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TranceAddict Forums > Local Scene Info / Discussion / EDM Event Listings > Canada > Canada - Toronto & Southern Ont. > Sending money by e-mail !
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Rocco
PierreM



Registered: Mar 2003
Location: Toronto, Canada

quote:
Originally posted by DJLocoMoco
I should rephrase what I said in my initial post,
you shouldn't worry too much about people stealing your credit card number in order to make purchases and what not, instead you should worry about people using that number in order to steal your identity. Having a stolen identity is scary shit, and it can be done quite easily. A guy in one of my classes this past semester said he tried to cross the border with his friend, but they were denied passage for 3 hours because apparently there was someone already in the US using his friends name. The officials told him that his identity had been stolen. That is some scary shit, someone going around prentending to be you, what the fuck!


actually i would be worried about them more than i'm worried about me

if u wanna pretend to be me, by all means... my credit cards are overdue by a year jk


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Old Post May-05-2003 19:20  Egypt
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vickyvale
Angelina



Registered: Feb 2003
Location: Brantford, ON, Canada

[QUOTE]Originally posted by Endlesswave
I work at Easyline for Td/Ct...


Wow! I work at TDCT too! I'm just a teller though. How do you like it...

Old Post May-05-2003 20:28  Canada
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dEsidEL
Fu Man Choonz



Registered: Aug 2000
Location: Below the Belt
KarateKid

quote:
Originally posted by vickyvale
[QUOTE]Originally posted by Endlesswave
I work at Easyline for Td/Ct...


Wow! I work at TDCT too! I'm just a teller though. How do you like it...


Chris and I hate the branches ..


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Old Post May-05-2003 20:54  Micronesia-Federal State of
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vickyvale
Angelina



Registered: Feb 2003
Location: Brantford, ON, Canada

quote:
Originally posted by dEsidEL
Chris and I hate the branches ..


I came in after TDCT merged...but I hear nothing but complaints about the TD rules. I guess everyone liked the way Canada Trust did things. I dunno...line ups are supposedly bad at different branches but ours is pretty slow most of the time so it's not all bad. If I didn't get free banking for being an employee...I'd hate TDCT!!

Old Post May-05-2003 21:06  Canada
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AmbiguousBliss
Ein großes Bier, bitte.



Registered: Dec 2002
Location: Brasil/Canada

quote:
Originally posted by DJLocoMoco
...credit card companies keep track of all your purchases, they know what your spending range is, and how often you purchase items. So if one day all of a sudden there is this huge amount being charged to your account, the transaction won't go through. They automatically flag "suspicious" purchases. The only way the transaction will go through is if the card owner calls and informs them that it is a legit purchase. So unless the theif is smart enough to guess your spending range he/she will be shit out of luck.

That's a pretty neat thing. I never really thought about that.


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Old Post May-05-2003 22:56  Brazil
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dEsidEL
Fu Man Choonz



Registered: Aug 2000
Location: Below the Belt
KarateKid

quote:
Originally posted by vickyvale
I came in after TDCT merged...but I hear nothing but complaints about the TD rules. I guess everyone liked the way Canada Trust did things.


believe me i don't either .. but the thing is CT did everything so lax that the company could not stay profitable that way. i mean hell that's why they're OWNED now ..


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Old Post May-06-2003 04:23  Micronesia-Federal State of
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Endlesswave
Resident GreekCypriot.



Registered: Sep 2001
Location: Thornhill (Ontario)

quote:
Originally posted by vickyvale
[QUOTE]Originally posted by Endlesswave
I work at Easyline for Td/Ct...


Wow! I work at TDCT too! I'm just a teller though. How do you like it...



You work for the branch eh? Muahahahaha. Easyline is ok...except when ppl expect me to release holds...lol


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Old Post May-06-2003 04:59  Cyprus
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King_Mack
Professor of Pimpology



Registered: Oct 2002
Location: Toronto, Canada

quote:
Originally posted by DJRocco
lol no no no i know what he meant.
but if u think about it, a card-scanner is physical... true? i mean u do have to swipe it.

it's pretty much like stealing the card *physicaly* and copying the # down really really fast. EITHER WAY, yes sorry i should have been more clearer.


well its much easier to steal cc #s. Ive worked in retail before..and at small stores, all you need is the credit card signature slips..copy cc # expiry date and name on the cc(with a quick glance at the signature) and you're on your way
Ive never done it before, but during those long days there my mind just runs wild and I came up with it hehe

quote:
You shouldn't worry too much about your credit card number being stolen, why? Because credit card companies keep track of all your purchases, they know what your spending range is, and how often you purchase items. So if one day all of a sudden there is this huge amount being charged to your account, the transaction won't go through. They automatically flag "suspicious" purchases. The only way the transaction will go through is if the card owner calls and informs them that it is a legit purchase. So unless the theif is smart enough to guess your spending range he/she will be shit out of luck.

yep, its a security feature implemented by cc companies to deter big losses. Because usually a person uses a stolen credit card to buy a big item(like electronics) and dispose of the card so it wont get tranced. Unfortunately, cc thieves are now getting a BUNCH of credit card #s and committing smaller charges so it wont be flagged. Use them twice and then dump the numbers


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Old Post May-06-2003 16:25  Canada
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DigiNut
You kids get off my lawn!



Registered: Dec 2002
Location: Toronto, Self-proclaimed Centre of the Universe

quote:
Originally posted by Endlesswave
Easyline is ok...except when ppl expect me to release holds...lol


I have sympathy for all support-oriented people who have to take unnecessary shit from angry and ignorant customers (I've been there and so have my friends), but those holds are such B.S., I'm getting ready to close my account with TD. I understand the concept (people do scam), but when I've been banking there over a year, have good credit on my cards and have never been overdrawn or NSF, and they still insist on holding cheques as small as $150 for 5 days when the cheque actually cleared after 2 days, it really pisses me off.

They abuse their contract by taking out interest-free loans on bankers' money. Cheap pricks. (Not you, the TD policy-makers. )


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Old Post May-06-2003 18:32  Canada
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Endlesswave
Resident GreekCypriot.



Registered: Sep 2001
Location: Thornhill (Ontario)

*shrugs shoulders*. I don't make the rules, I just follow em.


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Old Post May-06-2003 18:34  Cyprus
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Durafei
the crazy russian



Registered: Oct 2000
Location: San Francisco, California

quote:
Originally posted by DigiNut
I have sympathy for all support-oriented people who have to take unnecessary shit from angry and ignorant customers (I've been there and so have my friends), but those holds are such B.S., I'm getting ready to close my account with TD. I understand the concept (people do scam), but when I've been banking there over a year, have good credit on my cards and have never been overdrawn or NSF, and they still insist on holding cheques as small as $150 for 5 days when the cheque actually cleared after 2 days, it really pisses me off.

They abuse their contract by taking out interest-free loans on bankers' money. Cheap pricks. (Not you, the TD policy-makers. )


Weird.. My cheques were cleared instantly 6 months after I joined TD..


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Old Post May-06-2003 19:07  Canada
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vickyvale
Angelina



Registered: Feb 2003
Location: Brantford, ON, Canada

quote:
Originally posted by Endlesswave
*shrugs shoulders*. I don't make the rules, I just follow em.


Me too. I don't necessarily release holds...well, I can't... but I give back a lot of service charges cuz I think most of them are B.S.

Old Post May-06-2003 20:47  Canada
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