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Moral Hazard
Oppressing the 99%



Registered: Mar 2005
Location: with the 1%

Seriously, you had thousands of dollars worth of gear and no insurance on it? That's just stupid.

Sorry about the loss.

How old are you, how long have you been living at your friends... and why? (I'm an insurance adjuster... I'm just trying to see if there is any way we can finagle you into a coverage situation).


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quote:
Originally posted by RickyM
you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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lol, i love it when moral feels the need to lay the smack down

Old Post Nov-21-2008 13:30  Canada
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ChemEnhanced
ƒ¶ƒåƒÓƒÛƒnƒéƒßƒåƒnƒÚƒÕƒÞƒ



Registered: Mar 2005
Location: Milton, ON Canada

quote:
Originally posted by Moral Hazard
Seriously, you had thousands of dollars worth of gear and no insurance on it? That's just stupid.

Sorry about the loss.

How old are you, how long have you been living at your friends... and why? (I'm an insurance adjuster... I'm just trying to see if there is any way we can finagle you into a coverage situation).


Most insurance policies will have Voluntary Payment for Damage to the Property of Others however; property owned by tenants would not be covered.

The best thing to do is have your friend say its their equipment....but you didn't hear that from me.


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Last edited by Moral Hazard on Apr-26-2011 at 07:48

Old Post Nov-21-2008 13:41  Canada
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Abercrombie
myspace.com/ashesband



Registered: Sep 2005
Location: Aurora Borealis

tag-team-duo-bruthas-to-the-rescue


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Old Post Nov-21-2008 13:46  Canada
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exstasie
Hack Attack



Registered: Jun 2006
Location: Toronto/Sauga, Canada

quote:
Originally posted by Abercrombie
tag-team-duo-bruthas-to-the-rescue



hahaha +1


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Old Post Nov-21-2008 13:59  Canada
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Aleksandra
Supreme tranceaddict



Registered: Apr 2006
Location: Toronto

Sorry to hear that
What started the fire?


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Old Post Nov-21-2008 14:59 
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zokissima
Supreme tranceaddict



Registered: Dec 2004
Location: Toronto

Good news you were not involved yourself, but IMO, kind of stupid that you would not have insurance. Did you ever even look into it? It is quite affordable.

Old Post Nov-21-2008 15:08  Yugoslavia
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DJM104D
tranceaddict



Registered: Dec 2006
Location: Insulated Cardboard Box

for the insurance ppls thee to help me, i thank you. ill give further details after my flight back to the almighty t.
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.
word through the woodwork is that she was put into RCMP custody after she was released from the hospital. my buddy is doing ok, still havent heard from him tho. i dont really expect to. i am sure this is one of those situations where 'our friendship remains but cant see each other anymore'.
i couldve lost my life, him and i ran in to try and save the gear and the records, it was hopeless.
its one thing to have a controlled fire, when it is out of control and you are in the middle of it the world ceases to exist. its a feeling that i hope no one has to go through.
someone asked my age...im 22.
investigators are going through today to draw up a conclusion.

all of you have been so helpful. thank you so much for the support.
it is true, the muzik brings us together.


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Old Post Nov-21-2008 16:17  Canada
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StereoPrincess
sassy one-piece



Registered: May 2001
Location: SPFRI

if you are a student, your stuff may be covered under your parents home insurance.

your story seems so extreme. how can that even happen!?

i am very sorry you have to go through this.

Old Post Nov-21-2008 16:37  Poland
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exstasie
Hack Attack



Registered: Jun 2006
Location: Toronto/Sauga, Canada

quote:
Originally posted by StereoPrincess
if you are a student, your stuff may be covered under your parents home insurance.

your story seems so extreme. how can that even happen!?

i am very sorry you have to go through this.


Yeah, that is crazy!

I wonder how the insurance will work for that since she deliberately set the fire.

And yes, when I was away at University at the dorms, all of my stuff was insured under my parents house insurance at home.

There was no way I was going to have all of that stuff in my room without it being insured!


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Old Post Nov-21-2008 16:47  Canada
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jchung52
Supreme tranceaddict



Registered: Dec 2006
Location:

quote:
Originally posted by DJM104D
for the insurance ppls thee to help me, i thank you. ill give further details after my flight back to the almighty t.
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.
word through the woodwork is that she was put into RCMP custody after she was released from the hospital. my buddy is doing ok, still havent heard from him tho. i dont really expect to. i am sure this is one of those situations where 'our friendship remains but cant see each other anymore'.
i couldve lost my life, him and i ran in to try and save the gear and the records, it was hopeless.
its one thing to have a controlled fire, when it is out of control and you are in the middle of it the world ceases to exist. its a feeling that i hope no one has to go through.
someone asked my age...im 22.
investigators are going through today to draw up a conclusion.

all of you have been so helpful. thank you so much for the support.
it is true, the muzik brings us together.


wow


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Old Post Nov-21-2008 16:49  Canada
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Yohan
Champion of Deep&Nu-disco



Registered: Jan 2004
Location: Kitchener, Ont, Soviet Canuckistan

quote:
Originally posted by DJM104D
someone asked what caused the fire...well, his gf.
she torched the place while we were at work. it was either gasoline (class 2) or diesel (class 5) that was used. really what she was trying to do was self-immolation (? not too sure on spelling there, think im right tho). it is where you kill yourself via fire.

wow. psycho bitch


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Originally posted by chinamon
not true. i say "ugh"
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lol colour me retarded

Old Post Nov-21-2008 16:51  Canada
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DJM104D
tranceaddict



Registered: Dec 2006
Location: Insulated Cardboard Box

she was fine tho. two nights ago we were hangin out drinkin some vino, hittin some organics, spinnin some rekkidz. we had a friend over and it was all so good.
i was living with them for just over 3wks. so i was able to see everything very clear. my buddy got me a job working with him in dangerous tree removal and i was sorting out my life quickly and happily.
they had normal couples bs issues; attention concerns, money, her finding a job, you know things like that.
they were a good healthy couple. the three of us lived harmoniously.

im just down the road from the house which is now referred to as "the site". im still shook about all of this and its going to be even harder to look at the wreckage today.
i just want to get on that plane and fly those 4400kms back to toronto asap.


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The Lyrics ARE Hilariously Dirty.

Old Post Nov-21-2008 17:30  Canada
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TranceAddict Forums > Local Scene Info / Discussion / EDM Event Listings > Canada > Canada - Toronto & Southern Ont. > have you ever lost your life in a fire?
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