holy, so many lazy pricks letting their license expire.
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Sep-15-2010 03:15
The Highroller
ad hoc and ad lib
Registered: Oct 2002
Location: Flying over the cuckoo's nest
quote:
Originally posted by ChemEnhanced
Most companies will offer a discount if you've taken some sort of driving school. If you are lucky you might get a 10% or so.
I don't know why I'm responding since graham has me on ignore anyway
What is the approximate present value of the premium discounts?
Sep-15-2010 04:47
Sasha
Obsequey
Registered: Jun 2005
Location: Doll-Dagga Buzz-Buzz Ziggety Zag
quote:
Originally posted by chinamon
holy, so many lazy pricks letting their license expire.
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Sep-15-2010 04:52
Mortyman
Mr. Morton
Registered: Aug 2001
Location: Toronto
Every insurance company is different. Some places will accept a driving school up to 5 years after the fact. So if it's only been 3 years you should still be ok. But regardless, you shouldn't be on anyones insurance policy unless you have a G2 license. If you let you G1 expire (God knows why) just go get a G2 as quickly as possible, then wait your mandatory 1 year and get a G License. You're really on hurting yourself by not upgrading your license! You'll be paying higher rates longer than anyone!
I don't know why I'm responding since graham has me on ignore anyway
Luckyyyyyyy..
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quote:
Originally posted by chinamon
chinamon is INCH MOAN.
LOL so fitting.
Sep-15-2010 13:50
Jem_hadar
I remember...
Registered: Nov 2003
Location: Pandora (South of Nowhere)
quote:
Originally posted by Mortyman
You're really on hurting yourself by not upgrading your license! You'll be paying higher rates longer than anyone!
True.
I know with Co-operators that every year longer I had my full G licence (up till I had had my G for a full 5 yrs), I went up a tier and received a further reduction in my yearly premiums.
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Sep-15-2010 15:32
CAKE
Sex and Tribal
Registered: Nov 2005
Location: At Zone
Does it make a differance once you get older ? like you get a rate rate drop after 25 right ??
Wow, you're in the same boat as me Graham! except I'm 30
Sep-15-2010 15:55
geroin
Supreme tranceaddict
Registered: Nov 2003
Location:
quote:
Originally posted by Jem_hadar
True.
I know with Co-operators that every year longer I had my full G licence (up till I had had my G for a full 5 yrs), I went up a tier and received a further reduction in my yearly premiums.
I don't think it matters on how long you've had the G license for, i think they would just deduct it since you've been with them for over 5 years and had no claims (i assume) as appreciation. As soon as you would get into an accident and make a claim your insurance would skyrocket no matter how long your experience was..
After you reach 25y the insurance premium is dropped significantly as well, about 25-30%.
Registered: Nov 2003
Location: Pandora (South of Nowhere)
quote:
Originally posted by geroin
I don't think it matters on how long you've had the G license for, i think they would just deduct it since you've been with them for over 5 years and had no claims (i assume) as appreciation.
Maybe its just their policy. I know i didnt change tiers when I was insured with only my G2 though. I've always and continually been with Co-operators.
If what you are saying is true, then this "appreciation" perk only applied to those with G licences. My prem started decreasing once i got my G and continued to decrease for the subsequent five years (i was told by my agent lady that i went up a tier for every year up to five that i held my G licence for) << Maybe thast only a co-operators practice though.
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TECHNO IS THE BEST NOISE ON EARTH.
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Sep-15-2010 17:43
geroin
Supreme tranceaddict
Registered: Nov 2003
Location:
quote:
Originally posted by Jem_hadar
Maybe its just their policy. I know i didnt change tiers when I was insured with only my G2 though. I've always and continually been with Co-operators.
If what you are saying is true, then this "appreciation" perk only applied to those with G licences. My prem started decreasing once i got my G and continued to decrease for the subsequent five years (i was told by my agent lady that i went up a tier for every year up to five that i held my G licence for) << Maybe thast only a co-operators practice though.
possibly dude, they basically award you for being with them for sometime having clean record and a G license. Do you think if you would abruptly switch your companies to another they would match the rate you are receiving now and continue deducting every year? i think they would possibly match it but not deduct it until a few years have passed. In fact my dad just received a letter in the mail indicating that they are cutting some of his coverage out and increasing the premium lol and he has a clean record. (i think we had a post here sometime ago about that)
