Just got my Insurance Review and my Policy dropped massively, I'm so happy!

Last May I got rear-ended and went to some physio, chiropractor and etc clinic ... found out these guys were a bunch of con-artist and quickly cancelled all my apt with them. Called my insurance right away to notify them and wrote a letter in full detail of what they've done and etc. Told my insurance to not pay a single dime to these f*ckers if they start billing some retarded treatments.

I assume they rewarded me by dropping my premium at a time like this.

Last edited by E2EK1EL on Nov-05-2009 at 05:25

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Originally posted by E2EK1EL Just got my Insurance Review and my Policy dropped massively, I'm so happy! Last May I got rear-ended and went to some physio, chiropractor and etc clinic ... found out these guys were a bunch of con-artist and quickly cancelled all my apt with them. Called my insurance right away to notify them and wrote a letter in full detail of what they've done and etc. Told my insurance to not pay a single dime to these f*ckers if they start billing some retarded treatments. I assume they rewarded me by dropping my premium at a time like this.

While I commend you on notifying your insurer of the unscrupulous healthcare professionals; it is unlikely this led to a premium decrease. Chances are something else changed (probably a demographic factor like age, useage, or territory) that led to a lower premium. Underwriters set the rates and usually do not check the notes of claims files before doing so (they just check the liability apportionment); subsequently, it's unlikely the underwriter who set your rate even knows of your honesty... not impossible but improbable.

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by E2EK1EL Just got my Insurance Review and my Policy dropped massively, I'm so happy! Last May I got rear-ended and went to some physio, chiropractor and etc clinic ... found out these guys were a bunch of con-artist and quickly cancelled all my apt with them. Called my insurance right away to notify them and wrote a letter in full detail of what they've done and etc. Told my insurance to not pay a single dime to these f*ckers if they start billing some retarded treatments. I assume they rewarded me by dropping my premium at a time like this.

Three treatment facilities come to mind when I read this.

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Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48