quote:

Originally posted by Schadenfreude i saw a show on extended warranties and how pretty much every consumer advocate group advises against them. Read the conditions very carefully if you do get it, as there are so many clauses in these warranties that make them void even if you paid for it. The show did say that many of these companies do not honour the warranty for more than 50% of claims. That is a pretty big chance to pay for. There are also many stories of these companies folding, or being bought out by others in which case the warranty also becomes void. The only good thing that they had to say was regarding American Express and their extended warranty plan. It was the only company that was spoken about positively. extended warranties are a license to print money for those issuing them, and rarely worth it for those paying for them.

exactly sir. I made the mistake a long time ago of having one & when a simple problem not of my fault arose, they pretty much told me to fuck off. If it does break, Either pay for it to be sorted or buy another one, I've had nothing (touch wood) break on me really prematurely.

bear in mind that we both live outside of the US, so the laws may be more protecting to the consumer there. There has been a lot of complaints in Quebec for fraud of these companies, it does not necessarily mean it will be the same state side.

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well yeah, but I wouldn't be surprised if the US was worse than both of our nations for these things, or if they expend all their energies in frivilous lawsuits

actually, the threat of litigation would lead me to think that they might actually cover their asses more in the US.

in Canada, you just can't sue people because you feel like it.

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Extended warranties are almost always nothing more than companies profiting from irrational risk aversion.

quote:

Originally posted by Schadenfreude in Canada, you just can't sue people because you feel like it.

I should sue you for implying that you can do that in the US.

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my Toshiba came with an extended 3-year warranty (luckily i didn't pay for it) and i never had to use it. Toshiba laptops are pretty quality, and i think as long as you back up your files, take good care of expensive electronics and know a bit about replacing hardware, there's really no reason for it.

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With a TV I would definitely get extended warranty. With a PC, I'm not sure you need one. If any PC component is badly made it will most likely die within the first year, or more like the first month.

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quote:

Originally posted by Schadenfreude i saw a show on extended warranties and how pretty much every consumer advocate group advises against them. Read the conditions very carefully if you do get it, as there are so many clauses in these warranties that make them void even if you paid for it. The show did say that many of these companies do not honour the warranty for more than 50% of claims. That is a pretty big chance to pay for. There are also many stories of these companies folding, or being bought out by others in which case the warranty also becomes void. The only good thing that they had to say was regarding American Express and their extended warranty plan. It was the only company that was spoken about positively. extended warranties are a license to print money for those issuing them, and rarely worth it for those paying for them.

I agree.

I've heard good things about Square Deal. The extended warranty for the TV is probably a better idea than the laptop.

Understand there are 2 types defect and no fault extended warranties. The later, is more expensive but covers if you accidentally damage it which is easy to do with a laptop like dropping it. There are also lots of clauses and rules:
Square Deal 3 year warranty begins immediately. So if the laptop has 1 year warranty, SD adds 2 years after that. Only certain parts are covered and the value depreciates over time. The likelihood of a manufacture defects after the 1st year is low. Even if it coverage was longer, by year 3+ you'll be looking to get a new laptop that's faster and uses the latest technology. If it gets stolen the warranty won't do you much good.

quote:

Originally posted by Schadenfreude in Canada, you just can't sue people because you feel like it.

What do you do for fun then?

extended warrantys are cash cows for companies.

there was a study or something i saw that said repair costs are a lot cheaper than the extended warranty.