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Originally posted by kotsy Originally posted @ http://www.thestar.com/news/article...mpton-fire?bn=1 13-year-old charged with arson after Brampton fire A 13-year-old boy has been charged after a house in Brampton suffered significant damage in a fire on Sunday night. Police said they received a call at 7:15 p.m. Sunday when the home near Bovaird Dr. and Hwy. 410 was set ablaze. Police arrested the teen on Monday and charged him with arson and disregard for human life. No one was injured in the fire and police have not released the cost of damage.

Nice find!

Also, ppl who are neighbours were posting on YouTube including the guys who let me jump their backyard fence which let me get back to my car... circumnavigating the police barricades.

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Originally posted by kamil Keep thinking that. Also, do you work for an insurance company? You seem to defend these thieves for some reason. My parents are fighting with insurance right now. Our unit got burned to the ground because of the next door neighbors caught fire from inside and affected us as well as the unit next door. Now, to really spoil your fun and debunk your claims about insurance procedures, the insurance company is doing everything it can to not pay through and their original offer was significantly lower than what we were insured for. Theyve tried to find as many loopholes as possible NOT to give us the coverage we were paying for, and it got to the point where we hired a lawyer to take care of these f.uckers. But hey, you seem like you know better than people like me who get their shady treatment firsthand. Now take a seat.

I've been an insurance adjuster for over 15 years so I'm pretty sure I know how the claims business works. Trust me, insurance companies do not look for loopholes so they don't have to pay for things. Have you actually read through your policy to see what it actually covers. Most adjusters/insurance companies actually look for ways to pay claims. It usually costs less to find a way to pay a claim then it does to deny it.

It sounds like you are talking about a condo policy which means you have your own insurance plus the condo corp insurance plus the neighbour's insurance to deal with. This becomes complicate as there are certain things that the condo corp insurance is responsible for and your insurance isn't responsible for.

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Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

Last edited by ChemEnhanced on Sep-13-2011 at 13:47

I see someone has embedded the video on another site.

http://statter911.com/2011/09/12/ra...ampton-ontario/

I noticed, though, that they barely have any info just like the Star post. Even on the Star post it's funny they didn't mention the address. You'd expect at least that from a newspaper reporter.

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Originally posted by kamil But hey, you seem like you know better than people like me who get their shady treatment firsthand.

Yep, no doubt someone who's experience in insurance is listenting to his parents complain about their insurance claim definately knows much more about insurance then someone with a degree in insurance, licenced to handle claims in 9/10 provinces, has handled thousands of claims, and manages an office of claims adjusters... indeed, I bow to your superior knowledge.

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by ChemEnhanced I've been an insurance adjuster for over 15 years so I'm pretty sure I know how the claims business works. Trust me, insurance companies do not look for loopholes so they don't have to pay for things. Have you actually read through your policy to see what it actually covers. Most adjusters/insurance companies actually look for ways to pay claims. It usually costs less to find a way to pay a claim then it does to deny it. It sounds like you are talking about a condo policy which means you have your own insurance plus the condo corp insurance plus the neighbour's insurance to deal with. This becomes complicate as there are certain things that the condo corp insurance is responsible for and your insurance isn't responsible for.

don't bother... he would never get it. we're crooks and the entire industry is entirely dedicated to screwing the insuring public. everyone would be much better off to just go bankrupt if their house burned to the ground or go on welfare if they got hurt in a car accident. fuck those insurance assholes, keeping people from financial ruin and underwriting the entire credit system.

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by Moral Hazard don't bother... he would never get it. we're crooks and the entire industry is entirely dedicated to screwing the insuring public. everyone would be much better off to just go bankrupt if their house burned to the ground or go on welfare if they got hurt in a car accident. fuck those insurance assholes, keeping people from financial ruin and underwriting the entire credit system.

Just imagine a world without insurance.....we would all be hunters and gatherers again running around in self made clothing with sticks for weapons.

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quote:

Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

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Originally posted by ChemEnhanced Just imagine a world without insurance.....we would all be hunters and gatherers again running around in self made clothing with sticks for weapons.

No worries, when the collapse happens insurance won't be anything important.

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Originally posted by Moral Hazard don't bother... he would never get it. we're crooks and the entire industry is entirely dedicated to screwing the insuring public. everyone would be much better off to just go bankrupt if their house burned to the ground or go on welfare if they got hurt in a car accident. fuck those insurance assholes, keeping people from financial ruin and underwriting the entire credit system.

You are crooks, with no integrity at all. I'd feel sick and embarrassed having to work for scumbags.

But you guys are right, the customers experience with assholes trying to fuck us out of a service we payed for is worthless.

And no, its not a condo, its a commercial property.

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Originally posted by kamil You are crooks, with no integrity at all. I'd feel sick and embarrassed having to work for scumbags. But you guys are right, the customers experience with assholes trying to fuck us out of a service we payed for is worthless. And no, its not a condo, its a commercial property.

I'd be more then happy to help educate you if you want to PM me a better description of what the issue is. The fact that its a commercial property makes things even more complicated then a condo.

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Scott has been introduced to the rave scene, and Ecstasy, by Craig. The two of them go out on the weekends, with some of Craigs friends, and stay up all night, dancing in a drug-fueled trance.

Last edited by Moral Hazard on Apr-26-2011 at 07:48

Chem, Moral, can you just please pay out kamil's claim and we can all get along?

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Originally posted by ChemEnhanced I'd be more then happy to help educate you if you want to PM me a better description of what the issue is. The fact that its a commercial property makes things even more complicated then a condo.

Serious question. One time our street flooded and most of the basements flooded with water. Most people had no problem with filing the claim and getting it paid. However, a lot of the companies denied to insure the homes after paying out the claim. Why is this? Too much risk so they say no?