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Originally posted by nrjizer This happened to me. One day I went to check my account balance, and there was a strange $200 charge from Sears that was definately not anything I had bought. Within an hour or two the thief had also bought $40 in gas. I managed to catch the first charge about 30 mintues after it had happened, thankfully. I gotta give Wachovia credit on this one--I called them immediately, they froze the account and had a new debit card on the way, and they faxed me an affadavit to confirm that I was not the one responsible for those charges and that I believed them to be fraudulent. As soon as I signed it and sent it back, they credited me the money back into my account and sent the case to their anti-fraud department. To this day I don't know if they ever caught the ****** who was draining my account, but seeing as they credited me my money back right away, I can't really complain.

that just seems too easy though. what if you buy a new tv at bestbuy, go home and call wachovia saying you don't know where that charge came from? is it that easy to rip off banks?

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Originally posted by JD8180 good luck with that, i hear the whole fraud thing can be quite a pain to get everything sorted out entirely. is your bank going to take off the charges?

I don't know; I've never dealt with this sort of situation before. I'm going up there tomorrow morning to try and work this out, though.

I bet it was a puerto rican or a mexican who stole your money.

hopefully they'll remove the charges w/ no questions/problems. best o luck

this happened to me as well

it was 3 days before WMC & i get a call from Wells Fargo stating they're noticing a bunch of activity on my acct. it didnt strike me as odd as i had been buying all kinds of stuff for my trip (shoes, trunks, travel supplies, clothes, & a lot of other sh*t) so i almost ignored it

luckily i checked my acct to find a bunch of charges to PetMeds, E-Music, Blockbuster, Vistaprint, & a sh*tload of small charges to companies.

the fraud rep from Wells said, "they usually test out ur card on small transactions & then go for the big stuff"

so i had to cancel my card & make a claim w/them so they could re-imburse my acct. some of the claim hasnt been resolved as of today 2 mos later

so since they froze my acct, there was a concern, as i had used that card to reserve the room so i had to pay for my room in cash & a deposit in cash for the incidentals which was $250 extra.

that was a pain in the ass but the real kicker was i had to have my friend use her card for the rental in MIAMI cuz i couldnt leave a deposit

fukn bastards

I talked to the bank today.

I'll be getting a new card in about four days, and the rep that I talked to said that the $1000 charge may not even get through, since I canceled the card while the charge was still pending. Even if it does go through, she said that the charges will be removed, and I signed an affidavit to confirm that the charges were illegitimate.

Later today I'll call the fraud people at the police department to let them know about all this and hopefully they can catch the little shit who went on a short shopping spree at my expense.

I had some jackass steal my ID too
he was a real piece of work, took out an ID with HIS pic and my ssn
went to a bank and a furniture store, opened an account with both of them
fucking tool took out $3K from the furniture store, and bounced checks left and right
next thing I know I'm getting a call from Maryland asking me to pay up
I'm like: lady, I've lived in Florida for 23 years, I have no clue wtf your talking about
Affidavits and all, got it all cleared, but it's just crazy that someone can take on your life like that..

Glad to hear your bank is working things out with you

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Everyday should be a Saturday..

Where I work, it's unbelievable how easily I could take part in illegal activities with credit cards and stolen identities.

People hand over their details, I take all the details from their cards, I make a photocopy of the Card.

I sit there and take their employment details, details of their financial situations. Everything. It's just crazy.

I even have to get their drivers license photocopied.

People leave their cards in the chip and pin machines.


I once was sure that someone had taken money from my account because it was at a golf course a few miles away that I was sure i'd never used before.


Turned out it was because I got really really drunk and went onto the driving range.

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Check out my Mashups on Soundcloud

quote:

Originally posted by MrJiveBoJingles I'll be getting a new card in about four days, and the rep that I talked to said that the $1000 charge may not even get through, since I canceled the card while the charge was still pending. Even if it does go through, she said that the charges will be removed, and I signed an affidavit to confirm that the charges were illegitimate.

Thats good, sometimes its really hard to get those things removed from your debit card... since youre playing with real money and not just credit.

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quote:

Originally posted by MrJiveBoJingles Later today I'll call the fraud people at the police department to let them know about all this and hopefully they can catch the little shit who went on a short shopping spree at my expense.

I went through the same thing a few years ago and I couldn't even get the detective to return my calls. I made arrangements to obtain video tapes of 3 different location/transactions where the perps used my card but the detective never collected them. Additionally, I made arrangements to obtain video tape of the location where my card was stolen. This was critical because it was a gym and it required you to sign in if you were a non-member or swipe your registration card if you were a member. Right there you get personal info as long as I could ID the two guys that did it. The detective never collected that tape either. Disappointing.

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My dad had his wallet stolen about 15 years ago, and the guy who did it was caught by a clerk at a leather store who followed the rules and asked for ID. Although, apparently, he was sketchy to begin with.

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