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gehzumteufel
In your ass

Registered: Nov 2005
Location: so cal
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| quote: | Originally posted by Abercrombie
That's cuz AIDS costs you more than your boner.
JK, seriously.... ok I see it's a little higher than I thought... but I spoke with my couterparts who do my job states-side, and they have healthcare as part of their package and say it's as good as ours. I guess you have to have to work for a large company to have that as part of the employment deal, no? |
most office jobs offer what we call "benefits" aka health care.
and to be fair, that price is a little high. my last company i paid i think $110/month. and remember, here in the states we have a few different types of plans. we have HMO (kaiser), POS (similar to PPO), and PPO plans. they all have their pro's and con's. HMO is the worst imho. the HMO works in basically the same way in which socialized health care does. you have your family doc that you see and they take care of referrals. the only thing that they dont refer you for is optical stuff. otherwise its all referral based. POS and PPO are mostly the same, but they just have slightly different coverages. they work very different than HMOs. you can go to any doctor, anytime as long as they are in the network. you CAN go to out of network doctors, but you pay out of pocket for a good amount then.
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| quote: | Originally posted by bas
Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh |
| quote: | Originally posted by bas
Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence. |
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Apr-15-2008 04:37
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Abercrombie
myspace.com/ashesband
Registered: Sep 2005
Location: Aurora Borealis
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| quote: | Originally posted by gehzumteufel
most office jobs offer what we call "benefits" aka health care.
and to be fair, that price is a little high. my last company i paid i think $110/month. and remember, here in the states we have a few different types of plans. we have HMO (kaiser), POS (similar to PPO), and PPO plans. they all have their pro's and con's. HMO is the worst imho. the HMO works in basically the same way in which socialized health care does. you have your family doc that you see and they take care of referrals. the only thing that they dont refer you for is optical stuff. otherwise its all referral based. POS and PPO are mostly the same, but they just have slightly different coverages. they work very different than HMOs. you can go to any doctor, anytime as long as they are in the network. you CAN go to out of network doctors, but you pay out of pocket for a good amount then. |
tru nuf... here healthcare covers the bare necessities, but even here, I pay for extra healthcare through work under my benefits plan with flex dollars that I can allocate for extra life insurance, and prescriptions and extra dental work. My 4 porcelain veneers (to fix my old David Letterman teeth) cost $2800 and paid for by my flex dollars over 2 years, so no out-of pocket expense for me. If I worked in the US, I'd still go with the best plan... even at group rates, why not.
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Short time TA, Long time Guver, Good time giver.
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Apr-15-2008 04:54
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gehzumteufel
In your ass

Registered: Nov 2005
Location: so cal
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| quote: | Originally posted by NeoPhono
I agree with you. However, I do think that everyone should have insurance via the government up until 18. There are some parents out there that for some reason or another aren't (or won't) able to provide insurance for their children and it shouldn't be the children who suffer because of their parents. Once you turn 18 you're officially an adult and as one, it's up to you to insure yourself (There could be extensions for college students or for other factors). Now, I don't think the uninsured should just be denied care, so perhaps come tax time you can either prove you have your own insurance, prove you have the means to cover yourself medically, or be forced (via taxes) to pay into some sort of catastrophic socialized health insurance program.
The thing I absolutely don't want though is a two-tiered system when it comes to hospitals and doctors (fully government vs. fully private). There is just too huge of a difference in the quality of care as can be seen with VA hospitals vs. other hospitals in the US. |
why not a two-tiered system? im sure it could work because the govt/our taxes wont be paying for cancer treatments, or anything serious in the way i would have it done. it would be all the gay ass shit that people get sick with every day, the small bullshit fractures that happen, muscle pulls, you know. the shit that doesnt need some doctor that specializes in things and keeps costs down and manageable. then the private health care would cover the rest. thats a smart alternative imho. obviously its an unrefined idea, but from a more neutral perspective it seems a lot better than one extreme or the other.
| quote: | Originally posted by XaNaX
Yeah, and when you look at the cost of good health insurance in the US you have to look at the total cost. Right now I pay about $100 a month out of my pocket for insurance, but my employer is picking up the rest of the tab which is another $850 a month. So if I was self employed and was looking for the same level of coverage I would be paying at least $950 a month. But really you would pay a lot more than that because my employer has a group health plan and gets a discount from the insurance company that you wouldn't get if you were self employed and looking to get your own coverage. Another problem is if you have any pre-existing conditions. I could have terminal cancer and they have to insure me because their contract with my employer says they will insure all employees and no limits on pre-existing conditions. Try to get insurance if you are an individual with a serious medical condition that is expensive to treat. If you can even find coverage the insurance company will exclude that pre-existing condition and won't pay for anything even remotely associated with that condition.
Yes the health care system in the US is goatfucked but I doubt socialized medicine is the answer either. |
good point. i forgot to mention that the employer picks up the extra cost we dont.
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| quote: | Originally posted by bas
Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh |
| quote: | Originally posted by bas
Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence. |
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Apr-15-2008 19:01
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