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For the pirates one...
I suppose we're assuming that all 5 pirates are in it for themselves, and also intelligent and will make whatever decision they know will get them the most coins.
So work backwards - if we start with only pirates #4 and #5, then #4 can take all of the money since he is technically "half".
#5 doesn't want to get into this position, so if there are 3 pirates left, he should tend to agree with whatever #3 says in this case, as long as he's getting at least 1 coin.
#4, therefore, does not want to get into the above scenario since he could end up with nothing, therefore, when there are 4 people, he will tend to agree with what #2 says, as long as he's getting at least 1 coin. If you were #2 in this position, you'd offer 2 coins to #5 to make sure he agrees (because if he disagrees, he might end up with only 1 or less). And you could offer nothing to the other two pirates, because you already have half the votes.
So, #4 and #3 are definitely going to want to avoid this situation, because they get nothing, but #2 and #5 will want to be in it, so they are guaranteed to vote against you no matter what you say. All you need to do is take the votes of #3 and #4.
If there are 5 pirates, offer pirates #3 and #4 one coin each. They know they could end up with nothing if they let you get killed. Take the other 98 for yourself.
I think that's the answer, but I might be making the wrong assumptions. I haven't really been taking into account "pacts" or any such things... just assuming it's every man for himself and that they all know what's best for them (they are pirates, after all).
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