quote:

Originally posted by greeko you just recently got your g2, well your a female if you go through a broker they will be able to find the cheapest rates for you wiht the best companies, and it depends on the vehicle you will be driving also. I just recently became a broker

A broker is a good idea if you don't know anything about insurance....a good broker can be a lot of help in explaining things...although in my 11 years as an adjuster I've seen a lot of brokers who don't properly explain the coverages to people or don't advise them of all the possible options available. I have a broker simply because if something goes south on my claim I can use the broker as a go between.

If you understand insurance or have a background in insurance then a lot of times a direct insurer like Belair or TD can be cheaper.

___________________

quote:

Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

quote:

Originally posted by Moral Hazard Rather then just looking at price I would suggest you consider service as well. Not all companies are equal in terms of claims service and believe me... when you have a claim go off the rails you'll wish you'd spent the extra $50-$100 in premium for a better insurer.

Bingo.

___________________
- rabbit.joker [funny¿rabbit] | www.rabbitjoker.com |www.ddtt.org

Dark Dirty Tech Tribal. | Hands in air (trance) and feet on the floor (house).

quote:

Originally posted by Moral Hazard Rather then just looking at price I would suggest you consider service as well. Not all companies are equal in terms of claims service and believe me... when you have a claim go off the rails you'll wish you'd spent the extra $50-$100 in premium for a better insurer.

Unfortunately, in this day and age most young people don't care or think about the service they may need when they purchase insurance. They look for what is cheapest....this has been brought on by the high cost of insurance and the fact that you can go on-line and purchase insurance without ever talking to someone (and people wonder why they don't know what their policy covers).

___________________

quote:

Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

quote:

Originally posted by ChemEnhanced Unfortunately, in this day and age most young people don't care or think about the service they may need when they purchase insurance. They look for what is cheapest....this has been brought on by the high cost of insurance and the fact that you can go on-line and purchase insurance without ever talking to someone (and people wonder why they don't know what their policy covers).

hey man which company do u work for? I was thinking about becoming a adjuster when i finished the insurance program at mohawk but decided to go be a broker instead. Do u got your CIP?

___________________
YOU THINK ITS OVER...WELL NOTHING IS OVER...TRANCE MUSIC IS STILL ALIVEEE

quote:

Originally posted by greeko hey man which company do u work for? I was thinking about becoming a adjuster when i finished the insurance program at mohawk but decided to go be a broker instead. Do u got your CIP?

Chemy and I are both with Crawford, both have our CIPs. Word of advice... if you're committed to a career as a broker, try to get into commercial lines as soon as possible (way better commissions and easiser books of business to maintain).

___________________

quote:

Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

quote:

Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

quote:

Originally posted by greeko hey man which company do u work for? I was thinking about becoming a adjuster when i finished the insurance program at mohawk but decided to go be a broker instead. Do u got your CIP?

trust me...stay away from adjusting...too many headaches....everybody yells at the adjusters

As Moral said....get into commercial business as fast as possible as a broker....the real money is in commercial business....a good broker can make huge coin.

___________________

quote:

Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

quote:

Originally posted by ChemEnhanced trust me...stay away from adjusting...too many headaches....everybody yells at the adjusters As Moral said....get into commercial business as fast as possible as a broker....the real money is in commercial business....a good broker can make huge coin.

yah i know commercial is where its at, and yah if your really good, making more then lawyers and doctors.

___________________
YOU THINK ITS OVER...WELL NOTHING IS OVER...TRANCE MUSIC IS STILL ALIVEEE

quote:

Originally posted by Moral Hazard Chemy and I are both with Crawford, both have our CIPs. Word of advice... if you're committed to a career as a broker, try to get into commercial lines as soon as possible (way better commissions and easiser books of business to maintain).

crawford isnt to bad i hear but yah you guys are prob constantly on the road and shit too...i have to work on finishing and getting my cip 4 more to go.

___________________
YOU THINK ITS OVER...WELL NOTHING IS OVER...TRANCE MUSIC IS STILL ALIVEEE

quote:

Originally posted by greeko crawford isnt to bad i hear but yah you guys are prob constantly on the road and shit too...i have to work on finishing and getting my cip 4 more to go.

Chemy is on the road a lot... I've moved out of the field and into management so no more driving all over the city for me.

___________________

quote:

Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

quote:

Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

niceee. I hope to own my own brokerage someday after i get my level 2 license

___________________
YOU THINK ITS OVER...WELL NOTHING IS OVER...TRANCE MUSIC IS STILL ALIVEEE