quote:

Originally posted by dEsidEL i still think they make fan more in commericial banking and other sectors, ie. securities, lending, etc. retail seems so peanuts !! btw. isn't parts of Laurentian owned by TD now as well ? lol

its possible, i thought it was Desjardins who owned most of it

anyhow, as soon as I can get rid of my Laurentian account I will.



oh the benefits to have a family member working for a bank (national bank).

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quote:

Originally posted by malek i don't think they do, personal banking is their cash cow, all these 7-8$ everyon pays per account adds up man

Sure personal / domestic banking may be a cash cow, but it's not from a result of these day to day fees, it's interest on loans and mortagages.

I just had a quick look at Scotiabank's 2004 revenue figures.

Total revenue: $9.8 billion.

Revenue from cards and deposit / payment services (which pretty much covers any of your day-to-day bank fees) totalled $877 million, or about 9% of total revenue.

I'm sure the other banks wouldn't be dramatically different either.

I just transferred all my money to the National Bank of Nigeria.

I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there...

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- rabbit.joker [funny¿rabbit] | www.rabbitjoker.com |www.ddtt.org

Dark Dirty Tech Tribal. | Hands in air (trance) and feet on the floor (house).

bmo. my brother works there so I get a few bonuses for dealing with them.

quote:

Originally posted by rabbitjoker I just transferred all my money to the National Bank of Nigeria. I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there...

HHAHAHAHAH!!!! that is HILARIOUS! I get those fcuking emails all the time...

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quote:

Originally posted by smuncky well i had a youth account, and when i turned 18, they told me to change it to a regular one, which there was no point in doing for me

my youth account at Royal went on past 20, i'm 23 now and they just added a service charge recently.. i vented for a bit but then accepted the fact that 3.50/mth is not so bad

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we leave
we take
we give

release yourself ... it's a big sky!

^TD canadatrust baby

Td Waterhouse~

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quote:

Originally posted by malek between you and me, those charges are a scam Its the principal reason why banks are creating record profits. It cost a hundred time less to make an operation with an ATM than with a human being. There's absolutely no reason to up the prices on their "packages" the way they do.

France is awesome...you can withdraw from ANY bank's ABM with no extra charges.

quote:

Originally posted by fayraree France is awesome...you can withdraw from ANY bank's ABM with no extra charges.

exactly... the ABMs are a sacrifices that the customers is willing to make in order to save money for the bank (not pay fees). Not the other way around.

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quote:

Originally posted by rabbitjoker I just transferred all my money to the National Bank of Nigeria. I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there...

LOL. I actually knew some idiot at my work who lost 8K believing that shit.

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The only legal Crooks.... oh and insurance companies and the Government too. But they all suck each other off on a regular basis to see have much more they can f**k us up the A**!

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The Matrix is everywhere, it is all around us, even now in this very room. You can see it when you look out your window, or you turn on your television. You can feel it when you go to work, when you go to church, when you pay your taxes. It is the world that has been pulled over your eyes to blind you from the truth.

quote:

Originally posted by Pettiscool thats $0 for that account with pc financial which uses cibc machines

Yeah THAT is why I was so tempted to switch from BMO to PC...I also have a mortgage with BMO and when I was thinking of switching banks when my mortgage was due, the BMO Mortgage officer was throwing all these added freebies & low rate just to keep me.The only think I HATE about BMO is that my normal branch at East York Town Center is discusting & they removed their outdoor ATM so I can't use the Mall ATM unless its open....For this reason alone I may change to the other banks in that mall because they HAVE access to their ATMs outside the mall...Fucking banks nickel & dime you for using the OTHER banks machine is total robbery

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"Kiss them for me...for I may be delayed."