i guess

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Originally posted by DjWhooCares i see what ur saying..its just that i hardly use my card, i always take money out etc...and thing is...i didnt use it for like 4-5 days from last checking n seeing i had 15 something dollars left..im POSITIVE over those 4-5 days i didnt even use it the transactions should have gone through...but i guess i still got screwed hard...lesson learned i guess

The only way you're going to learn your lesson, is to request a bank statement, research it online, or wait 'til the monthly statement comes in the mail. Research all your transactions for the month, and figure out where you went wrong. Then, you'll be like, "Oooooooooooooooh shit, no wonder..."

i am waiting, i shall see how i got fucked by corporate america

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Originally posted by DjWhooCares i am waiting, i shall see how i got fucked by corporate america

No, you fucked yourself - no excuses.

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Originally posted by EXTREMUM No, you fucked yourself - no excuses.

lol u wanna relax for a bit...geez...

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Originally posted by DjWhooCares lol u wanna relax for a bit...geez...

I'm relaxed.

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Originally posted by hadi ****** oh yea, i forgot about that overdraft protection thing you can do, dont all banks do this though? only credit unions?

Not sure. Ive been with a credit union for the past 9 years. Only place that has a 3.9% return on savings. Can't beat that

Credit Unions rule


My Credit Union charges me NO FEES WHATSOEVER. I can use any ATM i want and can use my Visa Debit Card pretty much anywhere, but i never have to pay fees.

I purposely chose not to get a credit card or an overdraft, so I can only spend the money that I have in my account.


P.S. I get 5.90% interest on my online savings account

i work at the bank,.

i managed to rack up over about $400 doing that shit once. Luckily i knew someone who worked for the bank, so they all went away.

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Originally posted by Idoru I'm cooler than you plus i give better head i swallow

It is easier for a man to destroy the light inside himself
than to defeat the darkness all around him
www.myspace.com/enigmaticecstasy