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Originally posted by london_ta I think ur retarded.

Alright smart guy... this is a single vehicle accident... meaning the only person involved is the driver of the vehicle... who was negligent; subsequently, at fault?

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by Moral Hazard Alright smart guy... this is a single vehicle accident... meaning the only person involved is the driver of the vehicle... who was negligent; subsequently, at fault?

now if only he hit a deer

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Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

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Originally posted by ChemEnhanced now if only he hit a deer

Technically that's still an at-fault collision... but most insurers don't treat it as such... of course you already know this.

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by Moral Hazard Technically that's still an at-fault collision... but most insurers don't treat it as such... of course you already know this.

I know...they should never have changed it to a comp. claim from a collision claim.....but I can see how in some cases a driver would not be able to avoid a collision with a deer.

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Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

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Originally posted by urban_legend Question though, why the hell did you waste money on a tow? It sounds like the car was drivable?

It wasn't drivable.

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Originally posted by Moral Hazard It does not matter... you are responsible for paying sufficient attention and driving with sufficient care that you can avoid collision.

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Originally posted by Nicolas Oliver Because 1) it was dark outside and 2) the piece of debris was black (or some other dark colour) I was unable to notice the obstruction until it was too late for me to avoid it.

In addition, there were cars passing by me in the adjacent lanes and, so, if I had swerved violently I might have collided with another driver.

Respectfully, I don't appreciate your condescending tone MH; it's unnecessary.

yeah you're pretty much out of luck. i totalled my car when i hit a deer which was impossible to avoid but still had to pay the deductible. i also had a huge tree branch fall on my car during a storm and had to pay the deductible. clearly not my fault other then the fact that i was the one that parked under it.

Ugh fucking car insurance. Legalized extortion.

sorry that had to happen to ya ...my buddy ran over a truck tire and it got lodged underneath his bmw which was lowered and it made his car loose all control ended up in teh ditch. He was so lucky he was not paralyzed. It took him like 6 months to recover with a neck brace. I think the only thing you can do thank the lord your alright.
I do have to say some of these truck drivers don't give two shits and aren't held responsible for tires/scrap off their truck. If i see this i am going to get my camera take a picture of his plates with everything and report them.

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Originally posted by Moral Hazard Alright smart guy... this is a single vehicle accident... meaning the only person involved is the driver of the vehicle... who was negligent; subsequently, at fault?

As I said before... your a retard.

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Originally posted by london_ta As I said before... your a retard.

If you want to call someone a retard, at least learn to spell so that you don't look like one. It's you're.

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Originally posted by me@t k@tie If you want to call someone a retard, at least learn to spell so that you don't look like one. It's you're.

Thanks for that lesson teacher. Your a retard too!